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iAdvertiser Disclosure
Advertiser Disclosure
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 Greece Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Greece Community Federal Credit Union's 6 month CDs and IRA CDs rates are at 3.56%, 12 month CDs and IRA CDs rates are at 2.02%, 3 month CDs and IRA CDs rates are at 0.20%. Greece Community Federal Credit Union's money market rates are at 0.10%. Greece Community Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Greece Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates were last updated on 03/26/2026. Greece Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greece Community Federal Credit Union? Share your experience about Greece Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greece Community Federal Credit Union. Greece Community Federal Credit Union
Greece Community FCU 1795 English Rd
https://www.greecefcu.com Rochester, NY 14616 
Greece Community Federal Credit Union CD Rates
Greece Community Federal Credit Union Savings Rates
Greece Community Federal Credit Union Money Market Rates
Greece Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Greece Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greece Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greece Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Greece Community Federal Credit Union
Website
https://www.greecefcu.com
Address
1795 English Rd,
Rochester, NY 14616
Phone
585-865-2560
Fax
President
Teresa Melore
CEO
Laura Dewey
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.41%
Return on Assets (ROA)
1.1899%
Return on Equity (ROE)
9.3947%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
11,904,182
Total Amount of Shares and Deposits
10,487,507
Total Shares and Deposits < 1 Year
10,296,705
Total Shares and Deposits 1 3 Years
190,802
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,487,507
Total Interest Expense (Sum of items 6 8)
31,023
Share Certificates
58
Number of Accounts for Share Drafts
450
Number of Accounts for Regular Shares
1,627
Money Market Shares
11
Net Income (unless the amount is already included in Undivided Earnings)
141,646
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,976,489
Total Liabilities
10,396,456
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Greece Community Federal Credit UnionIs Greece Community Federal Credit Union a safe place to deposit money?Yes, Greece Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4069850888026%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Greece Community Federal Credit Union operate?Greece Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Greece Community Federal Credit Union?Yes, to access services at Greece Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Greece Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Greece Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Greece Community Federal Credit Union offer online and mobile banking?Most modern institutions like Greece Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greecefcu.com. Current Greece Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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