People\'s Alliance Federal Credit Union Rates and Review January 2026
Compare People\'s Alliance Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of People\'s Alliance Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPeople\'s Alliance Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at People\'s Alliance Federal Credit Union? Share your experience about People\'s Alliance Federal Credit Union by leaving a review below, or read customer reviews before you decide to use People\'s Alliance Federal Credit Union. Overall, People\'s Alliance Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. People\'s Alliance Federal Credit Union Main Office 125 Wireless Blvd Hauppauge, NY 11788 3971  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSecure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Access FCU Visa Classic
13.500%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
12.990%
$0 - $2,000
24 - 24
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Credit Starter Loan
16.250%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have People\'s Alliance Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: People\'s Alliance Federal Credit Union
Website: https://www.pafcu.org
Full Time Employees: 77Part Time Employees: 7 President: Diane Goerz CEO: Carol Allen Branch Locations: 8 ATM Locations: 6 Corporate Office Address:
125 Wireless Blvd
Hauppauge, NY 11788 3971 Phone Number: 631-434-3500 Fax Number: 631-434-6652 FinancialsTotal Assets:
319,830,855
Total Amount of Shares and Deposits:
282,656,830
Total Shares and Deposits < 1 Year:
275,492,408
Total Shares and Deposits 1 3 Years:
6,223,550
Total Shares and Deposits > 3 Years:
940,872
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
22,821,067
Total Uninsured Shares and Deposits > $250K (F+J):
22,821,067
Total Insured Shares and Deposits > $250K (item 17 less item K):
259,835,763
Total Interest Expense (Sum of items 6 8):
2,238,426
Share Certificates:
3,019
Number of Accounts for Share Drafts:
13,745
IRA KEOGH Accounts:
710
Number of Accounts for Regular Shares:
40,087
Money Market Shares:
500
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
45,307,131
Total Liabilities:
287,979,456
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About People\'s Alliance Federal Credit UnionIs a member application needed to join People\'s Alliance Federal Credit Union?Yes, to access services at People\'s Alliance Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, People\'s Alliance Federal Credit Union provides a range of mortgage and home equity products. Is People\'s Alliance Federal Credit Union a safe place to deposit money?Yes, People\'s Alliance Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does People\'s Alliance Federal Credit Union offer online and mobile banking?Most modern institutions like People\'s Alliance Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.65%, 6-month CD rates at 3.30% and 3-month CD rates at 2.48%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 7.99%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to 
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