Philadelphia Letter Carriers Federal Credit Union Rates and Review January 2026
Compare Philadelphia Letter Carriers Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Philadelphia Letter Carriers Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPhiladelphia Letter Carriers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Philadelphia Letter Carriers Federal Credit Union? Share your experience about Philadelphia Letter Carriers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Philadelphia Letter Carriers Federal Credit Union. Overall, Philadelphia Letter Carriers Federal Credit Union is an excellent credit union worth considering, with an overall rating of 4 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Philadelphia Letter Carriers Federal Credit Union Philadelphia Letter Carriers FCU 2512 S Broad St Philadelphia, PA 19145 4658  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Signature® Cash Back
17.750%
Visa Premier Plus
8.900%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
10.250% - 10.650%
$3,000 - $25,000
Ultra Loan
13.990%
$0
Unsecured/Personal Loans
8.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Philadelphia Letter Carriers Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Philadelphia Letter Carriers Federal Credit Union
Website: https://www.phillycreditunion.com
Full Time Employees: 1Part Time Employees: 3 President: Teresa Gahagan CEO: Robert Pino Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
2512 S Broad St
Philadelphia, PA 19145 4658 Phone Number: 215-922-5474 Fax Number: 215-922-5475 FinancialsTotal Assets:
6,763,468
Total Amount of Shares and Deposits:
6,001,824
Total Shares and Deposits < 1 Year:
6,001,824
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
132,265
Total Uninsured Shares and Deposits > $250K (F+J):
132,265
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,869,559
Total Interest Expense (Sum of items 6 8):
61,798
Share Certificates:
50
Number of Accounts for Share Drafts:
532
Number of Accounts for Regular Shares:
954
All other shares:
134
Non Member Deposits:
1
Net Income (unless the amount is already included in Undivided Earnings):
-518,094
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,012,115
Total Liabilities:
6,332,669
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Philadelphia Letter Carriers Federal Credit UnionIs a member application needed to join Philadelphia Letter Carriers Federal Credit Union?Yes, to access services at Philadelphia Letter Carriers Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Philadelphia Letter Carriers Federal Credit Union provides a range of mortgage and home equity products. Is Philadelphia Letter Carriers Federal Credit Union a safe place to deposit money?Yes, Philadelphia Letter Carriers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Philadelphia Letter Carriers Federal Credit Union offer online and mobile banking?Most modern institutions like Philadelphia Letter Carriers Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.94%, 6-month CD rates at 3.75% and 3-month CD rates at 3.15%. Savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 8.50%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to 
