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Advertiser Disclosure
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 Max Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
Max Credit Union's 7 Month* CD Account rates are at 3.75%, 12 Month IRA CD rates are at 2.53%, 18 Month IRA CD rates are at 2.53%, 6 Month IRA CD rates are at 2.53%, 12 Month CD Account rates are at 2.52%. Max Credit Union's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Max Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.24%. Rates were last updated on 04/09/2026. Max Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Max Credit Union? Share your experience about Max Credit Union by leaving a review below, or read customer reviews before you decide to use Max Credit Union. 
Max Credit Union CD Rates
Max Credit Union Savings Rates
Max Credit Union Money Market Rates
Max Credit Union Checking Rates
Max Credit Union Home Equity & HELOC
Max Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Max Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Max Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Max Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Max Credit Union
Website
https://www.mymax.com
Address
400 Eastdale Cir,
Montgomery, AL 36117 2114
Phone
334-260-2600
Fax
334-277-5121
President
Barbara Starr
CEO
Martin Head
Full-Time Employees
287
Part-Time Employees
10
Branch Locations
16
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.24%
Return on Assets (ROA)
0.9855%
Return on Equity (ROE)
6.9888%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
2,264,851,299
Total Amount of Shares and Deposits
1,969,086,316
Total Shares and Deposits < 1 Year
1,934,294,574
Total Shares and Deposits 1 3 Years
33,771,928
Total Shares and Deposits > 3 Years
1,019,814
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
155,930,181
Total Uninsured Shares and Deposits > $250K (F+J)
155,930,181
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,813,156,135
Total Interest Expense (Sum of items 6 8)
21,516,843
Share Certificates
9,121
Number of Accounts for Share Drafts
77,614
IRA KEOGH Accounts
3,105
Number of Accounts for Regular Shares
157,684
Money Market Shares
22,803
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
93,419,623
Total Liabilities
2,005,955,278
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Max Credit UnionIs Max Credit Union a safe place to deposit money?Yes, Max Credit Union is considered a safe financial institution. With a Texas Ratio of 3.236308704174%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Max Credit Union operate?Max Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Max Credit Union?Yes, to access services at Max Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Max Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Max Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Max Credit Union offer online and mobile banking?Most modern institutions like Max Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymax.com. Current Max Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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