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 Max Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Max Credit Union's 7 Month CD rates are at 3.75%, 12 Month IRA rates are at 2.53%, 18 Month IRA rates are at 2.53%, 6 Month IRA rates are at 2.53%, 12 Month CD rates are at 2.52%. Max Credit Union's money market rates are at 0.15%. Max Credit Union's Auto Loan Rates are as low as 3.75%. Max Credit Union's Credit Card Rates are at 13.00%. MonitorBankRates evaluates the financial stability of Max Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.31%. Rates last updated and verified on 09/22/2026. Max Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Max Credit Union? Share your experience about Max Credit Union by leaving a review below, or read customer reviews before you decide to use Max Credit Union. 
Max Credit Union CD Rates
Max Credit Union Savings Rates
Max Credit Union Money Market Rates
Max Credit Union Checking Rates
Max Credit Union Home Equity & HELOC
Max Credit Union Auto Loan Rates
Max Credit Union RV, Boat and Powersport Loan Rates
Max Credit Union Credit Card Rates
Max Credit Union Other Rates
Financial Health HistoryMax Credit Union’s Texas Ratio stayed near 2.17% in Q2 2023 to 2.31% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Max Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Max Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Max Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Max Credit Union
Website
https://www.mymax.com
Address
400 Eastdale Cir,
Montgomery, AL 36117-2114
Phone
334-260-2600
Fax
334-277-5121
President
Barbara Starr
CEO
Martin Head
Full-Time Employees
284
Part-Time Employees
9
Branch Locations
16
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.31%
Return on Assets (ROA)
0.4347%
Return on Equity (ROE)
3.0319%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
2,348,048,101
Total Amount of Shares and Deposits
2,027,217,534
Total Shares and Deposits < 1 Year
1,997,489,768
Total Shares and Deposits 1 3 Years
28,651,153
Total Shares and Deposits > 3 Years
1,076,613
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
160,154,919
Total Uninsured Shares and Deposits > $250K (F+J)
160,154,919
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,867,062,615
Total Interest Expense (Sum of items 6 8)
7,156,340
Share Certificates
8,952
Number of Accounts for Share Drafts
79,117
IRA KEOGH Accounts
3,080
Number of Accounts for Regular Shares
159,368
Money Market Shares
24,788
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
149,937,249
Total Liabilities
2,067,488,815
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Max Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Max Credit Union
Frequently Asked Questions About Max Credit UnionHow many branches does Max Credit Union operate?Max Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Max Credit Union?Yes, to access services at Max Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Max Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Max Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Max Credit Union offer online and mobile banking?Most modern institutions like Max Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymax.com. Current Max Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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