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iAdvertiser Disclosure
Advertiser Disclosure
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 Spokane Firefighters Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Spokane Firefighters Credit Union's 12-MONTH CD rates are at 3.29%, 12-MONTH IRA CD rates are at 3.29%, 6-MONTH CD rates are at 3.03%, 6-MONTH IRA CD rates are at 3.03%, 48-MONTH CD rates are at 2.27%. Spokane Firefighters Credit Union's 30-year SFCU Mortgage rates are at 6.25%. MonitorBankRates evaluates the financial stability of Spokane Firefighters Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.61%. Rates were last updated on 04/08/2026. Spokane Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spokane Firefighters Credit Union? Share your experience about Spokane Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Spokane Firefighters Credit Union. Spokane Firefighters Credit Union
SFCU 2002 N Atlantic St
https://www.firecu.net Spokane, WA 99205 4805 
Spokane Firefighters Credit Union CD Rates
Spokane Firefighters Credit Union Checking Rates
Spokane Firefighters Credit Union Mortgage Rates
Spokane Firefighters Credit Union Home Equity & HELOC
Spokane Firefighters Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Spokane Firefighters Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Spokane Firefighters Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Spokane Firefighters Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Spokane Firefighters Credit Union
Website
https://www.firecu.net
Address
2002 N Atlantic St,
Spokane, WA 99205 4805
Phone
509-484-5650
Fax
509-487-6567
President
William Gonzalez
CEO
Gayle Furness
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.61%
Return on Assets (ROA)
0.5496%
Return on Equity (ROE)
3.7587%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
82,550,817
Total Amount of Shares and Deposits
69,948,995
Total Shares and Deposits < 1 Year
69,493,697
Total Shares and Deposits 1 3 Years
277,337
Total Shares and Deposits > 3 Years
177,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,649,477
Total Uninsured Shares and Deposits > $250K (F+J)
3,649,477
Total Insured Shares and Deposits > $250K (item 17 less item K)
66,299,518
Total Interest Expense (Sum of items 6 8)
448,414
Share Certificates
326
Number of Accounts for Share Drafts
2,137
IRA KEOGH Accounts
82
Number of Accounts for Regular Shares
4,018
Net Income (unless the amount is already included in Undivided Earnings)
453,708
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,774,999
Total Liabilities
70,481,236
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Spokane Firefighters Credit UnionIs Spokane Firefighters Credit Union a safe place to deposit money?Yes, Spokane Firefighters Credit Union is considered a safe financial institution. With a Texas Ratio of 0.61251684303267%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Spokane Firefighters Credit Union operate?Spokane Firefighters Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Spokane Firefighters Credit Union?Yes, to access services at Spokane Firefighters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Spokane Firefighters Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Spokane Firefighters Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Spokane Firefighters Credit Union offer online and mobile banking?Most modern institutions like Spokane Firefighters Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firecu.net. Current Spokane Firefighters Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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