Platinum Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Platinum Federal Credit Union12-month CD rates can be found at 3.30%, 6-month CD rates at 4.25% and 3-month CD rates at 0.03%. Savings rates are at 0.35% and money market rates are at 2.29%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 8.90%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates which you can compare to Platinum Federal Credit Union rates.

Compare Platinum Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Platinum Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Platinum Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Platinum Federal Credit Union? Share your experience about Platinum Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Platinum Federal Credit Union.

Overall, Platinum Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Platinum Federal Credit Union
Corporate Office
1815 Satellite Blvd Ste 200
Duluth, GA 30097
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Platinum Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Foundation Bank
First Foundation Bank
Online Money Market
4.25%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
12-Month CD
4.07%
$1,000
Fidelity
Fidelity
24-Month CD
4.00%
$1,000
Community Commerce Bank
Community Commerce Bank
24-Month CD
3.76%
$1,000
Quaint Oak Bank
Quaint Oak Bank
36-Month CD
3.75%
$500
Arvest Bank
Arvest Bank
12-Month CD
3.75%
$1,000
American Bank
American Bank
24-Month CD
3.75%
$500
HSBC Bank USA
HSBC Bank USA
12-Month CD (Online)
3.70%
$1,000
Needham Bank
Needham Bank
24-Month CD
3.65%
$1,000
The Bank of the West
The Bank of the West
Money Market
3.56%
$1,500
PSECU
PSECU
12-Month CD
3.55%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
24-Month CD
3.50%
$500
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD
3.40%
$500
Kennett Trust Bank
Kennett Trust Bank
60-Month CD
3.04%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
24-Month CD
3.03%
$250
Warren-Boynton State Bank
Warren-Boynton State Bank
24-Month CD
3.02%
$1,000
The Bank of Landisburg
The Bank of Landisburg
60-Month CD
2.77%
$1,000
Castroville State Bank
Castroville State Bank
18-Month CD
2.63%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
Money Market
2.53%
$100,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
36-Month CD
2.52%
$250
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
60-Month CD
2.52%
$250
MCT Credit Union
MCT Credit Union
Sprout
2.50%
$5
Grinnell State Bank
Grinnell State Bank
60-Month CD
2.32%
$1,000
Industry State Bank
Industry State Bank
36-Month CD
2.25%
$1,000
Abri Credit Union
Abri Credit Union
12-Month CD
2.25%
$500
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
3-Month CD
2.02%
$0
Shoreham Bank
Shoreham Bank
12-Month CD
2.00%
$1,000
Northwest Community Bank
Northwest Community Bank
12-Month CD
2.00%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
60-Month CD
1.76%
$1,000
Madison County Bank
Madison County Bank
18-Month CD
1.60%
$500
Madison Valley Bank
Madison Valley Bank
18-Month CD
1.60%
$500
Acadian Federal Credit Union
Acadian Federal Credit Union
6-Month CD
1.46%
$1,000
City Credit Union
City Credit Union
Business Money Market
1.45%
$2,500
FirstOak Bank
FirstOak Bank
60-Month CD
1.06%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
6-Month CD
1.00%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
48-Month CD
0.30%
$250
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
Charles River Bank
Charles River Bank
Statement Money Market
0.25%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Business Money Market
0.25%
$100,000
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
12-Month CD
0.20%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Premier Interest Checking
0.10%
$25
Transpecos Banks
Transpecos Banks
Simple Savings
0.10%
$25
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Mercer Savings Bank
Mercer Savings Bank
Savings
0.05%
$100
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Pinnacle Money Market
0.03%
$0
Academy Bank
Academy Bank
Savings
0.03%
$25
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Platinum Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.375%
5.476%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.375%
5.547%
0.500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Investment Savings Bank
Investment Savings Bank
20 Year Fixed
5.625%
5.705%
0.000
Citi
Citi
15-Year Fixed
5.500%
5.847%
1.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
5.875%
5.894%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
5.875%
5.927%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.750%
6.030%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.000%
6.047%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
5.875%
6.104%
0.000
American Bank
American Bank
15-Year Fixed
5.875%
6.173%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.125%
6.191%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.125%
6.214%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Platinum Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Platinum Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Platinum Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Platinum Federal Credit Union Information

Credit Union Name: Platinum Federal Credit Union
Full Time Employees: 57
Part Time Employees: 2
President: SHAHINA PUNJANI
CEO: KABIR LAIWALLA
Branch Locations: 5
ATM Locations: 0
Corporate Office Address:
1815 Satellite Blvd Ste 200
Duluth, GA 30097
Phone Number: 404-297-9797
Fax Number:

Platinum Federal Credit Union Financials

Total Assets:
282,524,641
Total Amount of Shares and Deposits:
254,115,610
Total Shares and Deposits < 1 Year:
245,116,399
Total Shares and Deposits 1 3 Years:
6,959,860
Total Shares and Deposits > 3 Years:
2,039,351
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
55,161,494
Total Uninsured Shares and Deposits > $250K (F+J):
55,161,494
Total Insured Shares and Deposits > $250K (item 17 less item K):
198,954,116
Total Interest Expense (Sum of items 6 8):
988,728
Share Certificates:
1,100
Number of Accounts for Share Drafts:
7,050
IRA KEOGH Accounts:
124
Number of Accounts for Regular Shares:
11,751
All other shares:
519
Money Market Shares:
106
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
23,560,517
Total Liabilities:
256,339,995
Show More

Platinum Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates increased slightly today after two consecutive days of declines. Mortgage rates have been in a tight range between 4.05% and 4.25% for the past several weeks. We expect mortgage rates to continue to be range bound for the foreseeable future. Mortgage rates today on 30 year mortgages are averaging 4.19%, an increase from yesterday's average 30 year mortgage rates of 4.12%. 15 year mortgage rates headed in the opposite direction declining 4 basis points to 3.41%.
CD Rates: Current CD Rates July 7, 2009CD rates were down this past week, reversing last week's increase in longer term certificate of deposit rates. The decline in rates was marginal. Deposit rates are not expected to increase until later this year or early next year when the recession ends and the Fed starts raising rates.
A large percentage of Americans have enough to get by but lack the financial resources to make a major purchase or handle an unexpected major expense. 69 percent of respondents to a recent Gallop Survey said they have enough money to buy the things they need but only 47 percent of respondents said they have enough to be able to make a major purchase or incur an unexpected expense.

Bank or Credit Union Offers and Deals

Mortgage Interest Rates Higher This Week: 30 Year Mortgage Rates at 4.26%, 15 Year Mortgage Rates at 3.70%
Car Tax Rebate: Government Car Allowance Rebate System
Mortgage Rates at Lowest Level Ever Recorded MBA: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 3.95%
Current Mortgage Rates: June 22, 2009
TAB Bank Increases CD Rates, 1 Year Jumbo Rates now at 1.30% APY
CARS Program Extended to Vehicles Not Yet on Dealer Lots
AmTrust Direct Online Savings Account
Read the Fine Print When Investing in a Certificate of Deposit
Bangor Savings Bank 1 Year CD Rates now at 0.15%
Quorum Federal Credit Union Savings Rates now at 1.00%

Alternative Bank and Credit Union Offers to Explore

KS StateBank 5 Year Jumbo CD Rates now at 1.99%
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Savings Account Rates & Market Account Rates From Alabama CU
Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32%
Best CD Rates in December Just Increased
Goldwater Bank Money Market Account Rates now at 0.26%
European Crisis Eases as Focus Shifts to U.S. Economy Sending Mortgage Rates Today Lower
Savings Interest Account Rates and Yields in Santa Fe, New Mexico
Best CD Rates - March 11, 2010
Robinhood Savings Rates

Platinum Federal Credit Union Reviews

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