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Credit Union Of Denver Credit Union Rates & Review April 2026

Credit Union Of Denver Credit Union's 6 Month CD rates are at 3.65%, 6 Month CDs - Traditional rates are at 3.65%, IRA 6 Month CD rates are at 3.65%, 12 Month CD rates are at 3.50%, 12 Month CDs - Traditional rates are at 3.50%. Credit Union Of Denver Credit Union's savings rates are at 0.05%. Credit Union Of Denver Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Credit Union Of Denver Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.99%. Rates were last updated on 04/08/2026.

Credit Union Of Denver Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Denver Credit Union? Share your experience about Credit Union Of Denver Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union Of Denver Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.99%
Excellent Lower than avg
Credit Union Of Denver Credit Union
ALAMEDA
9305 W ALAMEDA AVE
LAKEWOOD, CO 80226
https://www.cudenver.com
Member NCUA

Credit Union Of Denver Credit Union CD Rates

Product Rate APY Term View More
6 Month Certificate - 3.65% 6 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
6 Month Certificates - Traditional - 3.65% 6 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
IRA 6 Month Certificate - 3.65% 6
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
12 Month Certificate - 3.50% 12 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
12 Month Certificates - Traditional - 3.50% 12 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
60 Month Certificate - 3.50% 60 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
60 Month Certificates - Traditional - 3.50% 60 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
IRA 12 Month Certificate - 3.50% 12
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
IRA 60 Month Certificate - 3.50% 60
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
48 Month Certificate - 3.45% 48 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
48 Month Certificates - Traditional - 3.45% 48 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
IRA 48 Month Certificate - 3.45% 48
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
36 Month Certificate - 3.40% 36 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
36 Month Certificates - Traditional - 3.40% 36 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
IRA 36 Month Certificate - 3.40% 36
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
24 Month Certificate - 3.35% 24 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
24 Month Certificates - Traditional - 3.35% 24 Month
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
IRA 24 Month Certificate - 3.35% 24
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
24 Month Term Starter Certificate - 3.00% 24
Min Deposit $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
12 Month Term Starter Certificate - 2.40% 12
Min Deposit $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
3 Month Certificate - 1.35% 3 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
3 Month Certificates - Traditional - 1.35% 3 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%

Credit Union Of Denver Credit Union Savings Rates

Product Rate APY View More
Holiday Savings - 1.25%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Savings Account - 1.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Business Savings - 0.05%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Estate Savings - 0.05%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Membership Savings - 0.05%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Secondary Savings - 0.05%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Trust Savings - 0.05%
Min Balance $5
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%

Credit Union Of Denver Credit Union Money Market Rates

Product Rate APY View More
Mile High Money Market Account - 2.70%
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Accounts - 2.70%
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Account - 2.45%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Accounts - 2.45%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Account - 2.20%
Min Balance $45,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Accounts - 2.20%
Min Balance $45,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Account - 1.95%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Accounts - 1.95%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Fifth Tier - 1.00%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Fourth Tier - 0.75%
Min Balance $45,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Third Tier - 0.60%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Second Tier - 0.50%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Sixth Tier - 0.40%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Fifth Tier - 0.35%
Min Balance $45,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Fourth Tier - 0.30%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Third Tier - 0.25%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts Second Tier - 0.20%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts First Tier - 0.05%
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
High Yield Money Market Accounts First Tier - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Account - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Mile High Money Market Accounts - 0.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%

Credit Union Of Denver Credit Union Checking Rates

Product Rate APY View More
Interest Rewards Checking - 5.00%
Details Qualifying balance up to $10,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Interest Checking - 0.10%
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%

Credit Union Of Denver Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.95%
Details As Low As; Rates as low as4.95% APR 1 for up to 80% CLTV 2 for the first 12 months; Promotional rate is good for 12 months from closing date.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
HELOC - - 6.25%
Details 80% CLTV
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
HELOC ~ 80% CLTV - - 6.25%
Details current as of 03/01/2026
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%

Credit Union Of Denver Credit Union Credit Card Rates

Product Rate APR View More
MasterCard Platinum - 10.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
MasterCard Secured - 10.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Platinum Mastercard - 10.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%
Secured Mastercard - 10.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.99%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Credit Union Of Denver Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Denver Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union Of Denver Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union Of Denver Credit Union
Address 9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Phone 303-234-1700
Fax 303-239-1141
President KRISTINA SAPP
CEO CHRISTOPHER WALLACE
Full-Time Employees 153
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.99%
Return on Assets (ROA)
0.3435%
Return on Equity (ROE)
2.7675%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
1,182,731,718
Total Amount of Shares and Deposits
1,057,152,539
Total Shares and Deposits < 1 Year
1,004,279,551
Total Shares and Deposits 1 3 Years
34,231,963
Total Shares and Deposits > 3 Years
18,641,025
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
153,202,608
Total Uninsured Shares and Deposits > $250K (F+J)
153,202,608
Total Insured Shares and Deposits > $250K (item 17 less item K)
903,949,931
Total Interest Expense (Sum of items 6 8)
18,194,634
Share Certificates
8,319
Number of Accounts for Share Drafts
31,234
IRA KEOGH Accounts
2,716
Number of Accounts for Regular Shares
76,537
All other shares
3,517
Money Market Shares
4,211
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
76,672,346
Total Liabilities
1,063,397,016
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Credit Union Of Denver Credit Union

Is Credit Union Of Denver Credit Union a safe place to deposit money?

Yes, Credit Union Of Denver Credit Union is considered a safe financial institution. With a Texas Ratio of 4.9882632309766%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Credit Union Of Denver Credit Union operate?

Credit Union Of Denver Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union Of Denver Credit Union?

Yes, to access services at Credit Union Of Denver Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union Of Denver Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union Of Denver Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union Of Denver Credit Union offer online and mobile banking?

Most modern institutions like Credit Union Of Denver Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cudenver.com.

Current Credit Union Of Denver Credit Union Rates

  • 12-Month CD2.40%
  • 24-Month CD3.00%
  • 60-Month CD3.50%
  • Savings0.05%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.