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iAdvertiser Disclosure
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 Credit Union Of Denver Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Credit Union Of Denver's Traditional CD - 12 Month rates are at 4.00%, Traditional CD - 6 Month rates are at 3.80%, Traditional CD - 60 Month rates are at 3.50%, Traditional CD - 48 Month rates are at 3.45%, Traditional CD - 36 Month rates are at 3.40%. Credit Union Of Denver's savings rates are at 1.25%. Credit Union Of Denver's money market rates are at 2.85%. Credit Union Of Denver's checking rates are as high as 5.00%. Credit Union Of Denver's Auto Loan Rates are as low as 6.78%. Credit Union Of Denver's Credit Card Rates are at 10.74%. Credit Union Of Denver's CD rates are 16% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Credit Union Of Denver with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates last updated and verified on 10/29/2026. Credit Union Of Denver money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Denver? Share your experience about Credit Union Of Denver by leaving a review below, or read customer reviews before you decide to use Credit Union Of Denver. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Credit Union Of Denver CD Rates
Credit Union Of Denver Savings Rates
Credit Union Of Denver Business Savings Rates
Credit Union Of Denver Money Market Rates
Credit Union Of Denver Checking Rates
Credit Union Of Denver Home Equity & HELOC
Credit Union Of Denver Auto Loan Rates
Credit Union Of Denver RV, Boat and Powersport Loan Rates
Credit Union Of Denver Credit Card Rates
Credit Union Of Denver Other Rates
Financial Health HistoryCredit Union Of Denver’s Texas Ratio stayed near 1.95% in Q3 2023 to 2.33% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union Of Denver is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Denver rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union Of Denver's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union Of Denver
Website
https://www.cudenver.com
Address
9305 W ALAMEDA AVE,
LAKEWOOD, CO 80226
Phone
303-234-1700
Fax
303-239-1141
President
FERNANDO ROCHA
CEO
CHRISTOPHER WALLACE
Full-Time Employees
151
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.33%
Return on Assets (ROA)
0.3178%
Return on Equity (ROE)
2.5143%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
1,180,509,852
Total Amount of Shares and Deposits
1,052,384,820
Total Shares and Deposits < 1 Year
1,009,910,785
Total Shares and Deposits 1 3 Years
23,702,641
Total Shares and Deposits > 3 Years
18,771,395
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
157,242,026
Total Uninsured Shares and Deposits > $250K (F+J)
157,242,026
Total Insured Shares and Deposits > $250K (item 17 less item K)
895,142,794
Total Interest Expense (Sum of items 6 8)
10,173,839
Share Certificates
8,087
Number of Accounts for Share Drafts
31,429
IRA KEOGH Accounts
2,622
Number of Accounts for Regular Shares
77,452
All other shares
3,596
Money Market Shares
4,147
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
76,193,459
Total Liabilities
1,057,606,511
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Credit Union Of DenverDoes Credit Union Of Denver offer CDs?Yes. Credit Union Of Denver current CD rates include its Traditional CD - 12 Month at 4.00% APY, its Traditional CD - 6 Month at 3.80% APY and its Traditional CD - 60 Month at 3.50% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Credit Union Of Denver NCUA insured?Yes. Credit Union Of Denver is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Credit Union Of Denver?The highest Credit Union Of Denver CD rate is its Traditional CD - 12 Month at 4.00% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Credit Union Of Denver offer?Credit Union Of Denver CD rates are 3.80% APY for a 6 month CD, 4.00% APY for a 12 month CD, 3.00% APY for a 2 year CD, 3.40% APY for a 3 year CD, 3.45% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Credit Union Of Denver for its full lineup. What is the highest savings rate at Credit Union Of Denver?The highest Credit Union Of Denver savings rate is its Holiday Savings at 1.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Credit Union Of Denver?The highest Credit Union Of Denver money market rate is its Mile High Money Market Accounts at 2.85% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Credit Union Of Denver?The highest Credit Union Of Denver checking rate is its Interest Rewards Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Credit Union Of Denver?The lowest Credit Union Of Denver auto loan rate is its Vehicle Loan - New/Used/Autos/Trucks/Classics at 6.78% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Credit Union Of Denver?The lowest Credit Union Of Denver credit card APR is its MasterCard Platinum Credit Card at 10.74% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Credit Union Of Denver operate?Credit Union Of Denver currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union Of Denver?Yes, to access services at Credit Union Of Denver, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union Of Denver does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union Of Denver provides members with tools to manage their accounts and build a solid financial history. Does Credit Union Of Denver offer online and mobile banking?Most modern institutions like Credit Union Of Denver provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cudenver.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Credit Union Of Denver rates compare?Credit Union Of Denver's CD rates are 16% higher than the MonitorBankRates national average, and it has an A+ health rating. Credit Union Of Denver's top rates are its Traditional CD - 12 Month at 4.00% APY, its Holiday Savings at 1.25% APY, its Mile High Money Market Accounts at 2.85% APY, its Interest Rewards Checking at 5.00% APY, its Vehicle Loan - New/Used/Autos/Trucks/Classics at 6.78% APR and its MasterCard Platinum Credit Card at 10.74% APR, verified by MonitorBankRates on October 29, 2026. Current Credit Union Of Denver Rates
Retrieved from our database of financial products. Rates subject to change.
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