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 Polam FCU Los Angeles, CA Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Polam FCU Los Angeles, CA's 1 Year Savings CD rates are at 4.00%, 1 Year Savings CD rates are at 3.75%, 2 Year Savings CD rates are at 3.75%, 5 Year Savings CD rates are at 3.75%, 1 Year Savings CD rates are at 3.60%. Polam FCU Los Angeles, CA's money market rates are at 0.30%. Polam FCU Los Angeles, CA's Auto Loan Rates are as low as 4.74%. MonitorBankRates evaluates the financial stability of Polam FCU Los Angeles, CA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/21/2026. Polam FCU Los Angeles, CA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Polam FCU Los Angeles, CA? Share your experience about Polam FCU Los Angeles, CA by leaving a review below, or read customer reviews before you decide to use Polam FCU Los Angeles, CA. Polam FCU Los Angeles, CA
Polam FCU 5301 Rosewood Ave
https://www.polam.org Los Angeles, CA 90004-3029 
Polam FCU Los Angeles, CA CD Rates
Polam FCU Los Angeles, CA Money Market Rates
Polam FCU Los Angeles, CA Auto Loan Rates
Polam FCU Los Angeles, CA Other Rates
Financial Health HistoryPolam FCU Los Angeles, CA’s Texas Ratio fell from 7.10% in Q2 2023 to 0.00% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Polam FCU Los Angeles, CA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Polam FCU Los Angeles, CA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Polam FCU Los Angeles, CA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Polam FCU Los Angeles, CA
Website
https://www.polam.org
Address
5301 Rosewood Ave,
Los Angeles, CA 90004-3029
Phone
323-463-5137
Fax
323-460-4518
President
Mariusz Kicinski
CEO
Jennifer Audette
Full-Time Employees
10
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
-0.1816%
Return on Equity (ROE)
-1.7995%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
73,432,824
Total Amount of Shares and Deposits
65,886,838
Total Shares and Deposits < 1 Year
63,295,372
Total Shares and Deposits 1 3 Years
1,696,062
Total Shares and Deposits > 3 Years
895,404
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,361,054
Total Uninsured Shares and Deposits > $250K (F+J)
6,361,054
Total Insured Shares and Deposits > $250K (item 17 less item K)
59,525,784
Total Interest Expense (Sum of items 6 8)
383,004
Share Certificates
330
Number of Accounts for Share Drafts
937
IRA KEOGH Accounts
111
Number of Accounts for Regular Shares
2,104
Non Member Deposits
2
Money Market Shares
45
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,242,475
Total Liabilities
66,020,906
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Polam FCU Los Angeles, CA yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Polam FCU Los Angeles, CA
Frequently Asked Questions About Polam FCU Los Angeles, CAHow many branches does Polam FCU Los Angeles, CA operate?Polam FCU Los Angeles, CA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Polam FCU Los Angeles, CA?Yes, to access services at Polam FCU Los Angeles, CA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Polam FCU Los Angeles, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Polam FCU Los Angeles, CA provides members with tools to manage their accounts and build a solid financial history. Does Polam FCU Los Angeles, CA offer online and mobile banking?Most modern institutions like Polam FCU Los Angeles, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.polam.org. Current Polam FCU Los Angeles, CA Rates
Retrieved from our database of financial products. Rates subject to change.
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