Polam Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Polam Federal Credit Union12-month CD rates can be found at 3.56%, 6-month CD rates at 4.25% and 3-month CD rates at 0.20%. Savings rates are at 0.45% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 15.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Polam Federal Credit Union rates.

Compare Polam Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Polam Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Polam Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Polam Federal Credit Union? Share your experience about Polam Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polam Federal Credit Union.

Overall, Polam Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Polam Federal Credit Union
Polam FCU
589 N LARCHMONT BLVD
LOS ANGELES, CA 90004 1305
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Polam Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Northern Bank Direct
Northern Bank Direct
12-Month CD
4.30%
$500
Morgan Stanley
Morgan Stanley
3-Month CD
4.21%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
36-Month CD
4.10%
$1,000
E-Trade
E-Trade
24-Month CD
4.10%
$0
GTE Financial Credit Union
GTE Financial Credit Union
60-Month CD
4.07%
$500
Lake Shore Savings Bank
Lake Shore Savings Bank
Savings
3.95%
$0
FNB of Bangor
FNB of Bangor
60-Month CD
3.80%
$1,000
Yampa Valley Bank
Yampa Valley Bank
12-Month CD
3.70%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
36-Month CD
3.65%
$500
First Federal S&L Bath
First Federal S&L Bath
12-Month CD
3.56%
$1,000
Haverhill Bank
Haverhill Bank
18-Month CD
3.50%
$500
MountainOne Bank
MountainOne Bank
9-Month CD
3.50%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
36-Month CD
3.25%
$500
Sound Community Bank
Sound Community Bank
18-Month CD (with checking)
3.14%
$1,000
Hanover Community Bank
Hanover Community Bank
36-Month CD
3.00%
$500
AAA Federal Credit Union
AAA Federal Credit Union
24-Month CD
3.00%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
3.00%
$500
AAA Federal Credit Union
AAA Federal Credit Union
48-Month CD
2.75%
$1,000
Leighton State Bank
Leighton State Bank
60-Month CD
2.50%
$500
State Bank of Medora
State Bank of Medora
18-Month CD
2.27%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
18-Month CD
2.05%
$0
First Federal S&L of Van Wert
First Federal S&L of Van Wert
60-Month CD
2.02%
$2,500
USAA
USAA
12-Month CD
1.80%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
48-Month CD
1.76%
$5,000
Bruning Bank
Bruning Bank
12-Month CD
1.61%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
12-Month CD
1.51%
$500
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Northumberland Bank
Northumberland Bank
60-Month CD
1.15%
$5,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Christmas Club
1.00%
$0
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
30-Month CD
0.95%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
12-Month CD
0.80%
$1,000
Adams County Bank
Adams County Bank
Passbook Savings
0.75%
$100
Chelsea Savings Bank
Chelsea Savings Bank
Prime Money Market
0.75%
$20,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Money Market
0.75%
$10,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
60-Month CD
0.75%
$500
CNB Clinton National Bank
CNB Clinton National Bank
48-Month CD
0.70%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
60-Month CD
0.65%
$500
Eclipse Bank
Eclipse Bank
36-Month CD
0.60%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Savings
0.50%
$100
Brenham National Bank
Brenham National Bank
36-Month CD
0.50%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
Bruning Bank
Bruning Bank
Savings
0.35%
$50
Lewis & Clark Bank
Lewis & Clark Bank
36-Month CD
0.35%
$500
FNB of River Falls
FNB of River Falls
12-Month CD
0.30%
$2,500
Port Washington State Bank
Port Washington State Bank
Money Market
0.10%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Money Market
0.10%
$1,000
Primary Bank
Primary Bank
Primary Statement Savings
0.10%
$0
First Citizens Bank
First Citizens Bank
18-Month CD
0.02%
$500
American Savings Bank, FSB
American Savings Bank, FSB
Statement Savings
0.02%
$100
First Federal S&L Newark, OH
First Federal S&L Newark, OH
First Savers Savings
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Polam Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.625%
5.625%
0.125
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
Greenville National Bank
Greenville National Bank
15-Year Fixed
5.625%
5.790%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
5.750%
5.891%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.750%
6.034%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.125%
6.174%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.125%
6.232%
0.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Polam Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Polam Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Polam Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Polam Federal Credit Union Information

Credit Union Name: Polam Federal Credit Union
Full Time Employees: 10
Part Time Employees: 2
President: Mariusz Kicinski
CEO: Jennifer Audette
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
589 N LARCHMONT BLVD
LOS ANGELES, CA 90004 1305
Phone Number: 323-463-5137
Fax Number: 323-460-4518

Polam Federal Credit Union Financials

Total Assets:
73,752,396
Total Amount of Shares and Deposits:
65,919,337
Total Shares and Deposits < 1 Year:
58,352,995
Total Shares and Deposits 1 3 Years:
7,020,886
Total Shares and Deposits > 3 Years:
545,455
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,353,807
Total Uninsured Shares and Deposits > $250K (F+J):
1,353,807
Total Insured Shares and Deposits > $250K (item 17 less item K):
64,565,530
Total Interest Expense (Sum of items 6 8):
431,162
Share Certificates:
373
Number of Accounts for Share Drafts:
875
IRA KEOGH Accounts:
13
Number of Accounts for Regular Shares:
2,051
Non Member Deposits:
2
Money Market Shares:
45
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,120,840
Total Liabilities:
66,042,556
Show More

Polam Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Fixed mortgage rates were down again this week over last week. Fixed conforming mortgage rates and fixed jumbo mortgage rates also decreased.
Average 12 month CD rates this were down slightly week over last. 1 year bank CD rates are at 0.70 percent, a slight decline from last week's average of 0.71 percent. Average 2 year CD rates are down to 0.86 percent, a decline from last week's average 2 year rate of 0.90 percent.

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Polam Federal Credit Union Reviews

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