Polam Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Polam Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Polam Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPolam Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Polam Federal Credit Union? Share your experience about Polam Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polam Federal Credit Union. Overall, Polam Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Polam Federal Credit Union Polam FCU 589 N LARCHMONT BLVD LOS ANGELES, CA 90004 1305  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonStudent Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonAnything Loan
10.990%
$500
36
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Polam Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Polam Federal Credit Union
Website: https://www.polam.org
Full Time Employees: 11Part Time Employees: 1 President: Mariusz Kicinski CEO: Jennifer Audette Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
589 N LARCHMONT BLVD
LOS ANGELES, CA 90004 1305 Phone Number: 323-463-5137 Fax Number: 323-460-4518 FinancialsTotal Assets:
73,821,243
Total Amount of Shares and Deposits:
65,504,449
Total Shares and Deposits < 1 Year:
63,201,295
Total Shares and Deposits 1 3 Years:
1,785,937
Total Shares and Deposits > 3 Years:
517,217
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,348,614
Total Uninsured Shares and Deposits > $250K (F+J):
1,348,614
Total Insured Shares and Deposits > $250K (item 17 less item K):
64,155,835
Total Interest Expense (Sum of items 6 8):
1,265,535
Share Certificates:
357
Number of Accounts for Share Drafts:
938
IRA KEOGH Accounts:
117
Number of Accounts for Regular Shares:
2,104
Non Member Deposits:
2
Money Market Shares:
45
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,671,667
Total Liabilities:
66,366,324
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Polam Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Polam Federal Credit Union
Frequently Asked Questions About Polam Federal Credit UnionIs a member application needed to join Polam Federal Credit Union?Yes, to access services at Polam Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Polam Federal Credit Union provides a range of mortgage and home equity products. Is Polam Federal Credit Union a safe place to deposit money?Yes, Polam Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Polam Federal Credit Union offer online and mobile banking?Most modern institutions like Polam Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 2.50% and 3-month CD rates at 3.80%. Savings rates are at 1.00% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates which you can compare to 
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