Polish American Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Polish American Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Polish American Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPolish American Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Polish American Federal Credit Union? Share your experience about Polish American Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polish American Federal Credit Union. Overall, Polish American Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Signature® Cash Back
17.750%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Cash Back
16.100%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.000%
$0
12 - 12
Education (tuition bill required)
8.250%
$0
60
Personal Loans Share Secured
5.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Polish American Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Polish American Federal Credit Union
Website: https://www.mypafcu.com
Full Time Employees: 22Part Time Employees: 3 President: Mark Reaume CEO: John Swidwinski Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
2889 E Maple Rd
Troy, MI 48083 Phone Number: 248-619-0440 Fax Number: 248-619-3230 FinancialsTotal Assets:
176,062,938
Total Amount of Shares and Deposits:
151,868,100
Total Shares and Deposits < 1 Year:
145,071,668
Total Shares and Deposits 1 3 Years:
4,752,886
Total Shares and Deposits > 3 Years:
2,043,545
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,233,774
Total Uninsured Shares and Deposits > $250K (F+J):
6,233,774
Total Insured Shares and Deposits > $250K (item 17 less item K):
145,634,326
Total Interest Expense (Sum of items 6 8):
2,034,474
Share Certificates:
739
Number of Accounts for Share Drafts:
4,572
IRA KEOGH Accounts:
875
Number of Accounts for Regular Shares:
7,766
Money Market Shares:
642
Net Income (unless the amount is already included in Undivided Earnings):
1,545,672
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
306,748
Total Liabilities:
152,962,999
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Polish American Federal Credit UnionIs a member application needed to join Polish American Federal Credit Union?Yes, to access services at Polish American Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Polish American Federal Credit Union provides a range of mortgage and home equity products. Is Polish American Federal Credit Union a safe place to deposit money?Yes, Polish American Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Polish American Federal Credit Union offer online and mobile banking?Most modern institutions like Polish American Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.20%, 6-month CD rates at 3.00% and 3-month CD rates at 3.60%. Savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 12.50%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to 
