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Fort Community Credit Union Rates & Review May 2026

Fort Community Credit Union's 5-Month Special rates are at 4.05%, 3-Month rates are at 2.75%, 6-Month rates are at 2.65%, 12-Month rates are at 2.55%, 18-Month rates are at 2.45%. Fort Community Credit Union's savings rates are at 0.00%. Fort Community Credit Union's Rapid Refinance Mortgage 8-Year Fixed Rate rates are at 5.12%, Rapid Refinance Mortgage 12-Year Fixed Rate rates are at 5.50%, Rapid Refinance Mortgage 15-Year Fixed Rate rates are at 5.62%, 5-Year ARM rates are at 5.38%, 7-Year ARM rates are at 5.62%. Fort Community Credit Union's Personal Loan Rates are at 11.50%. MonitorBankRates evaluates the financial stability of Fort Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.66%. Rates were last updated on 05/23/2026.

Fort Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fort Community Credit Union? Share your experience about Fort Community Credit Union by leaving a review below, or read customer reviews before you decide to use Fort Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.66%
Excellent Higher than avg
Fort Community Credit Union
Fort Community Credit Union
800 Madison Ave
Fort Atkinson, WI 53538
https://www.fortcommunity.com
Member NCUA

Fort Community Credit Union CD Rates

Product Rate APY Term View More
5-Month Special 4.00% 4.05% 5
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
3-Month 2.72% 2.75% 3-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
6-Month 2.62% 2.65% 6-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
12-Month 2.52% 2.55% 12-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
18-Month 2.43% 2.45% 18-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
24-Month Step-Up 2.33% 2.35% 24-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
30-Month 2.28% 2.30% 30-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
36-Month 2.23% 2.25% 36-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
48-Month 2.23% 2.25% 48-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
60-Month 2.23% 2.25% 60-Month
Min Deposit $250
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%

Fort Community Credit Union Savings Rates

Product Rate APY View More
TBD Savings - 1,000 5.00% 5.12%
Min Deposit $5
Details $0; Qualifying balance up to $1,000.00
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Goal Getter Savings 3.50% 3.56%
Min Deposit $5
Details $0 - $15,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Health Savings 0.25% 0.25%
Min Balance $15,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Health Savings 0.20% 0.20%
Min Balance $5,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Health Savings 0.10% 0.10%
Min Balance $2,500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Christmas Club 0.05% 0.05%
Min Deposit $5
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Health Savings 0.05% 0.05%
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Regular Savings 0.05% 0.05%
Min Deposit $5
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Saver's Sweepstakes 0.05% 0.05%
Min Deposit $25
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Special Savings 0.05% 0.05%
Min Deposit $5
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Health Savings - 0.00%
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%

Fort Community Credit Union Checking Rates

Product Rate APY View More
Checking 1.50% 1.51%
Min Balance $200,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Checking 1.25% 1.26%
Min Balance $100,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Checking 1.00% 1.00%
Min Balance $50,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Checking 0.50% 0.50%
Min Balance $15,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Business Dividend Checking 0.15% 0.15%
Min Deposit $100
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Touchdown Checking 0.15% 0.15%
Min Deposit $2,500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Checking 0.08% 0.08%
Min Balance $2,500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Dividend Checking 0.05% 0.05%
Min Deposit $1,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Checking - 0.00%
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%

Fort Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
Rapid Refinance Mortgage 8-Year Fixed Rate 5.13% - 5.20% 8-Year
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Rapid Refinance Mortgage 12-Year Fixed Rate 5.50% - 5.55% 12-Year
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Rapid Refinance Mortgage 15-Year Fixed Rate 5.63% - 5.67% 15-Year
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
5-Year ARM 5.38% - 7.20% 5-Year
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
7-Year ARM 5.63% - 7.35% 7-Year
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
3-Year ARM 5.00% - 7.40% 3-Year
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
3-Year ARM 6.13% - 7.56% 3
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
15-Year Fixed 7.63% - 7.83% 15
No additional details.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%

Fort Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans 15-Year Fixed Rate 7.25% - 7.30% 15
Details 80% LTV or Less
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Home Equity Loans 84 Months or Less 6.75% - 7.34% 84
Details 80% LTV or Less
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Home Equity Loans 3/1 ARM 6.25% - 7.56%
Details 80% LTV or Less
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%

Fort Community Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans Up to 36 Months - 11.50%
Details As Low As
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Personal Loans Up to 48 Months - 12.00%
Details As Low As
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%
Personal Loans Up to 60 Months - 12.25%
Details As Low As
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.66%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fort Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fort Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fort Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fort Community Credit Union
Address 800 Madison Ave, Fort Atkinson, WI 53538
Phone 920-563-7305
Fax 920-563-0327
President Philip Ristow
CEO Susan Johnson
Full-Time Employees 69
Part-Time Employees 5
Branch Locations 6
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.66%
Return on Assets (ROA)
0.5343%
Return on Equity (ROE)
4.2267%
Non-Performing Loans Ratio (NPL)
1.28%
Total Assets
398,145,725
Total Amount of Shares and Deposits
325,133,497
Total Shares and Deposits < 1 Year
321,132,536
Total Shares and Deposits 1 3 Years
2,603,605
Total Shares and Deposits > 3 Years
1,397,357
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,645,304
Total Uninsured Shares and Deposits > $250K (F+J)
14,645,304
Total Insured Shares and Deposits > $250K (item 17 less item K)
310,488,193
Total Interest Expense (Sum of items 6 8)
4,897,010
Share Certificates
2,862
Number of Accounts for Share Drafts
14,432
IRA KEOGH Accounts
747
Number of Accounts for Regular Shares
33,569
All other shares
135
Money Market Shares
902
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,641,667
Total Liabilities
349,410,947
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Fort Community Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Fort Community Credit Union

How many branches does Fort Community Credit Union operate?

Fort Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fort Community Credit Union?

Yes, to access services at Fort Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fort Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fort Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fort Community Credit Union offer online and mobile banking?

Most modern institutions like Fort Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fortcommunity.com.

Current Fort Community Credit Union Rates

  • 12-Month CD2.55%
  • 18-Month CD2.45%
  • 24-Month CD2.35%
  • 60-Month CD2.25%
  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.