Poly Scientific Employees Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Poly Scientific Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Poly Scientific Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPoly Scientific Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Poly Scientific Employees Federal Credit Union? Share your experience about Poly Scientific Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Poly Scientific Employees Federal Credit Union. Overall, Poly Scientific Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Cash Back
16.100%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
12.990%
$0
13 - 60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Signature Loan
10.700%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Poly Scientific Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Poly Scientific Employees Federal Credit Union
Full Time Employees: 0Part Time Employees: 2 President: Christina Davis CEO: Michael Blankenship Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1213 N Main St
Blacksburg, VA 24060 Phone Number: 540-443-4140 Fax Number: 540-953-7482 FinancialsTotal Assets:
5,561,490
Total Amount of Shares and Deposits:
4,151,775
Total Shares and Deposits < 1 Year:
4,151,775
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,151,775
Total Interest Expense (Sum of items 6 8):
42,610
Number of Accounts for Regular Shares:
960
Net Income (unless the amount is already included in Undivided Earnings):
-4,451
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
260,916
Total Liabilities:
4,151,775
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Poly Scientific Employees Federal Credit UnionIs a member application needed to join Poly Scientific Employees Federal Credit Union?Yes, to access services at Poly Scientific Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Poly Scientific Employees Federal Credit Union provides a range of mortgage and home equity products. Is Poly Scientific Employees Federal Credit Union a safe place to deposit money?Yes, Poly Scientific Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Poly Scientific Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Poly Scientific Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.05%, 6-month CD rates at 0.10% and 3-month CD rates at 0.50%. Savings rates are at 0.20% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 17.20%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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