MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. Poly Scientific Employees Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Poly Scientific Employees Federal Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 26, 2026

You can compare Poly Scientific Employees Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.51%, 6-month share certificate rates at 1.46% and 3-month share certificate rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.80%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Poly Scientific Employees Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Poly Scientific Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.86%. Rates were last updated on 04/26/2026.

Poly Scientific Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Poly Scientific Employees Federal Credit Union? Share your experience about Poly Scientific Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Poly Scientific Employees Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.86%
Excellent Higher than avg
Poly Scientific Employees Federal Credit Union
Office
1213 N Main St
Blacksburg, VA 24060
Member NCUA

Current Rate Availability

We do not have Poly Scientific Employees Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Poly Scientific Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Poly Scientific Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Poly Scientific Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Poly Scientific Employees Federal Credit Union
Website
Address 1213 N Main St, Blacksburg, VA 24060
Phone 540-443-4140
Fax 540-953-7482
President Christina Davis
CEO Michael Blankenship
Full-Time Employees 0
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.86%
Return on Assets (ROA)
-0.0800%
Return on Equity (ROE)
-0.3157%
Non-Performing Loans Ratio (NPL)
4.90%
Total Assets
5,561,490
Total Amount of Shares and Deposits
4,151,775
Total Shares and Deposits < 1 Year
4,151,775
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,151,775
Total Interest Expense (Sum of items 6 8)
42,610
Number of Accounts for Regular Shares
960
Net Income (unless the amount is already included in Undivided Earnings)
-4,451
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
260,916
Total Liabilities
4,151,775
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Poly Scientific Employees Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Poly Scientific Employees Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Poly Scientific Employees Federal Credit Union

Is Poly Scientific Employees Federal Credit Union a safe place to deposit money?

Yes, Poly Scientific Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.858771908282%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Poly Scientific Employees Federal Credit Union operate?

Poly Scientific Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Poly Scientific Employees Federal Credit Union?

Yes, to access services at Poly Scientific Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Poly Scientific Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Poly Scientific Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Poly Scientific Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Poly Scientific Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Compare to Other Credit Unions

Pittsburgh Federal Credit Union University Federal Credit Union EMPLOYEE RESOURCES Regional Water Authority Employees Credit Union TRUST Federal Credit Union Dacotah Federal Credit Union Collins Community Credit Union Community 1st Credit Union Ottumwa, IA CASE Credit Union Childrens Medical Center Federal Credit Union Achieve Credit Union White River Credit Union Empire One Federal Credit Union Peoples Federal Credit Union OE Local Union #3 FCU JM Associates Federal Credit Union Irving City Employees Federal Credit Union Dover Federal Credit Union Snocope Credit Union Olympia Credit Union First Baptist Church Of Vienna VA FCU