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Port of Hampton Roads ILA Federal Credit Union

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Port of Hampton Roads ILA Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Port of Hampton Roads ILA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Port of Hampton Roads ILA Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.05%, 6-month share certificate rates at 3.70% and 3-month share certificate rates at 2.27%. Savings rates are at 0.03% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to Port of Hampton Roads ILA Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Port of Hampton Roads ILA Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates were last updated on 05/15/2026.

Port of Hampton Roads ILA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Port of Hampton Roads ILA Federal Credit Union? Share your experience about Port of Hampton Roads ILA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Port of Hampton Roads ILA Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.10%

Excellent Lower than avg

Port of Hampton Roads ILA Federal Credit Union
Port Of Hampton Roads ILA Federal Credit Union

1355 International Terminal Blvd
Norfolk, VA 23505

https://www.ilafcu.org

Current Rate Availability

We do not have Port of Hampton Roads ILA Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Port of Hampton Roads ILA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Port of Hampton Roads ILA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Port of Hampton Roads ILA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Port of Hampton Roads ILA Federal Credit Union

Website https://www.ilafcu.org

Address 1355 International Terminal Blvd, Norfolk, VA 23505

Phone 757-423-2185

Fax 757-423-2037

President James White

CEO Rhonda McCoy

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.10%

Return on Assets (ROA)

-0.2480%

Return on Equity (ROE)

-3.3564%

Non-Performing Loans Ratio (NPL)

0.02%

Total Assets

7,830,689

Total Amount of Shares and Deposits

7,239,897

Total Shares and Deposits < 1 Year

7,239,897

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,239,897

Total Interest Expense (Sum of items 6 8)

246

Number of Accounts for Share Drafts

304

Number of Accounts for Regular Shares

1,514

All other shares

152

Net Income (unless the amount is already included in Undivided Earnings)

-19,416

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

623,838

Total Liabilities

7,252,184

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Port of Hampton Roads ILA Federal Credit Union

How many branches does Port of Hampton Roads ILA Federal Credit Union operate?

Port of Hampton Roads ILA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Port of Hampton Roads ILA Federal Credit Union?

Yes, to access services at Port of Hampton Roads ILA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Port of Hampton Roads ILA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Port of Hampton Roads ILA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Port of Hampton Roads ILA Federal Credit Union offer online and mobile banking?

Most modern institutions like Port of Hampton Roads ILA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ilafcu.org.