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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Homeland Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Homeland Credit Union's 24 Mo. Share and IRA CDs rates are at 4.18%, 24 Mo. Share and IRA Jumbo CDs rates are at 4.18%, 4 Mo. Share and IRA Jumbo CDs rates are at 3.72%, 6 Mo. Share and IRA Jumbo CDs rates are at 3.64%, 4 Mo. Share and IRA CDs rates are at 3.62%. Homeland Credit Union's savings rates are at 0.10%. Homeland Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of Homeland Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.53%. Rates were last updated on 04/18/2026. Homeland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Homeland Credit Union? Share your experience about Homeland Credit Union by leaving a review below, or read customer reviews before you decide to use Homeland Credit Union. 
Homeland Credit Union CD Rates
Homeland Credit Union Savings Rates
Homeland Credit Union Mortgage Rates
Homeland Credit Union Auto Loan Rates
Homeland Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Homeland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Homeland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Homeland Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Homeland Credit Union
Website
https://www.homelandcu.com
Address
310 Caldwell St,
Chillicothe, OH 45601
Phone
740-775-3331
Fax
740-774-1055
President
Dennis Miller
CEO
Shayne Poe
Full-Time Employees
63
Part-Time Employees
24
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.53%
Return on Assets (ROA)
0.2706%
Return on Equity (ROE)
1.7192%
Non-Performing Loans Ratio (NPL)
0.83%
Total Assets
606,264,816
Total Amount of Shares and Deposits
529,021,224
Total Shares and Deposits < 1 Year
475,844,321
Total Shares and Deposits 1 3 Years
42,765,637
Total Shares and Deposits > 3 Years
10,411,267
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,023,341
Total Uninsured Shares and Deposits > $250K (F+J)
39,023,341
Total Insured Shares and Deposits > $250K (item 17 less item K)
489,997,883
Total Interest Expense (Sum of items 6 8)
7,909,723
Share Certificates
3,651
Number of Accounts for Share Drafts
15,507
IRA KEOGH Accounts
1,331
Number of Accounts for Regular Shares
32,733
Non Member Deposits
112
Money Market Shares
1,438
Net Income (unless the amount is already included in Undivided Earnings)
1,640,652
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,931,293
Total Liabilities
532,367,378
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Homeland Credit UnionIs Homeland Credit Union a safe place to deposit money?Yes, Homeland Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5271723412371%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Homeland Credit Union operate?Homeland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Homeland Credit Union?Yes, to access services at Homeland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Homeland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Homeland Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Homeland Credit Union offer online and mobile banking?Most modern institutions like Homeland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.homelandcu.com. Current Homeland Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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