Preferred Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Preferred Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Preferred Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Preferred Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Preferred Credit Union? Share your experience about Preferred Credit Union by leaving a review below, or read customer reviews before you decide to use Preferred Credit Union. Overall, Preferred Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Preferred Credit Union
Grand Rapids 3767 Sparks Dr SE
Grand Rapids, MI 49546  Compare Preferred Credit Union Rates with Other Competitive Bank and Credit Union Rates
Bayer Heritage Federal Credit Union
12-Month CD
4.08%
$100
Perryton National Bank
6-Month CD (Jumbo)
4.04%
$100,000
TAB Bank
24-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Preferred Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Luana Savings Bank
15-Year Fixed
5.250%
5.299%
0.000
Abound Federal Credit Union
15-Year Fixed Jumbo
5.375%
5.400%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Preferred Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Preferred Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
ACFCU
Gold Star Loan
14.200%
$0
48
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Preferred Credit Union rate data right now, check back for updates, we are adding rates all the time. Preferred Credit Union InformationCredit Union Name: Preferred Credit Union
Website: https://www.preferredcu.org
Full Time Employees: 76Part Time Employees: 0 President: Russell Herman CEO: John Yeomans Branch Locations: 6 ATM Locations: 4 Corporate Office Address:
3767 Sparks Dr SE
Grand Rapids, MI 49546 Phone Number: 800-328-4131 Fax Number: 616-942-2302 Preferred Credit Union FinancialsTotal Assets:
279,458,532
Total Amount of Shares and Deposits:
243,275,389
Total Shares and Deposits < 1 Year:
227,983,023
Total Shares and Deposits 1 3 Years:
11,324,553
Total Shares and Deposits > 3 Years:
3,967,813
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,434,870
Total Uninsured Shares and Deposits > $250K (F+J):
6,434,870
Total Insured Shares and Deposits > $250K (item 17 less item K):
236,840,519
Total Interest Expense (Sum of items 6 8):
696,233
Share Certificates:
2,183
Number of Accounts for Share Drafts:
16,357
IRA KEOGH Accounts:
772
Number of Accounts for Regular Shares:
29,184
All other shares:
3,440
Non Member Deposits:
6,113
Money Market Shares:
1,735
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
29,528,326
Total Liabilities:
249,206,657
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Preferred Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals The average savings account rate and money market account rate is less than .50 percent but you can find rates higher than the national average interest rate.
 After plummeting over the summer, average mortgage rates have been stable the past several months. Mortgage rates changed little week over week with the biggest decline being in average rates for short term adjustable mortgage rates. We expect mortgage rates to pretty much stay near current levels the rest of the year, barring any macroeconomic events.
Mortgage rates increased again this week to the highest level this year. We expected mortgage rates to increase because the Federal Reserve increased the fed funds rate by 25 basis points last week. Mortgage rates today on 30 year conforming loans are currently at 4.57 percent.
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12-month CD rates can be found at 0.85%, 6-month CD rates at 0.25% and 3-month CD rates at 2.07%. Savings rates are at 0.00% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.83%. Credit Card rates are at 12.96%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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