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Prime Financial Credit Union Rates and Review January 2026

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Prime Financial Credit Union12-month CD rates can be found at 3.65%, 6-month CD rates at 3.77% and 3-month CD rates at 1.05%. Savings rates are at 1.16% and money market rates are at 1.28%. Mortgage rates on 30-year fixed loans are around 6.25%. Credit Card rates are at 13.75%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to Prime Financial Credit Union rates.

Compare Prime Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Prime Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Prime Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Prime Financial Credit Union? Share your experience about Prime Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Prime Financial Credit Union.

Overall, Prime Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Prime Financial Credit Union
Prime Financial Credit Union
5656 S Packard Ave
Cudahy, WI 53110 2657
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Make Waves Checking
4.00%
$5,000
12-Month CD
3.89%
$1,000
12-Month CD
3.85%
$5,000
6-Month CD
3.76%
$2,500
24-Month CD
3.60%
$0
60-Month CD
3.56%
$1,000
12-Month CD
3.53%
$1,000
60-Month CD
3.50%
$500
60-Month CD
3.45%
$1,000
60-Month CD
3.34%
$500
12-Month CD
3.09%
$500
12-Month CD
3.05%
$1,000
24-Month CD
3.02%
$1,000
12-Month CD
2.87%
$20,000
18-Month CD
2.85%
$10,000
18-Month CD
2.50%
$500
48-Month CD
2.50%
$1,000
60-Month CD
2.31%
$1,000
24-Month CD
2.25%
$500
48-Month CD
2.07%
$1,000
60-Month CD
2.02%
$2,500
60-Month CD
2.00%
$2,500
48-Month CD
2.00%
$1,000
60-Month CD
1.65%
$500
Kasasa Savings
1.50%
$10
60-Month CD
1.00%
$2,500
Money Market
0.92%
$2,500
18-Month CD
0.90%
$500
48-Month CD
0.65%
$500
36-Month CD
0.60%
$500
48-Month CD
0.60%
$1,000
6-Month CD
0.50%
$500
24-Month CD
0.45%
$500
Money Market
0.40%
$500
Passbook Savings
0.25%
$10
12-Month CD
0.25%
$500
Money Market
0.25%
$2,500
Simply Savings
0.25%
$25
Legacy Checking
0.20%
$500
Savings
0.15%
$50
Interest Checking
0.10%
$500
18-Month CD
0.10%
$1,000
Savings
0.10%
$25
Statement Savings
0.10%
$1,000
6-Month CD
0.10%
$1,000
Money Market
0.05%
$1,000
48-Month CD
0.05%
$500
18-Month CD
0.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.625%
5.986%
0.000
5.575%
5.684%
0.000
15-Year Fixed
5.750%
5.769%
0.000
5.375%
5.804%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.875%
6.010%
0.000
30-Year Fixed
5.875%
5.945%
0.000
6.375%
6.662%
0.000
6.125%
6.346%
0.000
7/6 ARM
5.875%
5.947%
0.000
5.500%
5.581%
0.000
5.625%
5.846%
0.000
30-Year Fixed
6.375%
6.504%
0.000
20-Year Fixed
5.875%
5.961%
0.125
20-Year Fixed
6.250%
6.418%
0.000
30-Year Fixed
6.000%
6.068%
0.000
15-Year Fixed
5.680%
5.964%
0.000
5.750%
6.309%
0.000
5.500%
5.603%
0.000
5.125%
5.389%
0.000
6.000%
6.123%
0.000
6.000%
6.076%
0.000
20-Year Fixed
6.000%
6.097%
0.000
5.500%
5.533%
0.000
30 Year Fixed
5.875%
5.916%
0.000
5.375%
5.416%
0.000
30-Year Fixed
6.000%
6.000%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
10-Year Fixed
5.375%
5.473%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.875%
5.975%
0.000
5.125%
5.361%
1.000
5.500%
5.500%
0.000
30-Year Fixed
6.125%
6.249%
0.000
20-Year Fixed
5.500%
5.627%
0.000
5.625%
5.760%
0.375
6.500%
6.595%
0.000
15-Year Fixed
5.625%
5.747%
0.250
6.375%
6.498%
0.000
4.875%
5.754%
0.000
5.375%
5.999%
0.000
5.625%
5.691%
0.000
5.125%
5.304%
0.000
5.750%
5.767%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
6.000%
6.000%
0.000
6.000%
6.183%
0.000
3.990%
4.357%
0.750
5.300%
5.433%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
9.990%
Credit Line $500-$7,000
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
13.900%
Visa Signature® Rewards
17.750%
16.200%
Academic VISA® Classic
15.400%
Visa Platinum Preferred Student
17.990%
VISA® Credit Cards
7.990%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
13.240%
8.900% - 13.900%
Based upon credit worthiness.
16.240% - 27.240%
VISA® Gold
11.960%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
VISA Credit Card
11.900%
No annual fee
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Platinum Secured Visa
8.750%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
1 - 24
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
10.000%
$0
1 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Line of Credit
13.040%
$0
13.700%
$2,500 - $5,000
36 - 36
15.000%
$500 - $1,500
6 - 12
9.200% - 17.950%
$0 - $500
48 - 48
8.950%
$0
1 - 60
11.740% - 17.990%
$0
13.240%
$0
48
Education (tuition bill required)
8.250%
$0
60
10.250% - 10.650%
$3,000 - $25,000
Personal Loans
10.000%
$0
1 - 36
Signature Loans
12.990%
$0
48
11.900%
$0 - $15,000
24 - 60
Personal Line of Credit
9.000%
$0
60
11.240% - 17.950%
$0
25 - 36
Personal Loan Rates
5.740%
$0
1 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
12.500%
$0
60 - 60
8.490%
$0
36 - 36
10.000%
$0
12 - 12
12.740%
$0
36
9.490%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Prime Financial Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Prime Financial Credit Union
Full Time Employees: 59
Part Time Employees: 4
President: Kelly Martyka
CEO: Christine Moczynski
Branch Locations: 5
ATM Locations: 2
Corporate Office Address:
5656 S Packard Ave
Cudahy, WI 53110 2657
Phone Number: 414-486-4500
Fax Number: 414-486-4510

Financials

Total Assets:
160,538,063
Total Amount of Shares and Deposits:
136,454,594
Total Shares and Deposits < 1 Year:
133,434,496
Total Shares and Deposits 1 3 Years:
2,166,142
Total Shares and Deposits > 3 Years:
853,956
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,355,920
Total Uninsured Shares and Deposits > $250K (F+J):
3,355,920
Total Insured Shares and Deposits > $250K (item 17 less item K):
133,098,674
Total Interest Expense (Sum of items 6 8):
764,008
Share Certificates:
697
Number of Accounts for Share Drafts:
8,774
IRA KEOGH Accounts:
360
Number of Accounts for Regular Shares:
19,408
Non Member Deposits:
9
Money Market Shares:
431
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,626,577
Total Liabilities:
144,441,101
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Prime Financial Credit Union

Is a member application needed to join Prime Financial Credit Union?

Yes, to access services at Prime Financial Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Prime Financial Credit Union provides a range of mortgage and home equity products.

Is Prime Financial Credit Union a safe place to deposit money?

Yes, Prime Financial Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Prime Financial Credit Union offer online and mobile banking?

Most modern institutions like Prime Financial Credit Union provide digital access including online balance checks and transfers.

Current Prime Financial Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions