Prime Financial Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Prime Financial Credit Union's Personal Loan Rates are at 4.94%. You can compare Prime Financial Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.90%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 0.80%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates, and more, can be found in our database of rates which you can compare to Prime Financial Credit Union rates.
Prime Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Prime Financial Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Prime Financial Credit Union Texas RatioPrime Financial Credit Union's Texas Ratio is at 12.69%, which is considered excellent. The Texas Ratio for Prime Financial Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Prime Financial Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Prime Financial Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Prime Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Prime Financial Credit Union
Prime Financial Credit Union 5656 S Packard Ave
Cudahy, WI 53110 2657 
Prime Financial Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Prime Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Prime Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Prime Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Prime Financial Credit Union
Website: https://www.primefinancialcu.org
Full Time Employees: 59Part Time Employees: 4 President: Kelly Martyka CEO: Christine Moczynski Branch Locations: 5 ATM Locations: 2 Corporate Office Address:
5656 S Packard Ave
Cudahy, WI 53110 2657 Phone Number: 414-486-4500 Fax Number: 414-486-4510 FinancialsTotal Assets:
160,538,063
Total Amount of Shares and Deposits:
136,454,594
Total Shares and Deposits < 1 Year:
133,434,496
Total Shares and Deposits 1 3 Years:
2,166,142
Total Shares and Deposits > 3 Years:
853,956
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,355,920
Total Uninsured Shares and Deposits > $250K (F+J):
3,355,920
Total Insured Shares and Deposits > $250K (item 17 less item K):
133,098,674
Total Interest Expense (Sum of items 6 8):
764,008
Share Certificates:
697
Number of Accounts for Share Drafts:
8,774
IRA KEOGH Accounts:
360
Number of Accounts for Regular Shares:
19,408
Non Member Deposits:
9
Money Market Shares:
431
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,626,577
Total Liabilities:
144,441,101
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Prime Financial Credit UnionIs a member application needed to join Prime Financial Credit Union?Yes, to access services at Prime Financial Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Prime Financial Credit Union provides a range of mortgage and home equity products. Is Prime Financial Credit Union a safe place to deposit money?Yes, Prime Financial Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Prime Financial Credit Union offer online and mobile banking?Most modern institutions like Prime Financial Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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