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 Wheatland Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Wheatland Federal Credit Union's Jumbo 6 Month CD rates are at 3.90%, Rollover 6 Month Jumbo CD rates are at 3.90%, 6 Month CD rates are at 3.85%, 6 Month IRA CD rates are at 3.85%, Rollover 6 Month CD rates are at 3.85%. Wheatland Federal Credit Union's savings rates are at 0.05%. Wheatland Federal Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Wheatland Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.10%. Rates were last updated on 04/17/2026. Wheatland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wheatland Federal Credit Union? Share your experience about Wheatland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wheatland Federal Credit Union. Wheatland Federal Credit Union
Centerville 611 Centerville RD
https://www.wheatlandcu.com Lancaster, PA 17601 
Wheatland Federal Credit Union CD Rates
Wheatland Federal Credit Union Savings Rates
Wheatland Federal Credit Union Checking Rates
Wheatland Federal Credit Union Mortgage Rates
Wheatland Federal Credit Union Auto Loan Rates
Wheatland Federal Credit Union Student Loan Rates
Wheatland Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wheatland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wheatland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wheatland Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wheatland Federal Credit Union
Website
https://www.wheatlandcu.com
Address
611 Centerville RD,
Lancaster, PA 17601
Phone
717-898-7673
Fax
717-898-9658
President
Raymond Wenger
CEO
Kathleen Rye
Full-Time Employees
14
Part-Time Employees
5
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.10%
Return on Assets (ROA)
0.4253%
Return on Equity (ROE)
4.8884%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
68,068,152
Total Amount of Shares and Deposits
62,111,701
Total Shares and Deposits < 1 Year
61,078,007
Total Shares and Deposits 1 3 Years
1,033,694
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
889,731
Total Uninsured Shares and Deposits > $250K (F+J)
889,731
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,221,970
Total Interest Expense (Sum of items 6 8)
479,203
Share Certificates
562
Number of Accounts for Share Drafts
2,430
IRA KEOGH Accounts
263
Number of Accounts for Regular Shares
5,734
All other shares
536
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,684,619
Total Liabilities
62,267,911
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Wheatland Federal Credit UnionIs Wheatland Federal Credit Union a safe place to deposit money?Yes, Wheatland Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1006511121794%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Wheatland Federal Credit Union operate?Wheatland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wheatland Federal Credit Union?Yes, to access services at Wheatland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wheatland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wheatland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wheatland Federal Credit Union offer online and mobile banking?Most modern institutions like Wheatland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wheatlandcu.com. Current Wheatland Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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