RadiFi Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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RadiFi Credit Union's 24-Month CD certificate rates are at 3.90%, 48-Month CD certificate rates are at 3.75%, 60-Month CD certificate rates are at 3.70%, 36-Month CD certificate rates are at 3.65%, 30-Month CD certificate rates are at 3.20%. RadiFi Credit Union's savings rates are at 0.10%. RadiFi Credit Union's money market rates are at 1.20%.

RadiFi Credit Union

Compare RadiFi Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of RadiFi Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

RadiFi Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at RadiFi Credit Union? Share your experience about RadiFi Credit Union by leaving a review below, or read customer reviews before you decide to use RadiFi Credit Union.

Overall, RadiFi Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.65%
18-Month CD
2.70%
24-Month CD
3.90%
36-Month CD
3.65%
48-Month CD
3.75%
60-Month CD
3.70%
Savings
0.10%
MMA
1.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
RadiFi Credit Union
Main Branch Park Street
562 Park St
Jacksonville, FL 32204 2918
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare RadiFi Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank of Kansas
Citizens Bank of Kansas
9-Month CD
5.00%
$5,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
13-Month CD
5.00%
$1,000
Santander Bank
Santander Bank
11-Month CD
4.50%
$500
CF Bank
CF Bank
Money Market
4.30%
$25,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
18-Month CD
4.30%
$100
Maspeth Federal S&L
Maspeth Federal S&L
12-Month CD
4.25%
$1,500
Coleman County State Bank
Coleman County State Bank
18-Month CD
4.23%
$1,000
Regent Bank (OK)
Regent Bank (OK)
60-Month CD
4.00%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Make Waves High Yield Checking
4.00%
$5,000
RadiFi Credit Union
RadiFi Credit Union
24-Month CD certificate
3.90%
$500
RadiFi Credit Union
RadiFi Credit Union
48-Month CD certificate
3.75%
$500
RadiFi Credit Union
RadiFi Credit Union
60-Month CD certificate
3.70%
$500
RadiFi Credit Union
RadiFi Credit Union
36-Month CD certificate
3.65%
$500
Northside Community Bank
Northside Community Bank
Money Market Tier IV
3.56%
$100,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
60-Month CD share certificate
3.55%
$500
Old Dominion National Bank
Old Dominion National Bank
Business Prime Money Market
3.27%
$10,000
Abound Federal Credit Union
Abound Federal Credit Union
59-month CD (Certificate)
3.25%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
24-Month CD
3.25%
$500
RadiFi Credit Union
RadiFi Credit Union
30-Month CD certificate
3.20%
$500
Skyone Federal Credit Union
Skyone Federal Credit Union
6-Month CD certificate
3.00%
$1,000
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
2.77%
$1,000
City National B&T Co. of Lawton, OK
48-Month CD
2.75%
$500
RadiFi Credit Union
RadiFi Credit Union
18-Month CD certificate
2.70%
$500
RadiFi Credit Union
RadiFi Credit Union
12-Month CD certificate
2.65%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Combined Money Market Savings
2.27%
$150,000
Primary Bank
Primary Bank
48-Month CD
2.27%
$1,000
West Shore Bank
West Shore Bank
18-Month CD
2.27%
$500
FNB of Wyoming
FNB of Wyoming
60-Month CD
2.02%
$100
Live Oak Bank
Live Oak Bank
48-Month CD
2.00%
$2,500
Hyperion Bank
Hyperion Bank
60-Month CD
2.00%
$500
Madison County Bank
Madison County Bank
36-Month CD
1.90%
$500
The Peoples Community Bank
The Peoples Community Bank
48-Month CD
1.55%
$500
BankPurley
BankPurley
SavingPurley
1.50%
$100
Ohio State Bank
Ohio State Bank
24-Month CD
1.50%
$500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
36-Month CD
1.50%
$2,000
Home Loan State Bank
Home Loan State Bank
12-Month CD
1.46%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Regular Money Market
1.20%
$100,000
FNB of Bellville
FNB of Bellville
60-Month CD
1.11%
$1,000
Lake Elmo Bank
Lake Elmo Bank
48-Month CD
1.05%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
1-Month CD
1.00%
$5,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$500
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Landmark Credit Union
Landmark Credit Union
6-Month CD certificate
1.00%
$500
I3 Bank
I3 Bank
36-Month CD
0.90%
$500
ESSA Bank & Trust
ESSA Bank & Trust
6-Month CD
0.75%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
48-Month CD
0.60%
$500
Blue Foundry Bank
Blue Foundry Bank
36-Month CD
0.50%
$1,000
Torrington Savings Bank
Torrington Savings Bank
36-Month CD
0.50%
$1,000
Bank of Hartington
Bank of Hartington
Savings Account
0.35%
$10
Bank of Magnolia
Bank of Magnolia
24-Month CD
0.30%
$1,000
Buena Vista National Bank
Buena Vista National Bank
Instant Checking
0.15%
$50
Fayetteville Bank
Fayetteville Bank
Gold Star Money Market
0.15%
$100
PeoplesBank
PeoplesBank
12-Month CD
0.10%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Regular Savings
0.10%
$100
Iron Workers SB
Iron Workers SB
Passbook Savings
0.05%
$100
Vinton County Bank
Vinton County Bank
Personal Savings
0.05%
$100
Skyone Federal Credit Union
Skyone Federal Credit Union
Advantage Checking
0.05%
$2,500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Primary Savings
0.05%
$25
Abbey Credit Union
Abbey Credit Union
Regular Share Savings
0.05%
$300
Bank of America
Bank of America
Advantage Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare RadiFi Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Range Bank
Range Bank
30-Year Fixed
6.250%
6.800%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
10/6 ARM
6.500%
7.098%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
6.000%
6.164%
0.000
Accentra Credit Union
Accentra Credit Union
30-Year Fixed
6.875%
7.105%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
30-Year Fixed Jumbo
7.000%
7.542%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.375%
6.419%
0.000
NCB
NCB
10-Year Fixed
6.500%
6.523%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.375%
6.554%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
7.125%
7.458%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 15 Year ARM
5.750%
5.886%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
30-Year Fixed
7.000%
7.000%
0.000
Riverview Federal Credit Union
Riverview Federal Credit Union
10 Year Fixed
6.500%
6.702%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.375%
6.540%
0.000
Louviers Federal Credit Union
Louviers Federal Credit Union
15 Year Fixed
7.000%
7.114%
0.000
Smart Financial Credit Union
Smart Financial Credit Union
5/1 ARM Jumbo
5.990%
7.312%
0.000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
30-Year Fixed
6.875%
6.927%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.000%
6.156%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
6.190%
6.366%
0.000
Spire Credit Union
Spire Credit Union
30 Year Fixed
7.125%
7.282%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30 Year Fixed
6.625%
6.778%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed
7.125%
7.193%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
15 Year Fixed
6.875%
7.079%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
15-Year Fixed
6.375%
6.525%
0.000
Connections Bank
Connections Bank
30-Year Fixed
6.500%
6.620%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
6.000%
6.623%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare RadiFi Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Aac Credit Union
Aac Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare RadiFi Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Ultra Loan
13.990%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Aac Credit Union
Aac Credit Union
Signature Loans
12.990%
$0
48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Abco Federal Credit Union
Abco Federal Credit Union
Vacation Loans
10.490%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
ACFCU
ACFCU
Line of Credit
13.700%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Access Line Of Credit
16.240%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

RadiFi Credit Union Information

Credit Union Name: RadiFi Credit Union
Full Time Employees: 115
Part Time Employees: 0
President: Eugene Worth
CEO: John Servos
Branch Locations: 7
ATM Locations: 5
Corporate Office Address:
562 Park St
Jacksonville, FL 32204 2918
Phone Number: 904-475-8000
Fax Number: 904-359-8328

RadiFi Credit Union Financials

Total Assets:
578,563,669
Total Amount of Shares and Deposits:
513,743,925
Total Shares and Deposits < 1 Year:
465,179,881
Total Shares and Deposits 1 3 Years:
45,219,069
Total Shares and Deposits > 3 Years:
3,344,975
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
23,461,553
Total Uninsured Shares and Deposits > $250K (F+J):
23,461,553
Total Insured Shares and Deposits > $250K (item 17 less item K):
490,282,372
Total Interest Expense (Sum of items 6 8):
3,837,645
Share Certificates:
3,030
Number of Accounts for Share Drafts:
28,864
IRA KEOGH Accounts:
1,135
Number of Accounts for Regular Shares:
50,381
Money Market Shares:
3,265
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,282,529
Total Liabilities:
538,924,039
Show More

RadiFi Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

average-cd-rates-october-16-2009Average CD rates were lower in all certificate of deposit categories this week. The declines were small this week compared to last week. CD rates at banks continue to drift down with no end in sight to the decline in rates.
For the first time ever, average 30 year jumbo mortgage rates are lower than 30 year conforming mortgage rates in a recent mortgage survey. The Mortgage Bankers Association released their Weekly Mortgage Applications Survey showing average 30 year jumbo rates at 4.71 percent and average 30 year conforming rates at 4.73 percent.

Bank or Credit Union Offers and Deals

Mortgage Refiance Rates Slightly Higher: 30 year Refinance Mortgage Refinance Rates at 4.86%, 15 Year Mortgage Refinance Rates at 4.22%
Current Savings Rates and Money Market Rates 10/15/13
Ally Bank CD Rates Lowered
Recovering Housing Market and Economy Lead to an Increase in Mortgage Rates for Now
Discover Bank $50 CD Promotion
Capital One 360 Bank Changes CD Rates Again
The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates)
Mortgage Rates Increase: 30 Year Mortgage Rates at 4.92%, 15 Year Mortgage Rates at 4.30%
EverBank's 1 Year CD Rate Now the Best 1 Year Rate in the Database
Luther Burbank Savings CD Rates: Top Rate at 5.25% APY

Alternative Bank and Credit Union Offers to Explore

Ally Bank CD Rates: Still Very Competitive and in the Top 5 of Our 1 Year CD Rates List
BluPeak Credit Union CD Rates: 5.75% APY 9-Month Promo CD Best Offer
Credit Union of New Jersey Certificates of Deposit
Home Equity Loan
Mortgage Rates Down: 30 Year Mortgage Rates at 4.96%
Los Angeles Savings Account Rates
Highest Deposit Rates This Week at 0.95% APY
Wells Fargo Bank Promotional CD Rates
CD Rate Changes this Past Week - Top 1 Year CD Rate Lowered 10 BPS
USAA 4 Year CD Rates now at 0.95%

RadiFi Credit Union Reviews

Sandra223
★★★★☆
October 16, 2023
I was able to join with no problem.
Bill S.
★★★★★
October 16, 2023
Great credit union!!
Average Rating
★★★★☆
Total Reviews
2
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