Reed Credit Union Rates and Review January 2026
Compare Reed Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Reed Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityReed Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Reed Credit Union? Share your experience about Reed Credit Union by leaving a review below, or read customer reviews before you decide to use Reed Credit Union. Overall, Reed Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Reed Credit Union REED CREDIT UNION 10200 EAST FWY STE 125 HOUSTON, TX 77029 1994  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Platinum Rewards
14.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.490%
$0
60 - 60
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Personal Loan
10.990%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Reed Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Reed Credit Union
Website: https://reedcreditunion.com
Full Time Employees: 3Part Time Employees: 0 President: ROGER RATCLIFF CEO: CARLA CLAKLEY Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
10200 EAST FWY STE 125
HOUSTON, TX 77029 1994 Phone Number: 713-673-3333 Fax Number: 713-673-2420 FinancialsTotal Assets:
15,282,149
Total Amount of Shares and Deposits:
12,514,376
Total Shares and Deposits < 1 Year:
12,514,376
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,725,708
Total Uninsured Shares and Deposits > $250K (F+J):
1,725,708
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,788,668
Total Interest Expense (Sum of items 6 8):
154,530
Share Certificates:
31
Number of Accounts for Share Drafts:
145
IRA KEOGH Accounts:
73
Number of Accounts for Regular Shares:
1,076
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
237,827
Total Liabilities:
12,548,387
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Reed Credit UnionIs a member application needed to join Reed Credit Union?Yes, to access services at Reed Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Reed Credit Union provides a range of mortgage and home equity products. Is Reed Credit Union a safe place to deposit money?Yes, Reed Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Reed Credit Union offer online and mobile banking?Most modern institutions like Reed Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.20%, 6-month CD rates at 3.99% and 3-month CD rates at 3.85%. Savings rates are at 0.10% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.31%. Credit Card rates are at 8.75%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates which you can compare to 
