Ridgeline Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ridgeline Federal Credit Union12-month CD rates can be found at 4.25%, 6-month CD rates at 4.15% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 1.21%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 11.75%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates which you can compare to Ridgeline Federal Credit Union rates.

Compare Ridgeline Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ridgeline Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Ridgeline Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ridgeline Federal Credit Union? Share your experience about Ridgeline Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ridgeline Federal Credit Union.

Overall, Ridgeline Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ridgeline Federal Credit Union
Corporate Office
564 E 300 S
SALT LAKE CITY, UT 84102
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Ridgeline Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Redneck Bank, div of All America Bank
Redneck Bank, div of All America Bank
Mega Money Market
4.40%
$0
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
6-Month CD
4.22%
$500
Global Bank
Global Bank
18-Month CD
4.15%
$1,000
First Southern State Bank
First Southern State Bank
6-Month CD
4.04%
$500
Foresight Bank
Foresight Bank
12-Month CD
4.01%
$500
Alden State Bank
Alden State Bank
6-Month CD
4.00%
$500
Bradford National Bank
Bradford National Bank
24-Month CD
3.93%
$100
Hanover Community Bank
Hanover Community Bank
12-Month CD
3.85%
$500
Monroe Savings Bank
Monroe Savings Bank
12-Month CD
3.80%
$500
PCB Payne County Bank
PCB Payne County Bank
12-Month CD
3.80%
$1,000
Evans Bank
Evans Bank
7-Month CD
3.80%
$500
Linkbank
Linkbank
25-Month CD
3.75%
$500
Bank Midwest
Bank Midwest
24-Month CD
3.75%
$500
Presence Bank
Presence Bank
12-Month CD
3.75%
$250
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD
3.71%
$500
Vermont State Bank
Vermont State Bank
18-Month CD
3.56%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
60-Month CD
3.45%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
12-Month CD
3.03%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD (Super Jumbo)
2.88%
$225,000
Rosedale FSL
Rosedale FSL
60-Month CD
2.55%
$500
Primary Bank
Primary Bank
60-Month CD
2.50%
$1,000
USLA Union S&L
USLA Union S&L
36-Month CD
2.50%
$1,000
First Southern State Bank
First Southern State Bank
48-Month CD
2.27%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
18-Month CD
2.02%
$1,000
Capon Valley Bank
Capon Valley Bank
24-Month CD
1.76%
$500
UniBank for Savings
UniBank for Savings
60-Month CD
1.75%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
18-Month CD
1.50%
$1,000
Champlain National Bank
Champlain National Bank
36-Month CD
1.26%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
48-Month CD
1.25%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
60-Month CD
1.10%
$1,000
Stryv Bank
Stryv Bank
18-Month CD
1.10%
$1,000
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Buena Vista National Bank
Buena Vista National Bank
6-Month CD
0.85%
$500
Century Bank and Trust GA
Century Bank and Trust GA
Money Market
0.60%
$100,000
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
Greeneville Federal Bank
Greeneville Federal Bank
18-Month CD
0.30%
$1,000
Main Street Bank Corp
Main Street Bank Corp
18-Month CD
0.30%
$1,000
North Brookfield SB
North Brookfield SB
12-Month CD
0.25%
$500
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
12-Month CD
0.20%
$1,000
Pennsville National Bank
Pennsville National Bank
12-Month CD
0.20%
$500
WaFd Bank
WaFd Bank
24-Month CD
0.20%
$1,000
Century SLA
Century SLA
Statement Savings
0.20%
$1
Marathon Bank
Marathon Bank
Money Market
0.15%
$2,500
American State Bank of Grygla
American State Bank of Grygla
NOW Checking
0.15%
$500
Transpecos Banks
Transpecos Banks
Community Money Market
0.10%
$0
Chester National Bank
Chester National Bank
Savings
0.05%
$100
First FSB of Champaign Urbana
First FSB of Champaign Urbana
3-Month CD
0.05%
$1,000
First Sentinel Bank
First Sentinel Bank
Non-Profit Checking
0.05%
$500
First Commonwealth Bank
First Commonwealth Bank
18-Month CD
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ridgeline Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.250%
5.506%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.500%
5.777%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.625%
5.812%
0.125
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.875%
5.955%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.875%
5.973%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.875%
6.087%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.118%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.875%
6.161%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30 Year Fixed
6.125%
6.176%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.125%
6.200%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.875%
6.230%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
30-year Fixed
5.875%
6.245%
2.950
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.125%
6.256%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.250%
6.269%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.125%
6.286%
0.875
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.286%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.875%
6.304%
0.250
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.625%
6.396%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.375%
6.419%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ridgeline Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Ridgeline Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ridgeline Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Ridgeline Federal Credit Union Information

Credit Union Name: Ridgeline Federal Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: REG ECKER
CEO: Doug Huntsman
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
564 E 300 S
SALT LAKE CITY, UT 84102
Phone Number: 801-328-1521
Fax Number: 801-355-3340

Ridgeline Federal Credit Union Financials

Total Assets:
27,474,402
Total Amount of Shares and Deposits:
24,860,571
Total Shares and Deposits < 1 Year:
23,033,329
Total Shares and Deposits 1 3 Years:
988,644
Total Shares and Deposits > 3 Years:
838,597
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,750,440
Total Uninsured Shares and Deposits > $250K (F+J):
1,750,440
Total Insured Shares and Deposits > $250K (item 17 less item K):
23,110,131
Total Interest Expense (Sum of items 6 8):
100,390
Share Certificates:
165
Number of Accounts for Share Drafts:
917
IRA KEOGH Accounts:
65
Number of Accounts for Regular Shares:
2,282
All other shares:
53
Non Member Deposits:
1
Money Market Shares:
245
Net Income (unless the amount is already included in Undivided Earnings):
6,510
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,317,742
Total Liabilities:
24,892,147
Show More

Ridgeline Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

ING Direct is offering $25 for opening an Orange Savings Account. You can open the special promo account online here ING Orange Savings Account. There is no minimum balance requirements for opening the account. The savings account currently has an annual percentage yield of 3.00%. Be sure to use reference code D286W when you open the account.
Northwest Hills Credit Union, headquartered in Torrington, Connecticut, is advertising some of the best CD rates currently available from any credit union in Connecticut.

Bank or Credit Union Offers and Deals

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Housing Affordability
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EverBank 2 Year CD Rates now at 1.21%
Bethpage Credit Union CD Rates: 5.00% APY 12-Month CD, 4.75% APY 6-Month CD
Greek Crisis Sends Mortgage Rates Lower this Week
Current 30 Year Mortgage Rates Still Low at 3.50 Percent but Will Increase in 2013
6/28 Mortgage Rates: 30 Year Jumbo Mortgage Rates Plunge, Current 30 Year Jumbo Rates at 4.83%

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Ridgeline Federal Credit Union Reviews

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