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Taylor Credit Union Rates & Review March 2026

Taylor Credit Union's 48 Month CD rates are at 2.22%, 48-Month Term CD rates are at 2.22%, 36 Month CD rates are at 2.17%, 36-Month Term CD rates are at 2.17%, 24 Month CD rates are at 2.12%. Taylor Credit Union's savings rates are at 0.35%. Taylor Credit Union's money market rates are at 0.80%. Taylor Credit Union's 10-Year Fixed rates are at 5.35%, 15-Year Fixed rates are at 5.50%, 20-Year Fixed rates are at 5.80%, 10-Year Fixed rates are at 6.25%, 15-Year Fixed rates are at 6.50%. MonitorBankRates evaluates the financial stability of Taylor Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.03%. Rates were last updated on 03/28/2026.

Taylor Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Taylor Credit Union? Share your experience about Taylor Credit Union by leaving a review below, or read customer reviews before you decide to use Taylor Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.03%
Excellent Lower than avg
Taylor Credit Union
Medford
825 E Allman St
Medford, WI 54451
https://taylorcu.org
Member NCUA

Taylor Credit Union CD Rates

Product Rate APY Term View More
48 Month Certificate 2.20% 2.22% 48
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
48-Month Term Share Certificate 2.20% 2.22% 48-Month
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
36 Month Certificate 2.15% 2.17% 36
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
36-Month Term Share Certificate 2.15% 2.17% 36-Month
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
24 Month Certificate 2.10% 2.12% 24
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
24-Month Term Share Certificate 2.10% 2.12% 24-Month
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
18 Month Certificate 2.05% 2.07% 18
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
18-Month Term Share Certificate 2.05% 2.07% 18-Month
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
12 Month Certificate 2.00% 2.02% 12
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
12-Month Term Share Certificate 2.00% 2.02% 12-Month
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
48 Month Certificate 1.90% 1.91% 48
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
48-Month Term Share Certificate 1.90% 1.91% 48-Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
36 Month Certificate 1.85% 1.86% 36
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
36-Month Term Share Certificate 1.85% 1.86% 36-Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
24 Month Certificate 1.80% 1.81% 24
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
24-Month Term Share Certificate 1.80% 1.81% 24-Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
12 Month Certificate 1.75% 1.76% 12
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
12-Month Term Share Certificate 1.75% 1.76% 12-Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
18 Month Certificate 1.75% 1.76% 18
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
18-Month Term Share Certificate 1.75% 1.76% 18-Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
6 Month Certificate 0.75% 0.75% 6
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
6-Month Term Share Certificate 0.75% 0.75% 6-Month
Min Deposit $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
6 Month Certificate 0.70% 0.70% 6
Min Deposit $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
6-Month Term Share Certificate 0.70% 0.70% 6-Month
Min Deposit $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
3 Month Certificate 0.45% 0.45% 3
Min Deposit $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
3-Month Term Share Certificate 0.45% 0.45% 3-Month
Min Deposit $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%

Taylor Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.35% 0.35%
Min Deposit $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Christmas Club 0.25% 0.25%
Min Deposit $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Saver's Sweepstakes® 0.25% 0.25%
Min Deposit $5
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%

Taylor Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.25% 2.27%
Min Deposit $200,000
Min Balance $200,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Money Market 2.00% 2.02%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Money Market 1.25% 1.26%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Money Market 0.90% 0.90%
Min Deposit $10,000
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Money Market 0.80% 0.80%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%

Taylor Credit Union Checking Rates

Product Rate APY View More
Business/Organization Share Draft Checking 0.10% 0.10%
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Royale Share Draft Checking 0.10% 0.10%
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
Traditional Share Draft/Checking 0.10% 0.10%
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%

Taylor Credit Union Mortgage Rates

Product Rate Points APR Term View More
10-Year Fixed 5.35% - 5.51% 10 Years
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
15-Year Fixed 5.50% - 5.61% 15 Years
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
20-Year Fixed 5.80% - 5.89% 20 Years
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
10-Year Fixed 6.25% - 6.41% 10 Years
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
15-Year Fixed 6.50% - 6.62% 15 Years
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
10-Year Fixed 6.75% - 6.91% 10 Years
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%
20-Year Fixed 6.95% - 7.05% 20 Years
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.03%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Taylor Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Taylor Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Taylor Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Taylor Credit Union
Address 825 E Allman St, Medford, WI 54451
Phone 715-748-2447
Fax 715-748-2012
President Michael Handel
CEO Daniel Krause
Full-Time Employees 18
Part-Time Employees 4
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.03%
Return on Assets (ROA)
0.6476%
Return on Equity (ROE)
6.3101%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
84,668,456
Total Amount of Shares and Deposits
75,732,392
Total Shares and Deposits < 1 Year
74,737,469
Total Shares and Deposits 1 3 Years
734,369
Total Shares and Deposits > 3 Years
260,554
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,351,301
Total Uninsured Shares and Deposits > $250K (F+J)
2,351,301
Total Insured Shares and Deposits > $250K (item 17 less item K)
73,381,091
Total Interest Expense (Sum of items 6 8)
651,952
Share Certificates
430
Number of Accounts for Share Drafts
4,373
IRA KEOGH Accounts
237
Number of Accounts for Regular Shares
8,585
All other shares
316
Money Market Shares
337
Net Income (unless the amount is already included in Undivided Earnings)
548,339
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,634,121
Total Liabilities
76,008,966
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Taylor Credit Union

Is Taylor Credit Union a safe place to deposit money?

Yes, Taylor Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0289593097601%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Taylor Credit Union operate?

Taylor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Taylor Credit Union?

Yes, to access services at Taylor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Taylor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Taylor Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Taylor Credit Union offer online and mobile banking?

Most modern institutions like Taylor Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://taylorcu.org.

Current Taylor Credit Union Rates

  • 12-Month CD1.76%
  • 18-Month CD1.76%
  • 24-Month CD1.81%
  • Savings0.35%
  • MMA0.80%
Retrieved from our database of financial products. Rates subject to change.