What are the current interest rates at Taylor Credit Union?

Current rates for Taylor Credit Union include: 12-Month CD: 1.76%, 18-Month CD: 1.76%, 24-Month CD: 1.81%, Savings: 0.35%, MMA: 2.27%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Taylor Credit Union

iAdvertiser Disclosure

Taylor Credit Union Rates & Review October 2026

Q: How many branches does Taylor Credit Union operate?

Taylor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Taylor Credit Union?

Yes, to access services at Taylor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Taylor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Taylor Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Taylor Credit Union's top rates as of October 9, 2026 are 2.22% APY on its 4-Year Traditional & Roth IRA CD, 0.35% APY on savings, 2.27% APY on money market accounts, 0.10% APY on checking, 5.35% on its 10-Year Fixed mortgage, and personal loans from 9.85% APR, according to rates verified by MonitorBankRates. Other Taylor Credit Union CD rates include 48-Month CD at 2.22%, 3-Year Traditional & Roth IRA at 2.17%, and 36-Month CD at 2.17%. Other Taylor Credit Union mortgage rates include 15-Year Fixed at 5.50%, 20-Year Fixed at 5.80%, and 10-Year Fixed at 6.25%. MonitorBankRates evaluates the financial stability of Taylor Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.03%. Rates last updated and verified on 10/09/2026.

Taylor Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Taylor Credit Union? Share your experience about Taylor Credit Union by leaving a review below, or read customer reviews before you decide to use Taylor Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.03%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Taylor Credit Union
Medford

825 E Allman St
Medford, WI 54451

https://taylorcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Taylor Credit Union CD Rates

Product	Rate	APY	Term
4-Year Traditional & Roth IRA	2.20%	2.22%	4-Year
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
48-Month Certificate	2.20%	2.22%	48-Month
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
3-Year Traditional & Roth IRA	2.15%	2.17%	3-Year
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.17% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
36-Month Certificate	2.15%	2.17%	36-Month
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.17% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
2-Year Traditional & Roth IRA	2.10%	2.12%	2-Year
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.12% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
24-Month Certificate	2.10%	2.12%	24-Month
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.12% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
18-Month Certificate	2.05%	2.07%	18-Month
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.07% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
1-Year Traditional & Roth IRA	2.00%	2.02%	1-Year
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
12-Month Certificate	2.00%	2.02%	12-Month
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
4-Year Traditional & Roth IRA	1.90%	1.91%	4-Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.91% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
48-Month Certificate	1.90%	1.91%	48-Month
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.91% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
3-Year Traditional & Roth IRA	1.85%	1.86%	3-Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.86% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
36-Month Certificate	1.85%	1.86%	36-Month
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.86% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
2-Year Traditional & Roth IRA	1.80%	1.81%	2-Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.81% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
24-Month Certificate	1.80%	1.81%	24-Month
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.81% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
1-Year Traditional & Roth IRA	1.75%	1.76%	1-Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
12-Month Certificate	1.75%	1.76%	12-Month
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
18-Month Certificate	1.75%	1.76%	18-Month
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
6-Month Certificate	0.75%	0.75%	6-Month
Min Deposit $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
6-Month Certificate	0.70%	0.70%	6-Month
Min Deposit $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
3-Month Certificate	0.45%	0.45%	3-Month
Min Deposit $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Savings Rates

Product	Rate	APY
Health Savings Account	0.35%	0.35%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Christmas Club	0.25%	0.25%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Saver's Sweepstakes	0.25%	0.25%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.25%	2.27%
Min Deposit $200,000 Min Balance $200,000 Details Balance: over $200,000.00 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.27% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Money Market	2.00%	2.02%
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00-$199,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Money Market	1.25%	1.26%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.26% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Money Market	0.90%	0.90%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Money Market	0.80%	0.80%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00-$9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.80% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Checking Rates

Product	Rate	APY
Royale Share Draft Checking	0.10%	0.10%
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Traditional Share Draft/Checking	0.10%	0.10%
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Business Checking Rates

Product	Rate	APY	View More
Business/Organization Share Draft Checking	0.10%	0.10%
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
10-Year Fixed	5.35%	-	5.51%	10 Years
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.51% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
15-Year Fixed	5.50%	-	5.61%	15 Years
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.61% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
20-Year Fixed	5.80%	-	5.89%	20 Years
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.89% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
10-Year Fixed	6.25%	-	6.41%	10 Years
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.41% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
15-Year Fixed	6.50%	-	6.62%	15 Years
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.62% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
10-Year Fixed	6.75%	-	6.91%	10 Years
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.91% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
20-Year Fixed	6.95%	-	7.05%	20 Years
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.05% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Autos, Trucks, Motorcycles	-	-	4.25%	12 Months
Details Additional APR listed for this product: 4.75%. 0.50% Rate Discount Special Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Autos, Trucks, Motorcycles	-	-	4.25%	24 Months
Details Additional APR listed for this product: 4.75%. 0.50% Rate Discount Special Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Autos, Trucks, Motorcycles	-	-	4.49%	36 Months
Details Additional APR listed for this product: 4.99%. 0.50% Rate Discount Special Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Autos, Trucks, Motorcycles	-	-	4.49%	48 Months
Details Additional APR listed for this product: 4.99%. 0.50% Rate Discount Special Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Autos, Trucks, Motorcycles	-	-	4.64%	60 Months
Details Additional APR listed for this product: 5.14%. 0.50% Rate Discount Special Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.64% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Autos, Trucks, Motorcycles	-	-	4.99%	72 Months
Details Additional APR listed for this product: 5.49%. 0.50% Rate Discount Special Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Autos, Trucks, Motorcycles	-	-	5.49%	84 Months
Details Additional APR listed for this product: 5.99%. 0.50% Rate Discount Special Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicles, Boats, Campers Loan	-	4.75%	12 Months
Details 12 Months (WITH 0.50% RATE DISCOUNT SPECIAL) Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	4.75%	24 Months
Details 24 Months (WITH 0.50% RATE DISCOUNT SPECIAL) Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	4.75%	36 Months
Details 36 Months (WITH 0.50% RATE DISCOUNT SPECIAL) Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	4.99%	48 Months
Details 48 Months (WITH 0.50% RATE DISCOUNT SPECIAL) Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.24%	60 Months
Details 60 Months (WITH 0.50% RATE DISCOUNT SPECIAL) Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.25%	12 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.25%	24 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.25%	36 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.49%	48 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99% Sep 18, 20265.49%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.49%	72 Months
Details 72 Months (WITH 0.50% RATE DISCOUNT SPECIAL) Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 5.49% ▼ 0.50 pts · high 5.99% / low 5.49% Sep 18, 20265.49%▼ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.74%	60 Months
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.24% → 5.74% ▲ 0.50 pts · high 5.74% / low 5.24% Sep 18, 20265.74%▲ from 5.24% Sep 14, 20265.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.74%	84 Months
Details 84 Months (WITH 0.50% RATE DISCOUNT SPECIAL) Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.24% → 5.74% ▼ 0.50 pts · high 6.24% / low 5.74% Sep 18, 20265.74%▼ from 6.24% Sep 14, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	5.99%	72 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Recreational Vehicles, Boats, Campers Loan	-	6.24%	84 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Signature Loan	9.85%	12 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.85% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Unsecured Signature Loan	10.10%	24 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.10% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Unsecured Signature Loan	10.50%	36 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Unsecured Signature Loan	10.75%	48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Unsecured Signature Loan	10.85%	60 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.85% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Taylor Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10-Year Balloon Loan	6.75%	-	6.86%	10 years
Details Term: 10-Year Balloon (up to 30-year amortization) Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 6.86% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
5-Year Fixed	6.25%	-	6.55%	5 Years
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.55% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
62-Month Balloon Loan	6.25%	-	6.42%	62 months
Details Term: 62-Month Balloon (up to 30-year amortization) Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 6.42% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
7-Year Balloon Loan	6.50%	-	6.64%	7 years
Details Term: 7-Year Balloon (up to 30-year amortization) Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 6.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Kwik Cash Open End Loan	-	-	11.00%
Details Min $25/month Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home (4 years & newer) Loan	9.45%	-	9.76%	5 Years
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.76% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home (4 years & newer) Loan	9.70%	-	9.87%	10 Years
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.87% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home (5 plus years) Loan	10.10%	-	10.41%	5 Years
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.41% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home (5 plus years) Loan	10.50%	-	10.68%	10 Years
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.68% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home on Land Loan	6.95%	-	7.13%	62 months
Details Term: 62-Month Balloon (up to 20-year amortization) Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.13% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home on Land Loan	7.05%	-	7.20%	7 years
Details Term: 7-Year Balloon (up to 20-year amortization) Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.20% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home on Land Loan	7.15%	-	7.27%	10 years
Details Term: 10-Year Balloon (up to 20-year amortization) Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.42% → 7.27% ▼ 0.15 pts · high 7.42% / low 7.27% Sep 22, 20267.27%▼ from 7.42% Sep 14, 20267.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home on Land Loan	7.25%	-	7.42%	10 Years
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.42% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Mobile Home on Land Loan	7.35%	-	7.47%	15 Years
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.47% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Coverdell Education Savings Account	1.75%	-	1.76%	1 Year
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Coverdell Education Savings Account	1.80%	-	1.81%	2 Year
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.81% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Coverdell Education Savings Account	1.85%	-	1.86%	3 Year
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.86% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Coverdell Education Savings Account	1.90%	-	1.91%	4 Year
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.91% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Coverdell Education Savings Accounts	-	-	0.25%	48 Month
Min Deposit $500 Details Rates effective 01/01/2024. Fees may/could reduce earnings on account. Regular & IRA term Share Certificates may have a penalty for early withdrawal. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.91% → 0.25% ▼ 1.66 pts · high 1.91% / low 0.25% Oct 9, 20260.25%▼ from 1.91% Sep 14, 20261.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Coverdell Education Share	0.35%	-	0.35%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Funeral Trust	0.25%	-	0.25%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Regular Shares	0.25%	-	0.25%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Roth IRA Share	0.35%	-	0.35%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Traditional & Roth IRAs	-	-	0.25%	48 Month
Min Deposit $500 Details Rates effective 01/01/2024. Fees may/could reduce earnings on account. Regular & IRA term Share Certificates may have a penalty for early withdrawal. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%
Traditional or SEP IRA Share	0.35%	-	0.35%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.03%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Taylor Credit Union’s Texas Ratio fell from 1.90% in Q3 2023 to 1.03% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$89M	1.03%	5.0	A+
March 31, 2026	$88M	1.12%	5.0	A+
December 31, 2025	$87M	1.27%	5.0	A+
September 30, 2025	$85M	1.00%	5.0	A+
June 30, 2025	$84M	0.93%	5.0	A+
March 31, 2025	$84M	1.03%	5.0	A+
December 31, 2024	$82M	1.23%	5.0	A+
September 30, 2024	$79M	1.61%	5.0	A+
June 30, 2024	$80M	1.06%	5.0	A+
March 31, 2024	$80M	1.02%	5.0	A+
December 31, 2023	$77M	2.22%	5.0	A+
September 30, 2023	$78M	1.90%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Taylor Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Taylor Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Taylor Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Taylor Credit Union

Website https://taylorcu.org

Address 825 E Allman St, Medford, WI 54451

Phone 715-748-2447

Fax 715-748-2012

President Michael Handel

CEO Daniel Krause

Full-Time Employees 19

Part-Time Employees 5

Branch Locations 3

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.03%

Return on Assets (ROA)

0.3484%

Return on Equity (ROE)

3.3903%

Non-Performing Loans Ratio (NPL)

0.21%

Total Assets

89,069,609

Total Amount of Shares and Deposits

79,518,914

Total Shares and Deposits < 1 Year

78,436,286

Total Shares and Deposits 1 3 Years

825,255

Total Shares and Deposits > 3 Years

257,373

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,968,155

Total Uninsured Shares and Deposits > $250K (F+J)

2,968,155

Total Insured Shares and Deposits > $250K (item 17 less item K)

76,550,759

Total Interest Expense (Sum of items 6 8)

426,825

Share Certificates

419

Number of Accounts for Share Drafts

4,369

IRA KEOGH Accounts

219

Number of Accounts for Regular Shares

8,431

All other shares

311

Money Market Shares

359

Net Income (unless the amount is already included in Undivided Earnings)

310,321

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,437,327

Total Liabilities

79,916,358

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Taylor Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/taylor-credit-union-rates-review-66388">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Taylor Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Taylor Credit Union

Frequently Asked Questions About Taylor Credit Union

How many branches does Taylor Credit Union operate?

Taylor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Taylor Credit Union?

Yes, to access services at Taylor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Taylor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Taylor Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Taylor Credit Union offer online and mobile banking?

Most modern institutions like Taylor Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://taylorcu.org.

Current Taylor Credit Union Rates

12-Month CD1.76%
18-Month CD1.76%
24-Month CD1.81%
Savings0.35%
MMA2.27%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Taylor Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Taylor Credit Union Texas Ratio

Taylor Credit Union Health Trend

Taylor Credit Union CD Rates

Taylor Credit Union Savings Rates

Taylor Credit Union Money Market Rates

Taylor Credit Union Checking Rates

Taylor Credit Union Business Checking Rates

Taylor Credit Union Mortgage Rates

Taylor Credit Union Auto Loan Rates

Taylor Credit Union RV, Boat and Powersport Loan Rates

Taylor Credit Union Personal Loan Rates

Taylor Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Taylor Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Taylor Credit Union

How many branches does Taylor Credit Union operate?

Is a member application needed to join Taylor Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Taylor Credit Union offer online and mobile banking?

Current Taylor Credit Union Rates

Compare to Other Credit Unions