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RIVER CITY Rates and Review January 2026

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RIVER CITY12-month CD rates can be found at 3.50%, 6-month CD rates at 3.43% and 3-month CD rates at 0.25%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 19.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to RIVER CITY rates.

Compare RIVER CITY CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of RIVER CITY savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

RIVER CITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at RIVER CITY? Share your experience about RIVER CITY by leaving a review below, or read customer reviews before you decide to use RIVER CITY.

Overall, RIVER CITY is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

PNB of Kewanee
Augusta Office
610 Augusta
San Antonio, TX 78215 1902
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
5.00%
$50
6-Month CD
3.81%
$200
9-Month CD
3.80%
$500
48-Month CD
3.80%
$1,000
30-Month CD
3.75%
$1,000
18-Month CD
3.75%
$500
12-Month CD
3.75%
$100
6-Month CD
3.60%
$500
60-Month CD
3.55%
$500
60-Month CD
3.50%
$500
30-Month CD
3.45%
$500
12-Month CD
3.25%
$500
60-Month CD
3.25%
$1,000
24-Month CD
3.19%
$500
24-Month CD
3.00%
$1,000
18-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
48-Month CD (Step-Up)
2.75%
$1,000
60-Month CD
2.02%
$1,000
36-Month CD
2.02%
$500
60-Month CD
2.00%
$2,500
12-Month CD
1.96%
$1,000
30-Month CD
1.86%
$500
48-Month CD
1.55%
$500
24-Month CD
1.41%
$2,500
48-Month CD
1.25%
$1,000
36-Month CD
1.15%
$500
12-Month CD
1.01%
$500
Statement Savings
1.00%
$1
18-Month CD
0.80%
$10,000
48-Month CD
0.75%
$500
48-Month CD
0.70%
$500
36-Month CD
0.70%
$1,000
48-Month CD (Rising Rate)
0.50%
$500
Business Complete Money Market
0.50%
$50,000
Savings
0.40%
$100
Savings
0.40%
$0
24-Month CD
0.30%
$500
Preferred Money Market
0.25%
$1,000
Money Market Plus
0.25%
$2,500
36-Month CD
0.20%
$500
6-Month CD
0.10%
$500
Statement Savings
0.10%
$100
Classic Savings
0.10%
$0
NOW Checking
0.05%
$50
Go Savings
0.05%
$1,000
Money Market
0.05%
$1,000
Statement Savings
0.05%
$100
Money Market
0.05%
$2,500
Money Market
0.02%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
5.875%
5.958%
0.000
15-Year Fixed
5.625%
5.695%
0.000
20-Year Fixed
5.000%
5.294%
2.000
6.000%
6.113%
0.000
10 Year Fixed
6.000%
6.223%
0.000
5.750%
6.130%
0.000
15-Year Fixed
5.500%
5.546%
0.000
5.875%
5.931%
0.000
20-Year Fixed
5.625%
5.666%
0.000
6.000%
6.123%
0.000
6.375%
6.556%
0.000
5.625%
5.700%
0.000
5.750%
5.907%
0.000
5.625%
5.673%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.500%
5.591%
0.000
15-Year Fixed
5.250%
5.312%
0.000
5.375%
5.911%
0.000
5.875%
6.006%
0.000
30-Year Fixed
6.000%
6.162%
1.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
6.250%
7.325%
0.000
6.000%
6.110%
0.000
30-Year Fixed
6.125%
6.201%
0.000
6.000%
5.892%
0.000
5/6 ARM
5.875%
5.947%
0.000
5.375%
5.766%
0.000
4.740%
7.533%
0.000
5.125%
6.002%
0.000
5.125%
5.304%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.625%
6.000%
0.000
30-Year Fixed
6.000%
6.067%
0.000
6.000%
6.174%
0.000
5.500%
5.680%
1.125
15-Year Fixed
5.375%
5.525%
0.000
6.375%
6.375%
0.000
15 Year Fixed
5.750%
6.062%
0.000
5.125%
5.173%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.750%
5.856%
0.000
5.625%
5.846%
0.000
30-Year Fixed
5.625%
5.671%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.750%
5.849%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
5.875%
5.975%
0.000
5.500%
5.581%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
14.240%
9.990%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
8.900% - 13.900%
Based upon credit worthiness.
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Power MasterCard
12.740% - 18.000%
Business Select Credit Card Mastercard
18.000%
18.000%
Visa Crimson Rewards Card
13.740%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Prime Platinum Visa Credit Card
11.500%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
18.000%
Platinum Secured Visa
8.750%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
16.200%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Access FCU Visa Classic
13.500%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Personal Line of Credit
9.000%
$0
60
11.240%
$0 - $10,000
60 - 60
11.740% - 17.990%
$0
11.240% - 17.950%
$0
25 - 36
10.000%
$0
12 - 12
13.990%
$0
15.000%
$500 - $1,500
6 - 12
Consolidation Loans
13.060%
$0
1 - 36
10.000%
$0
60
Credit Starter Loan
16.250%
$0
Refinanced Signature Loans
18.000%
$0
Personal Line of Credit Variable
13.150%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Debt Consolidation
13.990%
$0
1 - 72
10.250% - 17.950%
$0
1 - 36
9.990%
$0
1 - 60
10.700%
$0 - $10,000
60 - 60
Unsecured Signature Loan
9.250%
$0
1 - 24
Student Loan Consolidation
5.490%
$0
8.500%
$0 - $6,000
42
13.740%
$0
60
A+ Personal Loan
8.990%
$0
84
13.240%
$0 - $2,000
36 - 36
50% Share Secured Loan
6.460% - 14.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have RIVER CITY rate data right now.

Credit Union Profile & Overview

Credit Union Name: RIVER CITY
Full Time Employees: 48
Part Time Employees: 7
President: Glen Glass
CEO: Jeff Ivey
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
610 Augusta
San Antonio, TX 78215 1902
Phone Number: 210-225-0708
Fax Number:

Financials

Total Assets:
147,834,406
Total Amount of Shares and Deposits:
125,375,377
Total Shares and Deposits < 1 Year:
104,428,942
Total Shares and Deposits 1 3 Years:
20,004,545
Total Shares and Deposits > 3 Years:
941,891
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,799,607
Total Uninsured Shares and Deposits > $250K (F+J):
16,549,607
Total Insured Shares and Deposits > $250K (item 17 less item K):
108,825,770
Total Interest Expense (Sum of items 6 8):
1,586,314
Share Certificates:
615
Number of Accounts for Share Drafts:
9,468
IRA KEOGH Accounts:
294
Number of Accounts for Regular Shares:
13,577
All other shares:
1,234
Non Member Deposits:
56
Money Market Shares:
532
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,969,218
Total Liabilities:
143,075,649
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About RIVER CITY

Is a member application needed to join RIVER CITY?

Yes, to access services at RIVER CITY, a member application is required.

Is there a first-time homebuyer program?

Currently, RIVER CITY provides a range of mortgage and home equity products.

Is RIVER CITY a safe place to deposit money?

Yes, RIVER CITY is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does RIVER CITY offer online and mobile banking?

Most modern institutions like RIVER CITY provide digital access including online balance checks and transfers.

Current RIVER CITY Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions