|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Illiana Financial Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Illiana Financial Credit Union's 60 Month Term CDs: Regular & IRA (Traditional & Roth) rates are at 3.51%, 48 Month Term CDs: Regular & IRA (Traditional & Roth) rates are at 3.25%, 36 Month Term CDs: Regular & IRA (Traditional & Roth) rates are at 3.00%, 24 Month Term CDs: Regular & IRA (Traditional & Roth) rates are at 2.50%, 12 Month Term CDs: Regular & IRA (Traditional & Roth) rates are at 2.25%. Illiana Financial Credit Union's savings rates are at 0.10%. Illiana Financial Credit Union's money market rates are at 0.30%. Illiana Financial Credit Union's Personal Loan Rates are as low as 9.49%. Illiana Financial Credit Union's Credit Card Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Illiana Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.12%. Rates last updated and verified on 09/22/2026. Illiana Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Illiana Financial Credit Union? Share your experience about Illiana Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Illiana Financial Credit Union. Illiana Financial Credit Union
Calumet City 1600 Huntington Dr
https://www.illiana.org Calumet City, IL 60409-5404 
Illiana Financial Credit Union CD Rates
Illiana Financial Credit Union Savings Rates
Illiana Financial Credit Union Money Market Rates
Illiana Financial Credit Union Checking Rates
Illiana Financial Credit Union Auto Loan Rates
Illiana Financial Credit Union RV, Boat and Powersport Loan Rates
Illiana Financial Credit Union Credit Card Rates
Illiana Financial Credit Union Personal Loan Rates
Illiana Financial Credit Union Other Rates
Financial Health HistoryIlliana Financial Credit Union’s Texas Ratio stayed near 3.99% in Q2 2023 to 4.12% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Illiana Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Illiana Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Illiana Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Illiana Financial Credit Union
Website
https://www.illiana.org
Address
1600 Huntington Dr,
Calumet City, IL 60409-5404
Phone
708-891-7800
Fax
708-891-8745
President
Russell Melby
CEO
James Henmueller
Full-Time Employees
56
Part-Time Employees
2
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.12%
Return on Assets (ROA)
0.0382%
Return on Equity (ROE)
0.2203%
Non-Performing Loans Ratio (NPL)
1.73%
Total Assets
262,705,747
Total Amount of Shares and Deposits
225,379,635
Total Shares and Deposits < 1 Year
200,842,730
Total Shares and Deposits 1 3 Years
22,078,176
Total Shares and Deposits > 3 Years
2,458,729
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,546,286
Total Uninsured Shares and Deposits > $250K (F+J)
4,546,286
Total Insured Shares and Deposits > $250K (item 17 less item K)
220,833,349
Total Interest Expense (Sum of items 6 8)
546,041
Share Certificates
1,597
Number of Accounts for Share Drafts
9,305
IRA KEOGH Accounts
754
Number of Accounts for Regular Shares
27,037
Non Member Deposits
1
Money Market Shares
730
Net Income (unless the amount is already included in Undivided Earnings)
100,278
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
22,471,438
Total Liabilities
224,031,262
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Illiana Financial Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Illiana Financial Credit Union
Frequently Asked Questions About Illiana Financial Credit UnionHow many branches does Illiana Financial Credit Union operate?Illiana Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Illiana Financial Credit Union?Yes, to access services at Illiana Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Illiana Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Illiana Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Illiana Financial Credit Union offer online and mobile banking?Most modern institutions like Illiana Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.illiana.org. Current Illiana Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
MWPH Grand Lodge of Illinois Federal Credit Union
Lee County Credit Union
Evergreen Credit Union
Wichita Federal Credit Union
Arkansas Best Federal Credit Union
The Atlantic Federal Credit Union
Pikes Peak Credit Union
The Peoples Credit Union
W T Community Federal Credit Union
RadiFi Credit Union
Aliquippa Teachers Federal Credit Union
MEMBERS EXCHANGE
Arize Federal Credit Union
Sunwest Credit Union
MERCER COUNTY COMMUNITY
LES
MINOT AREA SCHOOLS
Mobility Credit Union
TelComm Credit Union
Brosnan Yard Federal Credit Union
Visions Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
