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Rolling F Credit Union Rates & Review September 2026

Rolling F Credit Union's 1 YEAR CD OF DEPOSIT rates are at 3.50%, 2 YEAR CD OF DEPOSIT rates are at 3.20%, 6 MONTH CD OF DEPOSIT rates are at 3.10%, 1 YEAR CD OF DEPOSIT rates are at 2.60%, 2 YEAR CD OF DEPOSIT rates are at 2.40%. Rolling F Credit Union's savings rates are at 0.05%. Rolling F Credit Union's Personal Loan Rates are as low as 9.95%. MonitorBankRates evaluates the financial stability of Rolling F Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.64%. Rates last updated and verified on 09/22/2026.

Rolling F Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rolling F Credit Union? Share your experience about Rolling F Credit Union by leaving a review below, or read customer reviews before you decide to use Rolling F Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.64%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Rolling F Credit Union
ROLLING F CREDIT UNION
2101 GEER RD STE 401
TURLOCK, CA 95382-2471
https://www.rollingf.org
Member NCUA

Rolling F Credit Union CD Rates

Product Rate APY Term View More
1 YEAR CERTIFICATE OF DEPOSIT 3.44% 3.50% 1 YEAR
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000.00 - $999,999,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
2 YEAR CERTIFICATE OF DEPOSIT 3.15% 3.20% 2 YEAR
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000.00 - $999,999,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
6 MONTH CERTIFICATE OF DEPOSIT 3.06% 3.10% 6 MONTH
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000.00 - $999,999,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
1 YEAR CERTIFICATE OF DEPOSIT 2.57% 2.60% 1 YEAR
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
2 YEAR CERTIFICATE OF DEPOSIT 2.38% 2.40% 2 YEAR
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Rolling F Credit Union Savings Rates

Product Rate APY View More
Savings 0.25% 0.25%
Min Balance $100,001
Details Balance: $100,001
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Savings 0.20% 0.20%
Min Balance $50,001
Details Balance: $50,001
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Savings 0.15% 0.15%
Min Balance $25,001
Details Balance: $25,001
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Savings 0.10% 0.10%
Min Balance $10,001
Details Balance: $10,001
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Savings 0.05% 0.05%
Min Balance $100
Details Balance: $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Rolling F Credit Union Checking Rates

Product Rate APY View More
Prime Checking 0.10% 0.10%
Min Balance $2,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Rolling F Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (Variable Rate) - - 7.00% 180 Months
Details Term: 180 Months (15 Years); MAX: $1000,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Home Equity Loan (Fixed Rate) - - 7.00% 120 Months
Details Term: 120 Months (10 Years); MAX: $200,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Home Equity Loan (Fixed Rate) - - 7.00% 180 Months
Details Term: 180 Months (15 Years); MAX: $200,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Home Equity Loan (Fixed Rate) - - 7.00% 240 Months
Details Term: 240 Months (20 Years); MAX: $200,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Rolling F Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.30% Up to 84 months
Details As Low As; New and used vehicles
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Used Auto Loan - - 4.30% Up to 84 months
Details As Low As; New and used vehicles
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
NEW AUTO - Max - - 5.30% up to 60 months
Details $100,000; Published APR range: 5.30 - 13.60%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
USED AUTO - Max - - 5.40% up to 60 months
Details $100,000; Published APR range: 5.40 - 14.14%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
NEW AUTO - Max - - 5.43% 61 - 72 months
Details $100,000; Published APR range: 5.43 - 13.73%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
USED AUTO - Max - - 5.54% 61 - 72 months
Details $100,000; Published APR range: 5.54 - 14.27%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
OLDER USED AUTO (2015 or older) - Max - - 7.40% up to 60 months
Details $25,000; Published APR range: 7.40 - 16.14%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
OLDER USED AUTO (2015 or older) - Max - - 7.54% 61 - 72 months
Details $25,000; Published APR range: 7.54 - 16.27%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
OLDER USED AUTO (2015 or older) - Max - - 7.65% 73 - 84 months
Details $25,000; Published APR range: 7.65 - 16.37%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Rolling F Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle Loans - 6.95% up to 120 months
Details As low as; Loan can go towards a wide variety of different vehicles like ATV's, Dune buggy's, Jet skis, etc. Depending on your approved term, this may also change the lowest rate you are eligible for.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Watercraft Loans - 6.95%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
NEW OR USED RECREATIONAL RV'S, BOATS, MOTORCYCLES MAX Loan - 7.95% up to 60 months
Details $100,000.00; Published APR range: 7.95 - 13.85%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
NEW OR USED RECREATIONAL RV'S, BOATS, MOTORCYCLES MAX Loan - 8.11% 61 - 72 months
Details $100,000.00; Published APR range: 8.11 - 14.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
NEW OR USED RECREATIONAL RV'S, BOATS, MOTORCYCLES MAX Loan - 8.22% 73 - 84 months
Details $100,000.00; Published APR range: 8.22 - 14.10%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
NEW OR USED RECREATIONAL RV'S, BOATS, MOTORCYCLES MAX Loan - 8.34% 85 - 96 months
Details $100,000.00; Published APR range: 8.34 - 14.20%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
NEW OR USED RECREATIONAL RV'S, BOATS, MOTORCYCLES MAX Loan - 8.46% 97 - 120 months
Details $100,000.00; Published APR range: 8.46 - 14.30%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Rolling F Credit Union Personal Loan Rates

Product APR Term View More
PERSONAL LOAN - Max. 9.95% up to 36 months
Details $10,000; Published APR range: 9.95 - 17.95%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
PERSONAL LOAN - Max. 10.05% 37 - 48 months
Details $10,000; Published APR range: 10.05 - 18.05%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
PERSONAL LOAN - Max. 10.15% 49 - 60 months
Details $10,000; Published APR range: 10.15 - 18.15%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Rolling F Credit Union Other Rates

Product Rate Points APY/APR Term View More
COLLATERAL (TITLE) LOAN - Max. - - 7.05% up to 60 months
Details $100,000; Published APR range: 7.05 - 15.67%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
COLLATERAL (TITLE) LOAN - Max. - - 7.18% 61 - 72 months
Details $100,000; Published APR range: 7.18 - 15.80%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
CREDIT BUILDER - Max. Loan - - 12.10% 12 months
Details $500; Published APR range: 12.10 - 20.10%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
FREEDOM LINE OF CREDIT - - 8.66%
Details Published APR range: 8.66 - 19.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
HOLIDAY/VACATION LOAN - Max. - - 5.69% up to 12 months
Details $2,500; Published APR range: 5.69 - 11.69%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Vacation Loans - - 4.69% up to 12 months
Details Borrow up to $2,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%
Prime High Yield 0.15% - 0.15%
Min Balance $5,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.64%

Financial Health History

Rolling F Credit Union’s Texas Ratio rose from 0.75% in Q2 2023 to 3.64% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.75% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A Q2 2024 A Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.64% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$66M3.64%5.0A+
December 31, 2025$65M2.21%5.0A+
September 30, 2025$65M1.96%5.0A+
June 30, 2025$63M1.04%5.0A+
March 31, 2025$64M0.85%5.0A+
December 31, 2024$66M2.67%5.0A+
September 30, 2024$67M7.39%5.0A
June 30, 2024$68M6.24%5.0A
March 31, 2024$68M1.35%5.0A+
December 31, 2023$67M2.56%5.0A+
September 30, 2023$65M3.07%5.0A+
June 30, 2023$65M0.75%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rolling F Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rolling F Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rolling F Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rolling F Credit Union
Address 2101 GEER RD STE 401, TURLOCK, CA 95382-2471
Phone 209-634-2911
Fax 209-634-3362
President Alex Walker
CEO Steven Brown
Full-Time Employees 11
Part-Time Employees 1
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.64%
Return on Assets (ROA)
0.2663%
Return on Equity (ROE)
2.3240%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
65,939,372
Total Amount of Shares and Deposits
58,240,952
Total Shares and Deposits < 1 Year
58,004,973
Total Shares and Deposits 1 3 Years
235,979
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,263,197
Total Uninsured Shares and Deposits > $250K (F+J)
5,263,197
Total Insured Shares and Deposits > $250K (item 17 less item K)
52,977,755
Total Interest Expense (Sum of items 6 8)
123,326
Share Certificates
259
Number of Accounts for Share Drafts
2,237
Number of Accounts for Regular Shares
5,243
Net Income (unless the amount is already included in Undivided Earnings)
175,572
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,812,256
Total Liabilities
58,431,890
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Rolling F Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/rolling-f-credit-union-rates-review-61128">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Rolling F Credit Union

How many branches does Rolling F Credit Union operate?

Rolling F Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rolling F Credit Union?

Yes, to access services at Rolling F Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rolling F Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rolling F Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rolling F Credit Union offer online and mobile banking?

Most modern institutions like Rolling F Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rollingf.org.

Current Rolling F Credit Union Rates

  • 12-Month CD2.60%
  • 24-Month CD2.40%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.