Rome Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Rome Federal Credit Union12-month CD rates can be found at 1.46%, 6-month CD rates at 3.85% and 3-month CD rates at 0.75%. Savings rates are at 0.40% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.28%. Credit Card rates are at 12.49%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Rome Federal Credit Union rates.

Compare Rome Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Rome Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rome Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Rome Federal Credit Union? Share your experience about Rome Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rome Federal Credit Union.

Overall, Rome Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Rome Federal Credit Union
Rome Federal Credit Union
937 Seneca St
Rome, NY 13440
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Rome Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
High Yield Savings
4.25%
$100
Canyon View Credit Union
Canyon View Credit Union
60-Month CD
4.20%
$500
FinWise Bank
FinWise Bank
60-Month CD
4.00%
$500
The Fountain Trust Company
The Fountain Trust Company
9-Month CD
4.00%
$1,000
Palo Savings Bank
12-Month CD (Jumbo)
3.91%
$100,000
Ally Bank
Ally Bank
9-Month CD
3.90%
$0
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
12-Month CD
3.90%
$500
FirstBank of Nebraska
FirstBank of Nebraska
12-Month CD
3.80%
$1,000
Riverland Bank
Riverland Bank
48-Month CD
3.80%
$1,000
Falcon National Bank
Falcon National Bank
24-Month CD
3.75%
$500
MCT Credit Union
MCT Credit Union
6-Month CD
3.72%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
18-Month CD
3.58%
$1,000
CorTrust Bank
CorTrust Bank
3-Month CD
3.50%
$2,500
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
Apple Bank for Savings
Apple Bank for Savings
12-Month CD
3.30%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
18-Month CD
3.25%
$1,000
Port Richmond Savings
Port Richmond Savings
24-Month CD
3.25%
$500
National Bank of Malvern
National Bank of Malvern
24-Month CD
3.25%
$500
State Bank of Chilton
State Bank of Chilton
36-Month CD
3.02%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
3.00%
$1,000
Charles River Bank
Charles River Bank
48-Month CD
3.00%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Companion Savings
2.57%
$100
Bank of Old Monroe
Bank of Old Monroe
36-Month CD
2.52%
$1,000
State Bank & Trust Company
State Bank & Trust Company
18-Month CD
2.27%
$1,000
Maries County Bank
Maries County Bank
30-Month CD
2.27%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
24-Month CD
2.02%
$1,000
First State Bank Nebraska
First State Bank Nebraska
First Rate Savings
2.00%
$100
Bank of Prairie du Sac
Bank of Prairie du Sac
Kasasa Checking
2.00%
$50
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
60-Month CD
1.99%
$1,000
Park Bank
Park Bank
36-Month CD
1.98%
$2,500
Hyperion Bank
Hyperion Bank
48-Month CD
1.95%
$500
Wolf River Community Bank
Wolf River Community Bank
12-Month CD
1.75%
$1,000
Capon Valley Bank
Capon Valley Bank
12-Month CD
1.51%
$500
SaviBank
SaviBank
48-Month CD
1.50%
$500
South Central State Bank
South Central State Bank
Money Market
1.41%
$250,000
Bank of Sun Prairie
Bank of Sun Prairie
84-Month CD
1.40%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD
1.31%
$1,000
Jefferson Security Bank
Jefferson Security Bank
Super Money Market
0.75%
$25,000
Service Federal Credit Union
Service Federal Credit Union
Money Market
0.55%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
60-Month CD
0.50%
$5,000
Accentra Credit Union
Accentra Credit Union
36-Month CD
0.50%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
6-Month CD
0.30%
$1,500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Itasca Savings
0.30%
$250
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Money Market
0.10%
$1,500
Education Credit Union
Education Credit Union
Smart Checking
0.10%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Statement Savings
0.10%
$0
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
Badger Bank
Badger Bank
Regular Savings
0.02%
$100
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
NOW Checking
0.02%
$250
M&T Bank
M&T Bank
6-Month CD
0.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Rome Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.500%
5.604%
0.750
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.625%
5.693%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.625%
5.802%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.625%
5.860%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.085%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.125%
6.148%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.125%
6.159%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.000%
6.197%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
5.875%
6.215%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
5/1 ARM
5.875%
6.260%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed Jumbo
6.250%
6.266%
0.000
FNB of Scotia
FNB of Scotia
30-Year Fixed
6.125%
6.301%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.750%
6.308%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Rome Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Rome Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Rome Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Rome Federal Credit Union Information

Credit Union Name: Rome Federal Credit Union
Full Time Employees: 4
Part Time Employees: 4
President: Susan Mendiola
CEO: Karen Bailer
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
937 Seneca St
Rome, NY 13440
Phone Number: 315-339-1658
Fax Number: 315-339-0304

Rome Federal Credit Union Financials

Total Assets:
26,888,611
Total Amount of Shares and Deposits:
23,686,932
Total Shares and Deposits < 1 Year:
23,538,545
Total Shares and Deposits 1 3 Years:
125,748
Total Shares and Deposits > 3 Years:
22,639
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,609,523
Total Uninsured Shares and Deposits > $250K (F+J):
2,609,523
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,077,409
Total Interest Expense (Sum of items 6 8):
52,214
Share Certificates:
105
Number of Accounts for Share Drafts:
1,114
IRA KEOGH Accounts:
20
Number of Accounts for Regular Shares:
1,713
All other shares:
230
Money Market Shares:
38
Net Income (unless the amount is already included in Undivided Earnings):
13,026
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,466,857
Total Liabilities:
23,841,771
Show More

Rome Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

On our current list of 4 year new auto loan rates in Phoenix, Arizona, Pentagon Federal Credit Union and Bank of America have the best rates. Both the credit union and bank are offering 48 month auto loan rates at 2.99 percent.
taxpayers-own-70-of-general-motorsThere are reports that the U.S. Government will provide up to $50 billion in new aid to help General Motors restructure. As a result, the government (taxpayers) will own 70 percnt of the restructured company.
The current national average 2 year CD rate is at 0.91 percent in Bankrate's survey. The FDIC's national average 3 year CD rate is half of Bankrate's at 0.45 percent. Thankfully there are CD rates higher than the averages.

Bank or Credit Union Offers and Deals

Mortgage Rates: Today's 30 Year Mortgage Rates at 4.15%, Inflation Low: PPI at 0.2%
Flagstar Bank Savings Rates 1.15%
Weekly Savings Account Rates: Updated June 2, 2009
12 Month Bank CD Rates
Mortgage Loan Rates Continue to Climb in Mortgage Survey: 30 Year Mortgage Interest Rates Averaged 4.83%, 15 Year Mortgage Interest Rates Averaged 4.17%
15 Year Mortgage Rates as Low as 2.25% with 2 Points on a Refinance
Fixed Conforming Mortgage Rates Decline in Mortgage Survey: 30 Year Mortgage Rates 4.81%, 15 Year Mortgage Rate 4.17%: Freddie Mac
Home Prices up 0.9% in Q3
Mortgage Shopping Simplified: Finding the Best Rates and Terms
QE3 Will Bring Even Lower CD Rates & Mortgage Rates

Alternative Bank and Credit Union Offers to Explore

Biweekly Mortgage Payments: Pros and Cons
FlagStar Bank Money Market Account Rate of 3.65% APY
Crestmark Bank 1 Year CD Rates Best Rate 1.70%
My Savings Direct Savings Rates now at 1.00%
Best Savings Rates/Money Market Rates August 12, 2013
Mortgage Rates Ascend Today
FinWise Bank CD Rates: Best Rate at 5.50% 15-Month CD Special
Ameriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CD
Money Market Account Rates at First Federal Savings & Loan
Refinance Rates Stabilize: 30 Year Refinance Rates at 5.12%

Rome Federal Credit Union Reviews

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