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Marine Credit Union Rates & Review March 2026

Marine Credit Union's 9-month CD Special rates are at 3.75%, 13-month CD Special rates are at 3.50%, IRA CD Special 13-month rates are at 3.50%, 6-month CD Special rates are at 3.25%, Jumbo Individual Retirement Account CDs 60-month rates are at 2.35%. Marine Credit Union's savings rates are at 0.10%. Marine Credit Union's money market rates are at 0.25%. Marine Credit Union's Prime 1st Mortgage rates are at 5.20%. Marine Credit Union's Personal Loan Rates are at 5.59%. MonitorBankRates evaluates the financial stability of Marine Credit Union with a 4.8 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.80%. Rates were last updated on 03/27/2026.

Marine Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marine Credit Union? Share your experience about Marine Credit Union by leaving a review below, or read customer reviews before you decide to use Marine Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 90/100
MonitorBankRates Rating ?
4.8
Exceptional Out of 5.0 Stars
Texas Ratio ?
16.80%
Good Higher than avg
Marine Credit Union
Corporate Office
300 2nd St N Ste 400
La Crosse, WI 54601
https://marinecu.com
Member NCUA

Marine Credit Union CD Rates

Product Rate APY Term View More
9-month Certificate Special 3.70% 3.75% 9-month
Min Deposit $1,000
Min Balance $1,000
Details APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
13-month Certificate Special 3.45% 3.50% 13-month
Min Deposit $5,000
Min Balance $5,000
Details APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
IRA Certificate Special 13-month 3.45% 3.50% 13-month
Min Deposit $5,000
Min Balance $5,000
Details APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
6-month Certificate Special 3.21% 3.25% 6-month
Min Deposit $5,000
Min Balance $5,000
Details APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 60-month 2.33% 2.35% 60
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
60-month IRA Certificate 2.28% 2.30% 60
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 60-month 2.23% 2.25% 60-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
60-month Certificates 2.18% 2.20% 60-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 36-month 2.18% 2.20% 36
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 48-month 2.18% 2.20% 48
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
36-month IRA Certificate 2.13% 2.15% 36
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
48-month IRA Certificate 2.13% 2.15% 48
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 36-month 2.08% 2.10% 36-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 48-month 2.08% 2.10% 48-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
36-month Certificates 2.03% 2.05% 36-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
48-month Certificates 2.03% 2.05% 48-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 24-month 1.89% 1.90% 24
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
24-month IRA Certificate 1.84% 1.85% 24
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 24-month 1.79% 1.80% 24-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
24-month Certificates 1.74% 1.75% 24-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 12-month 1.54% 1.55% 12
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Individual Retirement Account Certificates 18-month 1.54% 1.55% 18
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
12-month IRA Certificate 1.49% 1.50% 12
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
18-month IRA Certificate 1.49% 1.50% 18
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 12-month 1.44% 1.45% 12-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 18-month 1.44% 1.45% 18-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
12-month Certificates 1.39% 1.40% 12-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
18-month Certificates 1.39% 1.40% 18-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 6-month 1.05% 1.05% 6-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
6-month Certificates 1.00% 1.00% 6-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Jumbo Certificates 3-month 0.55% 0.55% 3-month
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
3-month Certificates 0.50% 0.50% 3-month
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%

Marine Credit Union Savings Rates

Product Rate APY View More
Individual Retirement Account Savings 0.25% 0.25%
Details Penalty may be imposed for early withdrawal.
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Savings Account 0.10% 0.10%
Min Deposit $5
Min Balance $5
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%

Marine Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.98% 2.00%
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Money Market 1.24% 1.25%
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Money Market 1.00% 1.00%
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Money Market 0.50% 0.50%
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Money Market 0.25% 0.25%
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%

Marine Credit Union Mortgage Rates

Product Rate Points APR Term View More
Prime 1st Mortgage 5.20% - 5.73% 84 Months
Details As Low As
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%

Marine Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - New vehicles only 5.49% - 5.59% 60 months or less
Details As Low As
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%
Auto Loans - 6 years old or older 48 Months or less 5.99% - 6.12% 48 Months
Details As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46.
Last Updated 03/27/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.80%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marine Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marine Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marine Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marine Credit Union
Address 300 2nd St N Ste 400, La Crosse, WI 54601
Phone 800-923-7280
Fax
President Anne Snow
CEO Tom Knothe
Full-Time Employees 398
Part-Time Employees 20
Branch Locations 17
ATM Locations 22
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
A- (90/100)
Texas Ratio
16.80%
Return on Assets (ROA)
0.7032%
Return on Equity (ROE)
5.6707%
Non-Performing Loans Ratio (NPL)
2.58%
Total Assets
1,068,456,993
Total Amount of Shares and Deposits
798,113,555
Total Shares and Deposits < 1 Year
783,864,129
Total Shares and Deposits 1 3 Years
12,976,275
Total Shares and Deposits > 3 Years
1,273,150
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
32,665,287
Total Uninsured Shares and Deposits > $250K (F+J)
32,665,287
Total Insured Shares and Deposits > $250K (item 17 less item K)
765,448,268
Total Interest Expense (Sum of items 6 8)
15,446,004
Share Certificates
5,984
Number of Accounts for Share Drafts
45,471
IRA KEOGH Accounts
1,863
Number of Accounts for Regular Shares
99,951
Non Member Deposits
2
Money Market Shares
3,712
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
63,439,266
Total Liabilities
941,919,840
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Marine Credit Union

Is Marine Credit Union a safe place to deposit money?

Yes, Marine Credit Union is considered a safe financial institution. With a Texas Ratio of 16.800576414871%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Marine Credit Union operate?

Marine Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marine Credit Union?

Yes, to access services at Marine Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marine Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marine Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marine Credit Union offer online and mobile banking?

Most modern institutions like Marine Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://marinecu.com.

Current Marine Credit Union Rates

  • 12-Month CD1.40%
  • 18-Month CD1.40%
  • 24-Month CD1.75%
  • 60-Month CD2.20%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.