|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CalCom Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
CalCom Federal Credit Union's 12 Month Flex Term CD Accounts rates are at 3.14%, Term CD Accounts - 12 month rates are at 3.14%, Term CD Accounts - 6 month rates are at 3.14%, Term CD - 12 month rates are at 3.04%, Term CD - 6 month rates are at 3.04%. CalCom Federal Credit Union's money market rates are at 0.40%. CalCom Federal Credit Union's 1st Trust Deed Mortgage - 15 years rates are at 5.70%, 1st Trust Deed Mortgage - 20 years rates are at 5.80%, 1st Trust Deed Mortgage - 25 years rates are at 5.90%, 1st Trust Deed Mortgage - 30 years rates are at 6.00%. CalCom Federal Credit Union's Personal Loan Rates are as low as 13.00%. CalCom Federal Credit Union's Credit Card Rates are at 13.00%. CalCom Federal Credit Union's CD rates are 7% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of CalCom Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.80%. Rates last updated and verified on 10/29/2026. CalCom Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CalCom Federal Credit Union? Share your experience about CalCom Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CalCom Federal Credit Union. CalCom Federal Credit Union
Long Beach Office 3748 Bayer Ave Ste 104
https://www.calcomcu.org Long Beach, CA 90808-1884  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. CalCom Federal Credit Union CD Rates
CalCom Federal Credit Union Savings Rates
CalCom Federal Credit Union Money Market Rates
CalCom Federal Credit Union Mortgage Rates
CalCom Federal Credit Union Home Equity & HELOC
CalCom Federal Credit Union Auto Loan Rates
CalCom Federal Credit Union RV, Boat and Powersport Loan Rates
CalCom Federal Credit Union Credit Card Rates
CalCom Federal Credit Union Personal Loan Rates
CalCom Federal Credit Union Other Rates
Financial Health HistoryCalCom Federal Credit Union’s Texas Ratio stayed near 2.12% in Q3 2023 to 1.80% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CalCom Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CalCom Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CalCom Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CalCom Federal Credit Union
Website
https://www.calcomcu.org
Address
3748 Bayer Ave Ste 104,
Long Beach, CA 90808-1884
Phone
855-922-5266
Fax
562-420-1368
President
Andy Doyle
CEO
Jon Hernandez
Full-Time Employees
22
Part-Time Employees
1
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.80%
Return on Assets (ROA)
0.3540%
Return on Equity (ROE)
2.1677%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
83,877,745
Total Amount of Shares and Deposits
69,976,592
Total Shares and Deposits < 1 Year
68,727,683
Total Shares and Deposits 1 3 Years
1,127,473
Total Shares and Deposits > 3 Years
121,436
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,958,442
Total Uninsured Shares and Deposits > $250K (F+J)
5,958,442
Total Insured Shares and Deposits > $250K (item 17 less item K)
64,018,150
Total Interest Expense (Sum of items 6 8)
293,735
Share Certificates
285
Number of Accounts for Share Drafts
1,807
IRA KEOGH Accounts
131
Number of Accounts for Regular Shares
9,925
Money Market Shares
30
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,354,933
Total Liabilities
70,220,668
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for CalCom Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for CalCom Federal Credit Union
Frequently Asked Questions About CalCom Federal Credit UnionDoes CalCom Federal Credit Union offer CDs?Yes. CalCom Federal Credit Union current CD rates include its 12 Month Flex Term CD Accounts at 3.14% APY, its Term CD Accounts - 12 month at 3.14% APY and its Term CD Accounts - 6 month at 3.14% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from CalCom Federal Credit Union NCUA insured?Yes. CalCom Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at CalCom Federal Credit Union?The highest CalCom Federal Credit Union CD rate is its 12 Month Jumbo Term CD Accounts at 3.35% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does CalCom Federal Credit Union offer?CalCom Federal Credit Union CD rates are 3.14% APY for a 6 month CD, 3.14% APY for a 12 month CD and 2.84% APY for a 2 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with CalCom Federal Credit Union for its full lineup. What is the highest money market rate at CalCom Federal Credit Union?The highest CalCom Federal Credit Union money market rate is its Money Market Accounts at 0.40% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest mortgage rate at CalCom Federal Credit Union?The lowest CalCom Federal Credit Union mortgage rate is its 1st Trust Deed Mortgage - 15 years at 5.70% APR, verified by MonitorBankRates as of October 29, 2026. CalCom Federal Credit Union mortgage rates are 6.00% APR for a 30 year mortgage, 5.90% APR for a 25 year mortgage, 5.80% APR for a 20 year mortgage and 5.70% APR for a 15 year mortgage. What is the lowest auto loan rate at CalCom Federal Credit Union?The lowest CalCom Federal Credit Union auto loan rate is its New Vehicle Loan at 4.75% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at CalCom Federal Credit Union?The lowest CalCom Federal Credit Union personal loan rate is its Unsecured Loan at 13.00% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at CalCom Federal Credit Union?The lowest CalCom Federal Credit Union credit card APR is its Visa Credit Card - Revolving Credit at 13.00% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does CalCom Federal Credit Union operate?CalCom Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CalCom Federal Credit Union?Yes, to access services at CalCom Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CalCom Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CalCom Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CalCom Federal Credit Union offer online and mobile banking?Most modern institutions like CalCom Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.calcomcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do CalCom Federal Credit Union rates compare?CalCom Federal Credit Union's CD rates are 7% higher than the MonitorBankRates national average, and it has an A+ health rating. CalCom Federal Credit Union's top rates are its 12 Month Jumbo Term CD Accounts at 3.35% APY, its Money Market Accounts at 0.40% APY, its 1st Trust Deed Mortgage - 15 years at 5.70%, its Unsecured Loan at 13.00% APR and its Visa Credit Card - Revolving Credit at 13.00% APR, verified by MonitorBankRates on October 29, 2026. Current CalCom Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Crossroads Financial Federal Credit Union
USE Federal Credit Union
Sunset Science Park Credit Union
St Paul Federal Credit Union
F3 Credit Union
Kellogg Community Credit Union
ESL Credit Union
Middletown Area Schools Credit Union
CHHE Federal Credit Union
Novo Credit Union
River Valley Credit Union Ames, IA
1st Bergen Federal Credit Union
Associated Healthcare Credit Union
Delta Community Credit Union
Enbright Credit Union
City County Employees Credit Union
Access Credit Union
Barksdale Federal Credit Union
Prime Financial Credit Union
Tandem Federal Credit Union
Watertown Postal Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
