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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 San Francisco Fire Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
San Francisco Fire Credit Union's 10-month Anniversary Tiered CD rates are at 7.50%, 90 days Anniversary CD rates are at 7.50%. San Francisco Fire Credit Union's money market rates are at 2.00%. San Francisco Fire Credit Union's Jumbo Fixed 30 Year rates are at 5.62%, Jumbo Fixed rates are at 5.88%, 5/1 ARM rates are at 5.50%. MonitorBankRates evaluates the financial stability of San Francisco Fire Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.90%. Rates were last updated on 04/19/2026. San Francisco Fire Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at San Francisco Fire Credit Union? Share your experience about San Francisco Fire Credit Union by leaving a review below, or read customer reviews before you decide to use San Francisco Fire Credit Union. San Francisco Fire Credit Union
Main Branch 3201 California St
https://www.sffirecu.org San Francisco, CA 94118 1903 
San Francisco Fire Credit Union CD Rates
San Francisco Fire Credit Union Money Market Rates
San Francisco Fire Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for San Francisco Fire Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather San Francisco Fire Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with San Francisco Fire Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
San Francisco Fire Credit Union
Website
https://www.sffirecu.org
Address
3201 California St,
San Francisco, CA 94118 1903
Phone
415-674-4800
Fax
415-674-4681
President
Brook Baker
CEO
Kathy Duvall
Full-Time Employees
168
Part-Time Employees
0
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.90%
Return on Assets (ROA)
0.3575%
Return on Equity (ROE)
3.4310%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
1,582,428,398
Total Amount of Shares and Deposits
1,427,855,127
Total Shares and Deposits < 1 Year
1,395,058,080
Total Shares and Deposits 1 3 Years
24,559,486
Total Shares and Deposits > 3 Years
8,237,561
Total Interest Expense (Sum of items 6 8)
9,520,484
Share Certificates
6,696
Number of Accounts for Share Drafts
64,886
IRA KEOGH Accounts
2,538
Number of Accounts for Regular Shares
62,554
All other shares
1,214
Money Market Shares
4,514
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
81,998,742
Total Liabilities
1,456,399,116
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About San Francisco Fire Credit UnionIs San Francisco Fire Credit Union a safe place to deposit money?Yes, San Francisco Fire Credit Union is considered a safe financial institution. With a Texas Ratio of 4.8960761939849%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does San Francisco Fire Credit Union operate?San Francisco Fire Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join San Francisco Fire Credit Union?Yes, to access services at San Francisco Fire Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, San Francisco Fire Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, San Francisco Fire Credit Union provides members with tools to manage their accounts and build a solid financial history. Does San Francisco Fire Credit Union offer online and mobile banking?Most modern institutions like San Francisco Fire Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sffirecu.org. Current San Francisco Fire Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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