Self-Help Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Self-Help Credit Union's 18-Month CD rates are at 4.50%, 12-Month CD rates are at 4.50%, 24-Month CD rates are at 4.29%, 48-Month CD rates are at 4.08%, 36-Month CD rates are at 4.08%. Self-Help Credit Union's savings rates are at 0.30%. Self-Help Credit Union's money market rates are at 3.33%.

Self-Help Credit Union

Compare Self-Help Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Self-Help Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Self-Help Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Self-Help Credit Union? Share your experience about Self-Help Credit Union by leaving a review below, or read customer reviews before you decide to use Self-Help Credit Union.

Overall, Self-Help Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
4.50%
24-Month CD
4.29%
36-Month CD
4.08%
48-Month CD
4.08%
60-Month CD
4.08%
Savings
0.30%
MMA
3.33%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Self-Help Credit Union
Headquarters
301 W Main St
Durham, NC 27701
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Self-Help Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Goldwater Bank
Goldwater Bank
6-Month CD
5.15%
$500
PNB of Kewanee
PNB of Kewanee
9-Month CD (special)
5.11%
$1,000
Napoleon State Bank
Napoleon State Bank
3-Month CD
5.10%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
6-Month CD
4.76%
$0
Self-Help Credit Union
Self-Help Credit Union
12-Month CD
4.50%
$500
Self-Help Credit Union
Self-Help Credit Union
18-Month CD
4.50%
$500
Self-Help Credit Union
Self-Help Credit Union
24-Month CD
4.29%
$500
Self-Help Credit Union
Self-Help Credit Union
36-Month CD
4.08%
$500
Self-Help Credit Union
Self-Help Credit Union
60-Month CD
4.08%
$500
Self-Help Credit Union
Self-Help Credit Union
48-Month CD
4.08%
$500
First American Bank and Trust
First American Bank and Trust
12-Month CD
4.05%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
34-Month CD special
4.04%
$1,000
Minnwest Bank
Minnwest Bank
12-Month CD (special online)
4.00%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
48-Month CD (Certificate)
3.87%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
MaxSafe Money Market (special)
3.75%
$50,000
Self-Help Credit Union
Self-Help Credit Union
Money Market
3.33%
$500
5Star Bank
5Star Bank
30-Month CD
3.00%
$1,000
Agility Bank
Agility Bank
24-Month CD
2.98%
$1,000
State Bank of Industry
State Bank of Industry
60-Month CD
2.78%
$1,000
First National Bank VA
First National Bank VA
24-Month CD
2.78%
$500
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
2.77%
$1,000
FNB of Waverly
FNB of Waverly
18-Month CD
2.53%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$2,500
State Bank & Trust Company
State Bank & Trust Company
24-Month CD
2.27%
$1,000
Time Bank
Time Bank
36-Month CD
2.10%
$2,500
Northwest B&T Co.
Northwest B&T Co.
60-Month CD
2.00%
$1,000
Bank of Clovis
Bank of Clovis
Savings
1.92%
$100
Delaware NB of Delhi
Delaware NB of Delhi
18-Month CD
1.87%
$100
The Bank of New Glarus
The Bank of New Glarus
36-Month CD
1.30%
$1,000
Fremont Bank
Fremont Bank
36-Month CD
1.25%
$2,500
Southwest National Bank
Southwest National Bank
18-Month CD
1.25%
$500
Pineries Bank
Pineries Bank
6-Month CD
1.25%
$1,000
FNB of Hope
18-Month CD
1.20%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
24-Month CD
1.20%
$2,500
Community Bank Owatonna
Community Bank Owatonna
12-Month CD
1.15%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
60-Month CD
1.10%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
18-Month CD
1.01%
$500
Bank of Botetourt
Bank of Botetourt
24-Month CD
0.65%
$500
Skowhegan Savings Bank
Skowhegan Savings Bank
60-Month CD
0.50%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Money Market
0.50%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
12-Month CD
0.30%
$1,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
12-Month CD
0.30%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
Northwest Community Bank
Northwest Community Bank
36-Month CD
0.30%
$500
USLA Union S&L
USLA Union S&L
12-Month CD
0.30%
$1,000
Self-Help Credit Union
Self-Help Credit Union
Savings Account
0.30%
$5
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Savings
0.25%
$50
Coffee County Bank
Coffee County Bank
Regular Savings
0.25%
$100
Community Bank of Elmhurst
Community Bank of Elmhurst
Savings Account
0.25%
$100
Warren-Boynton State Bank
Warren-Boynton State Bank
Money Market
0.25%
$2,500
Premier Bank
Premier Bank
24-Month CD
0.15%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
Now Checking
0.10%
$300
Bank of Herrin
Bank of Herrin
Statement Savings
0.10%
$50
Self-Help Credit Union
Self-Help Credit Union
Personal Checking
0.10%
$0
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Southern Advantage Checking
0.05%
$50
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
Interest Checking
0.05%
$0
The Bank of Tioga
The Bank of Tioga
Money Market
0.03%
$2,500
CNB Clinton National Bank
CNB Clinton National Bank
Money Market
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Self-Help Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.675%
5.894%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
6.000%
6.084%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
6.000%
6.179%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.990%
6.244%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.750%
6.305%
2.000
WVS West View SB
WVS West View SB
15-Year Fixed
6.000%
6.307%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
6.000%
6.330%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.125%
6.361%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.125%
6.371%
0.000
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.250%
6.385%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.375%
6.419%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
6.000%
6.434%
0.000
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.375%
6.460%
0.000
Shipbuilders Credit Union
Shipbuilders Credit Union
20-Year Fixed
6.375%
6.500%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.375%
6.510%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.500%
6.596%
0.500
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.500%
6.603%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.375%
6.613%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.500%
6.645%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.500%
6.650%
0.000
Houston Highway Credit Union
Houston Highway Credit Union
30 Year Fixed
6.375%
6.669%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.625%
6.702%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Year Fixed
6.625%
6.718%
0.375
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.500%
6.725%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Self-Help Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Self-Help Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Self-Help Credit Union Information

Credit Union Name: Self-Help Credit Union
Full Time Employees: 285
Part Time Employees: 6
President: Deborah McKetty
CEO: Martin Eakes
Branch Locations: 37
ATM Locations: 25
Corporate Office Address:
301 W Main St
Durham, NC 27701
Phone Number: 919-956-4400
Fax Number: 919-956-4600

Self-Help Credit Union Financials

Total Assets:
1,786,476,642
Total Amount of Shares and Deposits:
1,251,959,086
Total Shares and Deposits < 1 Year:
1,155,574,454
Total Shares and Deposits 1 3 Years:
73,554,053
Total Shares and Deposits > 3 Years:
22,830,579
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
431,485,910
Total Uninsured Shares and Deposits > $250K (F+J):
431,485,910
Total Insured Shares and Deposits > $250K (item 17 less item K):
820,473,176
Total Interest Expense (Sum of items 6 8):
18,292,339
Share Certificates:
3,160
Number of Accounts for Share Drafts:
33,989
IRA KEOGH Accounts:
1,995
Number of Accounts for Regular Shares:
68,669
Non Member Deposits:
39
Money Market Shares:
8,862
Net Income (unless the amount is already included in Undivided Earnings):
20,367,616
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
166,103,470
Total Liabilities:
1,598,152,834
Show More

Self-Help Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage rates decreased in the latest mortgage survey released this morning. Fixed 30 year mortgage rates and fixed 15 year fixed mortgage rates were lower. 1 year adjustable mortgage rates bucked the downtrend and headed higher in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.
First Central Savings Bank based in Glen Cove, New York, is offering some of the best CD rates available from any bank or credit union. First Central Savings Bank's certificates of deposit have terms ranging between 3 months and 5 years. The minimum opening CD account balance is $500.
Average CD rates for 6 month certificates of deposit are at 0.48 percent in Bankrate's national average rate survey. You think that's a low rate the FDIC's 6 month national average CD rate is even lower at 0.18 percent.

Bank or Credit Union Offers and Deals

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PenFed 5 Year Adjustable Rate Mortgage 3.718% APR
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Sandy Spring Bank CD Rates: 5.50% APY 8-Month CD Special
EverBank 18 Month Jumbo CD Rates now at 1.16%
Mortgage Rates: Current 30 Mortgage Rates Make New Low for 2011
Mortgage Rates Mixed: Current Mortgage Rates on 30 Year Conforming Loans at 4.27%
Colorado Federal Savings Bank CD Interest Rates and CD Yields
Mortgage Rates Set to Move Lower on QE3

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Returns on Certificates of Deposit Set to Increase
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Self-Help Credit Union Reviews

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