Serve Credit Union Rates and Review January 2026
Compare Serve Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Serve Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityServe Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Serve Credit Union? Share your experience about Serve Credit Union by leaving a review below, or read customer reviews before you decide to use Serve Credit Union. Overall, Serve Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Credit Card
9.990%
VISA® Credit Cards
7.990%
Low Rate Credit Card
13.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSummer/Holiday Loans
9.500%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Signature Loans
12.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Serve Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Serve Credit Union
Website: https://www.servecu.org
Full Time Employees: 17Part Time Employees: 0 President: David Ness CEO: Jami Weems Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
423 E Court Ave
Des Moines, IA 50309 2010 Phone Number: 515-243-2677 Fax Number: 515-243-1143 FinancialsTotal Assets:
97,804,172
Total Amount of Shares and Deposits:
79,807,752
Total Shares and Deposits < 1 Year:
76,280,159
Total Shares and Deposits 1 3 Years:
2,494,085
Total Shares and Deposits > 3 Years:
1,033,508
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,202,534
Total Uninsured Shares and Deposits > $250K (F+J):
2,202,534
Total Insured Shares and Deposits > $250K (item 17 less item K):
77,605,218
Total Interest Expense (Sum of items 6 8):
915,170
Share Certificates:
771
Number of Accounts for Share Drafts:
2,946
IRA KEOGH Accounts:
124
Number of Accounts for Regular Shares:
6,745
Money Market Shares:
455
Net Income (unless the amount is already included in Undivided Earnings):
873,118
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,518,663
Total Liabilities:
80,516,656
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Serve Credit UnionIs a member application needed to join Serve Credit Union?Yes, to access services at Serve Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Serve Credit Union provides a range of mortgage and home equity products. Is Serve Credit Union a safe place to deposit money?Yes, Serve Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Serve Credit Union offer online and mobile banking?Most modern institutions like Serve Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.95%, 6-month CD rates at 0.05% and 3-month CD rates at 0.55%. Savings rates are at 0.15% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.99%. Credit Card rates are at 15.25%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to 
