Service 1 Federal Credit Union Rates and Review January 2026
Compare Service 1 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Service 1 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityService 1 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Service 1 Federal Credit Union? Share your experience about Service 1 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Service 1 Federal Credit Union. Overall, Service 1 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Service 1 Federal Credit Union Service 1 FCU 1075 E Sherman Blvd Norton Shores, MI 49444 1807  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Secured Visa
8.750%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.000%
$0
1 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
Gold Star Loan
14.200%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Service 1 Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Service 1 Federal Credit Union
Website: https://www.service1fcu.com
Full Time Employees: 54Part Time Employees: 11 President: Susan Williams CEO: Kim Bourdo Branch Locations: 6 ATM Locations: 5 Corporate Office Address:
1075 E Sherman Blvd
Norton Shores, MI 49444 1807 Phone Number: 231-739-5068 Fax Number: 231-737-3522 FinancialsTotal Assets:
200,247,856
Total Amount of Shares and Deposits:
163,968,819
Total Shares and Deposits < 1 Year:
159,989,392
Total Shares and Deposits 1 3 Years:
2,804,080
Total Shares and Deposits > 3 Years:
1,175,347
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,110,425
Total Uninsured Shares and Deposits > $250K (F+J):
6,110,425
Total Insured Shares and Deposits > $250K (item 17 less item K):
157,858,394
Total Interest Expense (Sum of items 6 8):
1,797,222
Share Certificates:
2,051
Number of Accounts for Share Drafts:
12,273
IRA KEOGH Accounts:
593
Number of Accounts for Regular Shares:
21,962
All other shares:
4,729
Money Market Shares:
1,359
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
15,448,346
Total Liabilities:
165,656,046
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Service 1 Federal Credit UnionIs a member application needed to join Service 1 Federal Credit Union?Yes, to access services at Service 1 Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Service 1 Federal Credit Union provides a range of mortgage and home equity products. Is Service 1 Federal Credit Union a safe place to deposit money?Yes, Service 1 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Service 1 Federal Credit Union offer online and mobile banking?Most modern institutions like Service 1 Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 3.72% and 3-month CD rates at 0.05%. Savings rates are at 0.43% and money market rates are at 0.90%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 13.90%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to 
