Service 1 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Service 1 Federal Credit Union12-month CD rates can be found at 0.05%, 6-month CD rates at 4.06% and 3-month CD rates at 0.30%. Savings rates are at 0.10% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 6.24%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Service 1 Federal Credit Union rates.

Compare Service 1 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Service 1 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Service 1 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Service 1 Federal Credit Union? Share your experience about Service 1 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Service 1 Federal Credit Union.

Overall, Service 1 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Service 1 Federal Credit Union
Service 1 FCU
1075 E Sherman Blvd
Norton Shores, MI 49444 1807
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Service 1 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.32%
$1
Rising Bank
Rising Bank
12-Month CD
4.25%
$1,000
Fidelity
Fidelity
9-Month CD
4.25%
$1,000
Total Direct Bank
Total Direct Bank
24-Month CD
4.21%
$25,000
Academy Bank
Academy Bank
12-Month CD
4.05%
$500
Huntington FSB
Huntington FSB
18-Month CD
4.03%
$500
Genesis Bank
Genesis Bank
48-Month CD
4.00%
$1,000
The Grant County Bank
The Grant County Bank
Kasasa Checking
4.00%
$0
United Trust Bank
United Trust Bank
12-Month CD
4.00%
$3,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
18-Month CD
3.92%
$1,000
Mid-America Bank
Mid-America Bank
18-Month CD
3.79%
$500
Security Bank USA
Security Bank USA
12-Month CD
3.75%
$25,000
Massena Savings and Loan
Massena Savings and Loan
24-Month CD
3.75%
$1,000
Sawyer Savings Bank
Sawyer Savings Bank
8-Month CD
3.75%
$500
PCB Pendleton Bank
PCB Pendleton Bank
7-Month CD
3.75%
$500
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
3.74%
$2,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
3.65%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
18-Month CD
3.56%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD
3.55%
$1,000
NBKC Bank
NBKC Bank
24-Month CD
3.50%
$250
Navy Federal Credit Union
Navy Federal Credit Union
60-Month CD
3.50%
$1,000
Busey Bank
Busey Bank
Premium Savings
3.25%
$25,000
Addition Financial Credit Union
Addition Financial Credit Union
60-Month CD
3.04%
$1,000
First County Bank
First County Bank
6-Month CD
2.75%
$1,000
cfsbank
cfsbank
48-Month CD
2.52%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
Resolute Money Market
2.52%
$10,000
Bank of Luxemburg
Bank of Luxemburg
12-Month CD
2.50%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
12-Month CD
2.06%
$500
First National Bank of Bastrop
First National Bank of Bastrop
24-Month CD
2.02%
$500
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
36-Month CD
1.86%
$1,000
CNB of McConnelsville
60-Month CD
1.75%
$5,000
Eureka Savings Bank
Eureka Savings Bank
36-Month CD
1.71%
$1,000
FNB at St. James
FNB at St. James
24-Month CD
1.26%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
24-Month CD
1.15%
$500
Headwaters State Bank
Headwaters State Bank
Passbook Savings
1.00%
$50
PennCrest Bank
PennCrest Bank
12-Month CD
1.00%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
Elite Checking
1.00%
$0
Boonville Federal Savings Bank
Boonville Federal Savings Bank
12-Month CD
0.70%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
18-Month CD
0.50%
$500
Newtown Savings Bank
Newtown Savings Bank
60-Month CD
0.50%
$500
Ballston Spa National Bank
Ballston Spa National Bank
12-Month CD
0.40%
$500
FSB of Burnet
FSB of Burnet
Money Market
0.40%
$1
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Savings
0.25%
$100
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Next Generation Savings
0.10%
$100
Manasquan Bank
Manasquan Bank
Regular Savings
0.10%
$10
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
18-Month CD
0.10%
$1,000
First Southern Bank
First Southern Bank
Star Savings
0.10%
$100
Forward Bank
Forward Bank
Statement Savings
0.05%
$100
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Service 1 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.500%
5.569%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.654%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
5.750%
5.958%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.875%
5.985%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.000%
6.036%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.625%
6.056%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
5.925%
6.060%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
20 Year Fixed
5.875%
6.115%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.000%
6.119%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.000%
6.140%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
20-Year Fixed
6.125%
6.170%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.125%
6.271%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.282%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.286%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.125%
6.292%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.250%
6.314%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
Abri Credit Union
Abri Credit Union
15-Year Fixed
6.125%
6.320%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.125%
6.324%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.200%
6.325%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Service 1 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Service 1 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Service 1 Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Service 1 Federal Credit Union Information

Credit Union Name: Service 1 Federal Credit Union
Full Time Employees: 51
Part Time Employees: 11
President: Lewis Collins
CEO: Kim Bourdo
Branch Locations: 6
ATM Locations: 5
Corporate Office Address:
1075 E Sherman Blvd
Norton Shores, MI 49444 1807
Phone Number: 231-739-5068
Fax Number: 231-737-3522

Service 1 Federal Credit Union Financials

Total Assets:
200,002,456
Total Amount of Shares and Deposits:
167,887,352
Total Shares and Deposits < 1 Year:
164,569,284
Total Shares and Deposits 1 3 Years:
2,223,266
Total Shares and Deposits > 3 Years:
1,094,802
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,510,804
Total Uninsured Shares and Deposits > $250K (F+J):
5,510,804
Total Insured Shares and Deposits > $250K (item 17 less item K):
162,376,548
Total Interest Expense (Sum of items 6 8):
542,092
Share Certificates:
2,071
Number of Accounts for Share Drafts:
11,946
IRA KEOGH Accounts:
632
Number of Accounts for Regular Shares:
22,060
All other shares:
4,619
Money Market Shares:
1,181
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
19,070,839
Total Liabilities:
168,824,282
Show More

Service 1 Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

We searched our savings rate tables and money market rate tables to find the best interest rates in Los Angeles, California. Sallie Mae Bank currently has the best savings account rate on our list. Sallie Mae Bank’s current savings account interest rate is 1.39 percent with an annual percentage rate (APY) of 1.40 percent.

As we predicted in early March, the the top 1 year CD rate currently available is now at 1.49 percent with a yield of 1.50 percent. Conexus Credit Union is the first financial institution in the rate database to increase their 1 year rate to the 1.50 percent level.

home-salesThis past week, the U.S Census Bureau and the Department of Housing and Urban Development estimated new home sales in March 2009 were at a seasonally adjusted rate of 356,000, down 0.6 percent. 

Bank or Credit Union Offers and Deals

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Service 1 Federal Credit Union Reviews

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