Sierra Pacific Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sierra Pacific Federal Credit Union12-month CD rates can be found at 4.25%, 6-month CD rates at 1.25% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 19.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Sierra Pacific Federal Credit Union rates.

Compare Sierra Pacific Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sierra Pacific Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Sierra Pacific Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sierra Pacific Federal Credit Union? Share your experience about Sierra Pacific Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sierra Pacific Federal Credit Union.

Overall, Sierra Pacific Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sierra Pacific Federal Credit Union
GOB
6100 Neil Rd Ste 150
Reno, NV 89511
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Sierra Pacific Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
12-Month CD
4.45%
$500
Rising Bank
Rising Bank
12-Month CD
4.01%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
24-Month CD
4.00%
$500
Beacon Community Bank
Beacon Community Bank
18-Month CD
3.95%
$250
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
9-Month CD
3.82%
$500
Axiom Bank
Axiom Bank
24-Month CD
3.75%
$500
Brentwood Bank
Brentwood Bank
12-Month CD
3.75%
$2,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
12-Month CD
3.65%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$500
Gunnison S&L
Gunnison S&L
30-Month CD
3.56%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
3.56%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
60-Month CD
3.55%
$10,000
First Jackson Bank
First Jackson Bank
36-Month CD
3.50%
$1,000
1st United Credit Union
1st United Credit Union
36-Month CD (bump)
3.50%
$250
The Clay City Banking Co.
The Clay City Banking Co.
18-Month CD
3.49%
$1,000
FNBO Direct
FNBO Direct
High-Yield Online Savings
3.25%
$1
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD
3.25%
$500
Finance Factors
Finance Factors
18-Month CD
3.25%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
60-Month CD
3.00%
$2,500
The Grant County Bank
The Grant County Bank
24-Month CD
2.95%
$500
Lea County State Bank
Lea County State Bank
48-Month CD
2.94%
$1,000
Pacific Crest SB
Pacific Crest SB
Money Market
2.75%
$2,000
5Star Bank
5Star Bank
30-Month CD
2.60%
$1,000
FNB of Kansas
FNB of Kansas
18-Month CD
2.50%
$1,000
Bank of Vici
Bank of Vici
30-Month CD
2.18%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
3-Month CD
2.02%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
48-Month CD
1.75%
$500
First State Bank New London, WI
First State Bank New London, WI
36-Month CD
1.66%
$5,000
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
60-Month CD
1.51%
$5,000
Bruning Bank
Bruning Bank
6-Month CD
1.41%
$500
Chesapeake Bank
Chesapeake Bank
24-Month CD
1.35%
$1,000
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
Ultima Bank Minnesota
Ultima Bank Minnesota
3-Month CD
1.25%
$1,000
CNB St Louis Bank
CNB St Louis Bank
36-Month CD
1.05%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
12-Month CD
1.01%
$500
Bank Northwest
Bank Northwest
Northwest Heritage Savings
0.75%
$0
Susquehanna Community Bank
Susquehanna Community Bank
12-Month CD
0.60%
$500
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
18-Month CD
0.45%
$500
Bath State Bank
Bath State Bank
48-Month CD
0.40%
$500
Charter Bank IA
Charter Bank IA
Savings
0.35%
$100
Bank of Pensacola
Bank of Pensacola
6-Month CD
0.30%
$0
Century Bank of Florida
Century Bank of Florida
24-Month CD
0.25%
$500
The Community State Bank
The Community State Bank
Savings
0.25%
$100
Tompkins Community Bank
Tompkins Community Bank
12-Month CD
0.20%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
Preferred Savings
0.05%
$100
The Bank of Bourbonnais
The Bank of Bourbonnais
24-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sierra Pacific Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.625%
5.705%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.750%
5.823%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.881%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
5.750%
5.891%
0.000
Ulster Savings Bank
Ulster Savings Bank
5-Year ARM
5.375%
5.965%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.000%
6.163%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
20 Year Fixed
6.125%
6.192%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
6.125%
6.250%
0.000
Manasquan Bank
Manasquan Bank
30-Year Fixed
6.250%
6.327%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
30-Year Fixed
6.250%
6.382%
0.622
Marathon Bank
Marathon Bank
20-Year Fixed
6.250%
6.390%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.250%
6.424%
1.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.375%
6.462%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Sierra Pacific Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Sierra Pacific Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Sierra Pacific Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Sierra Pacific Federal Credit Union Information

Credit Union Name: Sierra Pacific Federal Credit Union
Full Time Employees: 21
Part Time Employees: 0
President: Jim Hunting
CEO: Leslie Ramsdell
Branch Locations: 5
ATM Locations: 2
Corporate Office Address:
6100 Neil Rd Ste 150
Reno, NV 89511
Phone Number: 775-834-4579
Fax Number: 775-834-3272

Sierra Pacific Federal Credit Union Financials

Total Assets:
171,350,313
Total Amount of Shares and Deposits:
149,052,295
Total Shares and Deposits < 1 Year:
149,052,294
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
8,647,855
Total Uninsured Shares and Deposits > $250K (F+J):
8,647,855
Total Insured Shares and Deposits > $250K (item 17 less item K):
140,404,440
Total Interest Expense (Sum of items 6 8):
607,012
Share Certificates:
118
Number of Accounts for Share Drafts:
4,624
IRA KEOGH Accounts:
146
Number of Accounts for Regular Shares:
10,435
All other shares:
923
Money Market Shares:
781
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
40,794,847
Total Liabilities:
150,390,193
Show More

Sierra Pacific Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Bank or Credit Union Offers and Deals

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Home Equity Loan
Current Mortgage Rates: Mortgage Rates Decline to Five Week Low
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Low Introductory Rate Credit Cards Averaging 0.698%

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Sierra Pacific Federal Credit Union Reviews

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