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DIVERSIFIED GENERAL

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DIVERSIFIED GENERAL Rates & Review April 2026

Q: How many branches does DIVERSIFIED GENERAL operate?

DIVERSIFIED GENERAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join DIVERSIFIED GENERAL?

Yes, to access services at DIVERSIFIED GENERAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, DIVERSIFIED GENERAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, DIVERSIFIED GENERAL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 6, 2026

You can compare DIVERSIFIED GENERAL rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 2.95% and 3-month share certificate rates at 0.25%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to DIVERSIFIED GENERAL rates. MonitorBankRates evaluates the financial stability of DIVERSIFIED GENERAL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.75%. Rates were last updated on 04/06/2026.

DIVERSIFIED GENERAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DIVERSIFIED GENERAL? Share your experience about DIVERSIFIED GENERAL by leaving a review below, or read customer reviews before you decide to use DIVERSIFIED GENERAL.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.75%

Excellent Lower than avg

Mountain Valley Bank Walden, CO
Diversified General FCU

631 E BROADWAY
Logansport, IN 46947

http wwwyourdgfcuorg

Current Rate Availability

We do not have DIVERSIFIED GENERAL rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for DIVERSIFIED GENERAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather DIVERSIFIED GENERAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DIVERSIFIED GENERAL's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DIVERSIFIED GENERAL

Website http wwwyourdgfcuorg

Address 631 E BROADWAY, Logansport, IN 46947

Phone 574-753-3547

Fax 574-753-8501

President VICTORIA KLECKNER

CEO TERESA BAER

Full-Time Employees 5

Part-Time Employees 0

Branch Locations 1

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.75%

Return on Assets (ROA)

0.6250%

Return on Equity (ROE)

7.4599%

Non-Performing Loans Ratio (NPL)

0.20%

Total Assets

19,367,459

Total Amount of Shares and Deposits

17,748,684

Total Shares and Deposits < 1 Year

16,754,805

Total Shares and Deposits 1 3 Years

993,879

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

265,367

Total Uninsured Shares and Deposits > $250K (F+J)

265,367

Total Insured Shares and Deposits > $250K (item 17 less item K)

17,483,317

Total Interest Expense (Sum of items 6 8)

288,940

Share Certificates

275

Number of Accounts for Share Drafts

2,292

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,119

Net Income (unless the amount is already included in Undivided Earnings)

20,574

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

310,202

Total Liabilities

17,760,741

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About DIVERSIFIED GENERAL

Is DIVERSIFIED GENERAL a safe place to deposit money?

Yes, DIVERSIFIED GENERAL is considered a safe financial institution. With a Texas Ratio of 1.7532712837582%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does DIVERSIFIED GENERAL operate?

DIVERSIFIED GENERAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DIVERSIFIED GENERAL?

Yes, to access services at DIVERSIFIED GENERAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DIVERSIFIED GENERAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DIVERSIFIED GENERAL provides members with tools to manage their accounts and build a solid financial history.

Does DIVERSIFIED GENERAL offer online and mobile banking?

Most modern institutions like DIVERSIFIED GENERAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http wwwyourdgfcuorg.