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Silverado Credit Union Rates and Review January 2026

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Silverado Credit Union12-month CD rates can be found at 3.65%, 6-month CD rates at 0.15% and 3-month CD rates at 0.05%. Savings rates are at 0.00% and money market rates are at 1.11%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 15.25%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates which you can compare to Silverado Credit Union rates.

Compare Silverado Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Silverado Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Silverado Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Silverado Credit Union? Share your experience about Silverado Credit Union by leaving a review below, or read customer reviews before you decide to use Silverado Credit Union.

Overall, Silverado Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Silverado Credit Union
Silverado Home Office
PO Box 330
Angwin, CA 94508 0330
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.05%
$500
6-Month CD
3.79%
$1,000
12-Month CD
3.75%
$1,500
18-Month CD
3.75%
$500
12-Month CD
3.70%
$500
12-Month CD
3.65%
$1,000
12-Month CD
3.60%
$500
48-Month CD
3.56%
$500
48-Month CD
3.55%
$1,000
24-Month CD
3.55%
$1,000
60-Month CD
3.50%
$1,000
Savings
3.50%
$0
60-Month CD
3.45%
$1,000
12-Month CD
3.25%
$1,000
60-Month CD
3.15%
$1,000
6-Month CD
3.14%
$500
36-Month CD
3.00%
$1,000
48-Month CD
3.00%
$500
60-Month CD
2.95%
$100
24-Month CD
2.94%
$1,000
60-Month CD
2.84%
$1,000
60-Month CD
2.75%
$2,500
24-Month CD
2.50%
$500
3-Month CD
2.25%
$500
60-Month CD
1.76%
$500
48-Month CD
1.50%
$10,000
6-Month CD
1.50%
$500
36-Month CD
1.10%
$2,000
24-Month CD
1.00%
$1,000
12-Month CD
1.00%
$1,000
36-Month CD
0.50%
$500
Money Market
0.50%
$1,000
48-Month CD
0.50%
$1,000
12-Month CD
0.45%
$1,000
48-Month CD
0.45%
$1,000
48-Month CD
0.35%
$100
Interest Checking
0.25%
$1
NOW Checking
0.25%
$2,500
12-Month CD
0.25%
$500
Money Market
0.20%
$2,500
Regular Savings
0.15%
$100
Money Market
0.10%
$50
Personal Savings
0.06%
$500
24-Month CD
0.05%
$500
3-Month CD
0.05%
$1,000
Premiere Money Market
0.05%
$1,000
Business Primary Money Market
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.525%
0.000
5.375%
5.639%
0.250
5.375%
5.935%
0.000
15-Year Fixed
6.000%
6.021%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.750%
5.789%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.500%
5.820%
0.000
6.000%
6.070%
0.000
30-Year Fixed
6.125%
6.307%
0.000
4.875%
5.778%
0.000
30 Year Fixed
5.625%
5.704%
0.250
20-Year Fixed
5.750%
5.870%
0.000
5.500%
5.561%
0.000
5.875%
6.055%
0.000
20-Year Fixed
5.625%
5.710%
0.000
6.000%
6.059%
0.000
6.740%
6.723%
0.000
5.500%
5.567%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.750%
5.907%
0.000
5.875%
5.888%
0.000
5.375%
5.953%
0.000
5.500%
5.972%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.375%
5.721%
0.000
6.000%
6.031%
0.000
5.875%
6.012%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
30-Year Fixed
5.750%
5.908%
0.500
10-Year Fixed
5.375%
5.473%
0.000
5.625%
6.037%
0.000
20-Year Fixed
5.750%
5.887%
0.000
30-Year Fixed
5.875%
5.950%
0.000
5.500%
5.533%
0.000
6.125%
6.135%
0.000
5.250%
5.562%
0.000
10-Year Fixed
5.750%
6.024%
0.000
30-Year Fixed
6.000%
6.112%
0.000
5.500%
5.799%
0.000
6.000%
6.183%
0.000
4.240%
7.689%
0.000
15-Year Fixed
5.625%
5.736%
0.000
20-Year Fixed
6.125%
6.201%
0.000
6.000%
6.141%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.625%
5.778%
0.000
30-Year Fixed
6.000%
6.133%
0.000
6.250%
7.325%
0.000
6.000%
6.006%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
11.900%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Platinum Credit Card
9.500% - 12.500%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
8.990% - 17.990%
Maximum limit of $30,000
14.740%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Platinum Visa
15.350%
16.200%
VISA Platinum without Rewards
7.900%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
14.000%
Rewards Student Classic
16.500%
Credit Limit - $500
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
9.990%
Visa Crimson Rewards Card
13.740%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Security Service Power Rewards MasterCard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
9.990% - 16.240%
$0
61 - 66
Student Loan Consolidation
5.490%
$0
11.240% - 17.950%
$0
25 - 36
13.490%
$0 - $5,000
48 - 48
15.000%
$500 - $1,500
6 - 12
10.990%
$0 - $10,000
60 - 60
10.000%
$0
1 - 36
12.990%
$0
1 - 24
Personal Loans
11.000%
$0
37 - 60
Personal Loan Rates
5.740%
$0
1 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loans
13.250%
$0
6184
Personal Line of Credit
9.500%
$0
8.990% - 17.990%
$0
14.700%
$8,000
60 - 60
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
10.650%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
10.250% - 10.650%
$3,000 - $25,000
Personal Line of Credit
11.500%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Education (tuition bill required)
8.250%
$0
60
Personal Signature Loan
11.000%
$0
96
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Silverado Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Silverado Credit Union
Full Time Employees: 13
Part Time Employees: 5
President: Michael Grimes
CEO: Daniel Madrid
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
PO Box 330
Angwin, CA 94508 0330
Phone Number: 707-965-2483
Fax Number: 707-965-0142

Financials

Total Assets:
52,907,979
Total Amount of Shares and Deposits:
47,051,766
Total Shares and Deposits < 1 Year:
46,813,906
Total Shares and Deposits 1 3 Years:
237,860
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,006,002
Total Uninsured Shares and Deposits > $250K (F+J):
7,006,002
Total Insured Shares and Deposits > $250K (item 17 less item K):
40,045,764
Total Interest Expense (Sum of items 6 8):
200,301
Share Certificates:
140
Number of Accounts for Share Drafts:
1,238
IRA KEOGH Accounts:
85
Number of Accounts for Regular Shares:
3,380
Money Market Shares:
93
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,806,538
Total Liabilities:
47,277,625
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Silverado Credit Union

Is a member application needed to join Silverado Credit Union?

Yes, to access services at Silverado Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Silverado Credit Union provides a range of mortgage and home equity products.

Is Silverado Credit Union a safe place to deposit money?

Yes, Silverado Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Silverado Credit Union offer online and mobile banking?

Most modern institutions like Silverado Credit Union provide digital access including online balance checks and transfers.

Current Silverado Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions