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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
GRAND TRUNK BATTLE CREEK EMP Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
GRAND TRUNK BATTLE CREEK EMP's 12 Youth CD rates are at 5.00%, SPECIAL 12 MONTH CD rates are at 2.52%, 12 CD rates are at 2.50%, 4 YEAR CD rates are at 2.17%, 3 YEAR CD rates are at 2.02%. GRAND TRUNK BATTLE CREEK EMP's savings rates are at 0.10%. GRAND TRUNK BATTLE CREEK EMP's money market rates are at 0.10%. GRAND TRUNK BATTLE CREEK EMP's Personal Loan Rates are at 2.50%. MonitorBankRates evaluates the financial stability of GRAND TRUNK BATTLE CREEK EMP with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.70%. Rates were last updated on 04/19/2026. GRAND TRUNK BATTLE CREEK EMP money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GRAND TRUNK BATTLE CREEK EMP? Share your experience about GRAND TRUNK BATTLE CREEK EMP by leaving a review below, or read customer reviews before you decide to use GRAND TRUNK BATTLE CREEK EMP. 
GRAND TRUNK BATTLE CREEK EMP CD Rates
GRAND TRUNK BATTLE CREEK EMP Savings Rates
GRAND TRUNK BATTLE CREEK EMP Money Market Rates
GRAND TRUNK BATTLE CREEK EMP Home Equity & HELOC
GRAND TRUNK BATTLE CREEK EMP Auto Loan Rates
GRAND TRUNK BATTLE CREEK EMP Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GRAND TRUNK BATTLE CREEK EMP is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GRAND TRUNK BATTLE CREEK EMP rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GRAND TRUNK BATTLE CREEK EMP's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GRAND TRUNK BATTLE CREEK EMP
Website
http://www.grandtrunkcu.com
Address
1275 Raymond Rd N,
Battle Creek, MI 49014
Phone
269-965-1381
Fax
269-965-6558
President
Larry Gilbert
CEO
LuAnn Schott
Full-Time Employees
11
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.70%
Return on Assets (ROA)
1.3925%
Return on Equity (ROE)
6.9115%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
39,106,706
Total Amount of Shares and Deposits
30,455,900
Total Shares and Deposits < 1 Year
29,934,039
Total Shares and Deposits 1 3 Years
521,861
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,455,900
Total Interest Expense (Sum of items 6 8)
121,093
Share Certificates
52
Number of Accounts for Share Drafts
1,797
IRA KEOGH Accounts
59
Number of Accounts for Regular Shares
3,567
Money Market Shares
410
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
-264,346
Total Liabilities
31,227,586
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About GRAND TRUNK BATTLE CREEK EMPIs GRAND TRUNK BATTLE CREEK EMP a safe place to deposit money?Yes, GRAND TRUNK BATTLE CREEK EMP is considered a safe financial institution. With a Texas Ratio of 1.7045812222685%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does GRAND TRUNK BATTLE CREEK EMP operate?GRAND TRUNK BATTLE CREEK EMP currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GRAND TRUNK BATTLE CREEK EMP?Yes, to access services at GRAND TRUNK BATTLE CREEK EMP, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GRAND TRUNK BATTLE CREEK EMP does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GRAND TRUNK BATTLE CREEK EMP provides members with tools to manage their accounts and build a solid financial history. Does GRAND TRUNK BATTLE CREEK EMP offer online and mobile banking?Most modern institutions like GRAND TRUNK BATTLE CREEK EMP provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.grandtrunkcu.com. Current GRAND TRUNK BATTLE CREEK EMP Rates
Retrieved from our database of financial products. Rates subject to change.
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