SMW 104 Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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SMW 104 Federal Credit Union12-month CD rates can be found at 3.55%, 6-month CD rates at 0.95% and 3-month CD rates at 4.06%. Savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 8.50%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to SMW 104 Federal Credit Union rates.

Compare SMW 104 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SMW 104 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

SMW 104 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SMW 104 Federal Credit Union? Share your experience about SMW 104 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SMW 104 Federal Credit Union.

Overall, SMW 104 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
SMW 104 Federal Credit Union
SMW 104 FCU
3156 Constitution Dr
Livermore, CA 94551 7570
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare SMW 104 Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Neighbor Rewards Checking
5.00%
$100
First Southwest Bank
First Southwest Bank
3-Month CD
4.15%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
84-Month CD
4.06%
$1,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
36-Month CD
4.06%
$2,000
Kish Bank
Kish Bank
12-Month CD
3.90%
$2,000
Merrick Bank
Merrick Bank
36-Month CD
3.75%
$25,000
Jones Bank
Jones Bank
24-Month CD
3.75%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
36-Month CD
3.51%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
18-Month CD
3.50%
$500
Bank of the Valley
Bank of the Valley
48-Month CD
3.39%
$500
Bank of Vici
Bank of Vici
24-Month CD
3.04%
$1,000
New Foundation SB
New Foundation SB
12-Month CD
3.00%
$1,000
PCB Payne County Bank
PCB Payne County Bank
18-Month CD
2.90%
$1,000
Lea County State Bank
Lea County State Bank
36-Month CD
2.84%
$1,000
Lake Elmo Bank
Lake Elmo Bank
24-Month CD
2.78%
$1,000
Bank of Old Monroe
Bank of Old Monroe
60-Month CD
2.52%
$1,000
Security Bank Minnesota
Security Bank Minnesota
24-Month CD
2.35%
$1,000
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
Forward Bank
Forward Bank
60-Month CD
2.06%
$500
Maine Community Bank
Maine Community Bank
6-Month CD
2.00%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
Statement Savings
1.77%
$150
First National Bank in Pinckneyville
First National Bank in Pinckneyville
12-Month CD
1.76%
$500
FNB of Pandora
FNB of Pandora
48-Month CD
1.76%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
18-Month CD
1.76%
$500
Forte Bank
Forte Bank
36-Month CD
1.46%
$1,000
Bank of Lake Mills
Bank of Lake Mills
12-Month CD
1.40%
$500
Essex Savings Bank
Essex Savings Bank
60-Month CD
1.17%
$500
National Bank of Blacksburg
National Bank of Blacksburg
12-Month CD
1.16%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
12-Month CD
1.01%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Passbook Savings
1.00%
$100
Mutual Security Credit Union
Mutual Security Credit Union
18-Month CD
1.00%
$500
Minnstar Bank
Minnstar Bank
48-Month CD
0.90%
$1,000
Foresight Bank
Foresight Bank
High-Interest Savings
0.85%
$100
Main Street Bank
Main Street Bank
60-Month CD
0.60%
$1,000
Bank of Botetourt
Bank of Botetourt
12-Month CD
0.50%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Savings
0.40%
$100
Park Bank
Park Bank
Savings
0.36%
$100
Connecticut Community Bank
Connecticut Community Bank
24-Month CD
0.35%
$500
Adirondack Trust Company
Adirondack Trust Company
36-Month CD
0.35%
$500
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.30%
$0
Grand Rapids SB
Grand Rapids SB
24-Month CD
0.30%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
48-Month CD
0.30%
$1,000
American Savings Bank, FSB
American Savings Bank, FSB
36-Month CD
0.30%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
18-Month CD
0.25%
$1,000
Abbey Credit Union
Abbey Credit Union
Money Market
0.25%
$2,500
Connection Bank
Connection Bank
Savings
0.15%
$100
Cleveland State Bank
Cleveland State Bank
Savings
0.10%
$100
SSB Sherwood State Bank
SSB Sherwood State Bank
12-Month CD
0.10%
$1,000
Central Federal SLA
Central Federal SLA
12-Month CD
0.05%
$2,500
Henderson State Bank
Henderson State Bank
12-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare SMW 104 Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.625%
5.731%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.500%
5.770%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.870%
1.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.125%
6.148%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.125%
6.183%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
7/1 ARM
6.000%
6.250%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
6.125%
6.250%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20-Year Fixed
6.250%
6.359%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Year Fixed
6.250%
6.369%
0.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare SMW 104 Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare SMW 104 Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have SMW 104 Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

SMW 104 Federal Credit Union Information

Credit Union Name: SMW 104 Federal Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Kevin Van Buskirk
CEO: Sherry Javad
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
3156 Constitution Dr
Livermore, CA 94551 7570
Phone Number: 510-483-1300
Fax Number: 925-230-5115

SMW 104 Federal Credit Union Financials

Total Assets:
103,992,745
Total Amount of Shares and Deposits:
92,851,760
Total Shares and Deposits < 1 Year:
83,462,355
Total Shares and Deposits 1 3 Years:
9,389,405
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,051,169
Total Uninsured Shares and Deposits > $250K (F+J):
2,051,169
Total Insured Shares and Deposits > $250K (item 17 less item K):
90,800,591
Total Interest Expense (Sum of items 6 8):
179,395
Share Certificates:
436
Number of Accounts for Share Drafts:
6,838
IRA KEOGH Accounts:
236
Number of Accounts for Regular Shares:
15,055
Money Market Shares:
300
Net Income (unless the amount is already included in Undivided Earnings):
503,763
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,799,340
Total Liabilities:
94,190,354
Show More

SMW 104 Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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SMW 104 Federal Credit Union Reviews

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