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FourLeaf Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

FourLeaf Federal Credit Union's top rates as of October 7, 2026 are 4.15% APY on its 60 Month Business CD Account, 5.00% APY on savings, 1.00% APY on money market accounts, 0.40% APY on checking, 6.75% on its 7/1 ARM mortgage, and personal loans from 8.99% APR, according to rates verified by MonitorBankRates. Other FourLeaf Federal Credit Union CD rates include 60 Month CD at 4.15%, 60 Month IRA CD at 4.15%, and 13 Month Business CD Account at 4.00%. Other FourLeaf Federal Credit Union mortgage rates include 5/1 ARM at 6.75%, 15 Year Fixed at 7.12%, and 10/1 ARM at 7.50%. MonitorBankRates evaluates the financial stability of FourLeaf Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.52%. Rates last updated and verified on 10/07/2026.

FourLeaf Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FourLeaf Federal Credit Union? Share your experience about FourLeaf Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FourLeaf Federal Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 89/100
MonitorBankRates Rating ?
4.8
Excellent Out of 5.0 Stars
Texas Ratio ?
17.52%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
FourLeaf Federal Credit Union
Bethpage
899 S Oyster Bay Rd
Bethpage, NY 11714-1030
https://www.fourleaffcu.com/
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

FourLeaf Federal Credit Union CD Rates

Product Rate APY Term View More
60 Month Certificate 4.07% 4.15% 60 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 18, 2026: 4.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
60 Month IRA Certificate 4.07% 4.15% 60 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 18, 2026: 4.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
13 Month Certificate 3.92% 4.00% 13 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
13 Month IRA Certificate 3.92% 4.00% 13 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
8 Month Promotional Certificate 3.92% 4.00% 8 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
11 Month Certificate 2.96% 3.00% 11 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 15, 2026: 3.00% APYSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
11 Month IRA Certificate 2.96% 3.00% 11 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
8 Month Certificate 1.73% 1.75% 8 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
8 Month IRA Certificate 1.73% 1.75% 8 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
10 Month Certificate 1.24% 1.25% 10 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
10 Month IRA Certificate 1.24% 1.25% 10 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
12 Month Certificate 1.24% 1.25% 12 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
12 Month IRA Certificate 1.24% 1.25% 12 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
18 Month Certificate 1.24% 1.25% 18 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
18 Month IRA Certificate 1.24% 1.25% 18 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
24 Month Certificate 1.24% 1.25% 24 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
24 Month IRA Certificate 1.24% 1.25% 24 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
30 Month Certificate 1.24% 1.25% 30 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
30 Month IRA Certificate 1.24% 1.25% 30 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
36 Month Certificate 1.24% 1.25% 36 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
36 Month IRA Certificate 1.24% 1.25% 36 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
39 Mo 'Bump Up' Certificate 1.24% 1.25% 39 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
39 Month "Bump Up" IRA Certificate 1.24% 1.25% 39 Month
Details [2]
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
48 Month Certificate 1.24% 1.25% 48 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
48 Month IRA Certificate 1.24% 1.25% 48 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
6 Month Certificate 1.24% 1.25% 6 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
6 Month IRA Certificate 1.24% 1.25% 6 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
7 Month Certificate 1.24% 1.25% 7 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
7 Month IRA Certificate 1.24% 1.25% 7 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
9 Month Certificate 1.24% 1.25% 9 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
9 Month IRA Certificate 1.24% 1.25% 9 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
3 Month Certificate 1.00% 1.00% 3 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
3 Month IRA Certificate 1.00% 1.00% 3 Month
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Business CD Rates

Product Rate APY Term View More
60 Month Business Certificate Account 4.07% 4.15% 60 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 18, 2026: 4.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
13 Month Business Certificate Account 3.92% 4.00% 13 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
11 Month Business Certificate Account 2.96% 3.00% 11 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
8 Month Business Certificate Account 1.73% 1.75% 8 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
10 Month Business Certificate Account 1.24% 1.25% 10 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
12 Month Business Certificate Account 1.24% 1.25% 12 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
18 Month Business Certificate Account 1.24% 1.25% 18 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
24 Month Business Certificate Account 1.24% 1.25% 24 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
30 Month Business Certificate Account 1.24% 1.25% 30 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
36 Month Business Certificate Account 1.24% 1.25% 36 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
39 Month Business Certificate Account 1.24% 1.25% 39 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
48 Month Business Certificate Account 1.24% 1.25% 48 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
6 Month Business Certificate Account 1.24% 1.25% 6 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
7 Month Business Certificate Account 1.24% 1.25% 7 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
9 Month Business Certificate Account 1.24% 1.25% 9 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
3 Month Business Certificate Account 1.00% 1.00% 3 Month
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Savings Rates

Product Rate APY View More
Student Savings 4.91% 5.00%
Min Balance $0
Details Balance: $0.00 - $1,000.00
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Savings Accounts 0.10% 0.10%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Business Savings Rates

Product Rate APY View More
Business Savings Account 0.10% 0.10%
Min Deposit $5
Min Balance $5
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Money Market Rates

Product Rate APY View More
IRA Money Market 1.00% 1.00%
Min Balance $500,000
Details Balance: $500,000.00 +
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 27, 2026: 1.00% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Money Market 1.00% 1.00%
Min Balance $500,000
Details Balance: $500,000.00 +
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 27, 2026: 1.00% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
IRA Money Market 0.40% 0.40%
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Money Market 0.40% 0.40%
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
IRA Money Market 0.25% 0.25%
Min Balance $100,000
Details Balance: $100,000.00- $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Money Market 0.25% 0.25%
Min Balance $100,000
Details Balance: $100,000.00- $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
IRA Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 27, 2026: 0.15% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 27, 2026: 0.15% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
IRA Money Market 0.10% 0.10%
Min Balance $0
Details Balance: $0.00 - $499.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
IRA Money Market 0.10% 0.10%
Min Balance $500
Details Balance: $500.00 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Money Market 0.10% 0.10%
Min Balance $0
Details Balance: $0.00 - $499.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Money Market 0.10% 0.10%
Min Balance $500
Details Balance: $500.00 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market Account 1.00% 1.00%
Min Balance $500,000
Details Balance: $500,000.00 +
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 27, 2026: 1.00% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Business Money Market Account 0.40% 0.40%
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Business Money Market Account 0.25% 0.25%
Min Balance $100,000
Details Balance: $100,000.00- $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Business Money Market Account 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 27, 2026: 0.15% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Business Money Market Account 0.10% 0.10%
Min Balance $0
Details Balance: $0.00 - $499.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Business Money Market Account 0.10% 0.10%
Min Balance $500
Details Balance: $500.00 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Checking Rates

Product Rate APY View More
Free Checking (Bonus Checking) 0.40% 0.40%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Checking Account 0.05% 0.05%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
7/1 ARM 6.75% - 6.972% 7/1 ARM
Details See payment example
Last Updated 10/07/2026
Rate History
2 changes since Sep 27, 2026 · 6.99% → 6.97% ▼ 0.01 pts · high 7.09% / low 6.97%
6.47%7.03%7.59%Sep 27, 2026: 6.99% APROct 1, 2026: 7.09% APROct 7, 2026: 6.97% APRSep 27, 2026Oct 13, 2026
  • Oct 7, 20266.97%▼ from 7.09%
  • Oct 1, 20267.09%▲ from 6.99%
  • Sep 27, 20266.99%first recorded
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
5/1 ARM 6.75% - 7.004% 5/1 ARM
Details See payment example
Last Updated 10/07/2026
Rate History
4 changes since Sep 18, 2026 · 6.69% → 7.00% ▲ 0.32 pts · high 7.00% / low 6.69%
6.19%6.85%7.50%Sep 18, 2026: 6.69% APRSep 24, 2026: 6.84% APRSep 27, 2026: 6.89% APROct 1, 2026: 6.98% APROct 7, 2026: 7.00% APRSep 18, 2026Oct 13, 2026
  • Oct 7, 20267.00%▲ from 6.98%
  • Oct 1, 20266.98%▲ from 6.89%
  • Sep 27, 20266.89%▲ from 6.84%
  • Sep 24, 20266.84%▲ from 6.69%
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
15 Year Fixed 7.125% - 7.279% 15 Year
No additional details.
Last Updated 10/07/2026
Rate History
4 changes since Sep 15, 2026 · 6.65% → 7.28% ▲ 0.63 pts · high 7.28% / low 6.65%
6.02%6.97%7.91%Sep 15, 2026: 6.65% APRSep 18, 2026: 6.90% APRSep 27, 2026: 7.28% APROct 1, 2026: 7.15% APROct 7, 2026: 7.28% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.28%▲ from 7.15%
  • Oct 1, 20267.15%▼ from 7.28%
  • Sep 27, 20267.28%▲ from 6.90%
  • Sep 18, 20266.90%▲ from 6.65%
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
10/1 ARM 7.50% - 7.444% 10/1 ARM
Details See payment example
Last Updated 10/07/2026
Rate History
2 changes since Sep 27, 2026 · 7.25% → 7.44% ▲ 0.19 pts · high 7.44% / low 7.25%
6.75%7.35%7.94%Sep 27, 2026: 7.25% APROct 1, 2026: 7.38% APROct 7, 2026: 7.44% APRSep 27, 2026Oct 13, 2026
  • Oct 7, 20267.44%▲ from 7.38%
  • Oct 1, 20267.38%▲ from 7.25%
  • Sep 27, 20267.25%first recorded
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
10 Year Fixed 7.375% - 7.592% 10 Year
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 6.84% → 7.59% ▲ 0.75 pts · high 7.59% / low 6.84%
6.08%7.22%8.35%Sep 15, 2026: 6.84% APRSep 18, 2026: 7.22% APRSep 27, 2026: 7.59% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20267.59%▲ from 7.22%
  • Sep 18, 20267.22%▲ from 6.84%
  • Sep 15, 20266.84%first recorded
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
30 Year Fixed 7.50% - 7.598% 30 Year
Details Rates assume a NY property
Last Updated 10/07/2026
Rate History
4 changes since Sep 15, 2026 · 6.97% → 7.60% ▲ 0.63 pts · high 7.60% / low 6.97%
6.34%7.28%8.23%Sep 15, 2026: 6.97% APRSep 18, 2026: 7.10% APRSep 24, 2026: 7.22% APRSep 27, 2026: 7.47% APROct 1, 2026: 7.60% APRSep 15, 2026Oct 13, 2026
  • Oct 1, 20267.60%▲ from 7.47%
  • Sep 27, 20267.47%▲ from 7.22%
  • Sep 24, 20267.22%▲ from 7.10%
  • Sep 18, 20267.10%▲ from 6.97%
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
20 Year Fixed 7.50% - 7.626% 20 Year
No additional details.
Last Updated 10/07/2026
Rate History
5 changes since Sep 15, 2026 · 7.12% → 7.63% ▲ 0.50 pts · high 7.75% / low 7.12%
6.49%7.44%8.38%Sep 15, 2026: 7.12% APRSep 18, 2026: 7.25% APRSep 24, 2026: 7.38% APRSep 27, 2026: 7.50% APROct 1, 2026: 7.75% APROct 7, 2026: 7.63% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.63%▼ from 7.75%
  • Oct 1, 20267.75%▲ from 7.50%
  • Sep 27, 20267.50%▲ from 7.38%
  • Sep 24, 20267.38%▲ from 7.25%
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
FHA 15 Yr Fixed 7.25% - 8.088% 15 years
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 7.60% → 8.09% ▲ 0.49 pts · high 8.09% / low 7.60%
7.10%7.84%8.59%Sep 15, 2026: 7.60% APRSep 18, 2026: 7.97% APRSep 27, 2026: 8.09% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20268.09%▲ from 7.97%
  • Sep 18, 20267.97%▲ from 7.60%
  • Sep 15, 20267.60%first recorded
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
FHA 30 Yr Fixed 7.75% - 8.559% 30 years
No additional details.
Last Updated 10/07/2026
Rate History
4 changes since Sep 15, 2026 · 7.56% → 8.56% ▲ 1.00 pts · high 8.56% / low 7.56%
6.56%8.06%9.56%Sep 15, 2026: 7.56% APRSep 18, 2026: 7.68% APRSep 24, 2026: 8.06% APRSep 27, 2026: 8.43% APROct 1, 2026: 8.56% APRSep 15, 2026Oct 13, 2026
  • Oct 1, 20268.56%▲ from 8.43%
  • Sep 27, 20268.43%▲ from 8.06%
  • Sep 24, 20268.06%▲ from 7.68%
  • Sep 18, 20267.68%▲ from 7.56%
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC - Standard Variable Rate - - 7.00%
Details [3]
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 15, 2026: 6.75% APRSep 18, 2026: 7.00% APRSep 15, 2026Oct 13, 2026
  • Sep 18, 20267.00%▲ from 6.75%
  • Sep 15, 20266.75%first recorded
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 5.53% 60 months
Details As Low As; [2]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 5.53% APR · checked 7 times
5.03%5.53%6.03%Sep 15, 2026: 5.53% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
New Auto - - 5.68% 72 months
Details As Low As; [2]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 5.68% APR · checked 7 times
5.18%5.68%6.18%Sep 15, 2026: 5.68% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Pre-Owned Auto Loan - - 5.88% 60 months
Details As Low As; [1]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 5.88% APR · checked 7 times
5.38%5.88%6.38%Sep 15, 2026: 5.88% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Pre-Owned Auto Loan - - 5.88% 72 months
Details As Low As; [1]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 5.88% APR · checked 7 times
5.38%5.88%6.38%Sep 15, 2026: 5.88% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
New Auto - - 6.18% 84 months
Details As Low As; [2]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.18% APR · checked 7 times
5.68%6.18%6.68%Sep 15, 2026: 6.18% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Pre-Owned Auto Loan - - 6.33% 84 months
Details As Low As; [1]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.33% APR · checked 7 times
5.83%6.33%6.83%Sep 15, 2026: 6.33% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
New Auto - - 6.83% 96 months
Details As Low As; [2]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.83% APR · checked 7 times
6.33%6.83%7.33%Sep 15, 2026: 6.83% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Classic Auto Loan - - 8.29% 25 months
Details Term: 25 Model Yrs and Older; As Low As; [1]
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 8.29% APR · checked 6 times
7.79%8.29%8.79%Sep 18, 2026: 8.29% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles - New & Pre-Owned Loan - 8.29%
Details Maximum Loan: $35,000
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 8.29% APR · checked 7 times
7.79%8.29%8.79%Sep 15, 2026: 8.29% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
New RVs - Fixed Rate - 8.29% 60 months
Details Maximum Loan: $75,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 8.29% APR · checked 6 times
7.79%8.29%8.79%Sep 18, 2026: 8.29% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Pre-Owned RVs - Fixed Rate - 8.29% 60 months
Details Maximum Loan: $75,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 8.29% APR · checked 6 times
7.79%8.29%8.79%Sep 18, 2026: 8.29% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
New RVs - Variable Rate Loan - 8.75% 84 months
Details Maximum Loan: $75,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 18, 2026: 8.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
New RVs - Fixed Rate - 8.79% 84 months
Details Maximum Loan: $75,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 8.79% APR · checked 6 times
8.29%8.79%9.29%Sep 18, 2026: 8.79% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Pre-Owned RVs - Fixed Rate - 8.79% 72 months
Details Maximum Loan: $75,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 8.79% APR · checked 6 times
8.29%8.79%9.29%Sep 18, 2026: 8.79% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Pre-Owned RVs - Variable Rate Loan - 9.75% 84 months
Details Maximum Loan: $75,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 9.75% APR · checked 6 times
9.25%9.75%10.25%Sep 18, 2026: 9.75% APRSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 8.99%
Details As Low As; [2]
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 8.99% APR · checked 7 times
8.49%8.99%9.49%Sep 15, 2026: 8.99% APRSep 15, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Personal Line of Credit 12.95%
Details As Low As; Maximum Loan: $35,000
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 12.70% → 12.95% ▲ 0.25 pts · high 12.95% / low 12.70%
12.20%12.83%13.45%Sep 15, 2026: 12.70% APRSep 18, 2026: 12.95% APRSep 15, 2026Oct 13, 2026
  • Sep 18, 202612.95%▲ from 12.70%
  • Sep 15, 202612.70%first recorded
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%

FourLeaf Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Business IOLA (Interest on Lawyer Account) 1.98% - 2.00%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
◈ Texas Ratio: 17.52%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

FourLeaf Federal Credit Union’s Texas Ratio rose from 8.60% in Q3 2023 to 17.52% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.8 and its Health Grade from A to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 12% 3.0★ 18% 4.0★ 24% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 8.60% A Q3 2023 A Q4 2023 A Q1 2024 A- Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A- Q3 2025 A- Q4 2025 A- Q1 2026 17.52% B+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$14.4B17.52%4.8B+
March 31, 2026$14.4B15.82%4.9A-
December 31, 2025$14.0B15.79%4.9A-
September 30, 2025$14.1B15.93%4.9A-
June 30, 2025$13.9B12.47%5.0A
March 31, 2025$13.5B11.41%5.0A
December 31, 2024$13.4B13.20%5.0A
September 30, 2024$13.3B12.75%5.0A
June 30, 2024$12.9B14.27%5.0A-
March 31, 2024$13.1B9.64%5.0A
December 31, 2023$12.9B12.11%5.0A
September 30, 2023$13.0B8.60%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for FourLeaf Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FourLeaf Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FourLeaf Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FourLeaf Federal Credit Union
Website https://www.fourleaffcu.com/
Address 899 S Oyster Bay Rd, Bethpage, NY 11714-1030
Phone 516-349-6800
Fax 516-349-4251
President Anne Brigis
CEO Linda Armyn
Full-Time Employees 1,211
Part-Time Employees 11
Branch Locations 45
ATM Locations 30
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.52%
Return on Assets (ROA)
0.2885%
Return on Equity (ROE)
3.2074%
Non-Performing Loans Ratio (NPL)
2.23%
Total Assets
14,423,897,715
Total Amount of Shares and Deposits
13,000,263,626
Total Shares and Deposits < 1 Year
12,506,484,828
Total Shares and Deposits 1 3 Years
336,659,472
Total Shares and Deposits > 3 Years
157,119,326
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,771,082,785
Total Uninsured Shares and Deposits > $250K (F+J)
1,771,972,069
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,228,291,557
Total Interest Expense (Sum of items 6 8)
143,808,564
Share Certificates
59,124
Number of Accounts for Share Drafts
341,273
IRA KEOGH Accounts
22,760
Number of Accounts for Regular Shares
610,455
Non Member Deposits
1
Money Market Shares
86,123
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
520,620,977
Total Liabilities
13,242,567,192
Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About FourLeaf Federal Credit Union

How many branches does FourLeaf Federal Credit Union operate?

FourLeaf Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FourLeaf Federal Credit Union?

Yes, to access services at FourLeaf Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FourLeaf Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FourLeaf Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does FourLeaf Federal Credit Union offer online and mobile banking?

Most modern institutions like FourLeaf Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fourleaffcu.com/.

Current FourLeaf Federal Credit Union Rates

  • 12-Month CD1.25%
  • 18-Month CD1.25%
  • 24-Month CD1.25%
  • 60-Month CD4.15%
  • Savings5.00%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.

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