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Sooper Credit Union Rates and Review January 2026

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Sooper Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 3.85% and 3-month CD rates at 0.03%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.13%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Sooper Credit Union rates.

Compare Sooper Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sooper Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Sooper Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sooper Credit Union? Share your experience about Sooper Credit Union by leaving a review below, or read customer reviews before you decide to use Sooper Credit Union.

Overall, Sooper Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Sooper Credit Union
Corporate Office
5005 W 60th Ave
Arvada, CO 80003
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.90%
$2,000
24-Month CD
3.75%
$25,000
12-Month CD
3.75%
$1,000
18-Month CD
3.75%
$500
12-Month CD
3.72%
$1,000
12-Month CD
3.70%
$1,000
6-Month CD (Jumbo)
3.70%
$95,000
12-Month CD (Jumbo)
3.70%
$100,000
6-Month CD
3.53%
$1,000
9-Month CD
3.51%
$1,000
24-Month CD
3.50%
$1,000
30-Month CD
3.30%
$100
48-Month CD
3.25%
$500
24-Month CD
3.14%
$1,000
36-Month CD
3.10%
$500
48-Month CD
3.10%
$1,000
12-Month CD
3.05%
$1,000
Rewards Checking
3.05%
$1
12-Month CD
3.05%
$500
Money Market
3.04%
$200,000
24-Month CD
3.03%
$1,000
48-Month CD
3.02%
$1,000
48-Month CD
3.01%
$500
48-Month CD (relationship)
3.00%
$500
36-Month CD (Jumbo)
3.00%
$100,000
18-Month CD (Jumbo)
2.92%
$100,000
24-Month CD
2.52%
$1,000
18-Month CD
2.52%
$100
36-Month CD
2.50%
$1,000
48-Month CD
2.25%
$1,000
60-Month CD
2.25%
$1,000
24-Month CD
2.00%
$2,500
12-Month CD
1.61%
$500
Preferred Checking
1.26%
$50
36-Month CD
1.25%
$2,500
12-Month CD
1.00%
$1,000
60-Month CD
1.00%
$1,000
60-Month CD
1.00%
$1,000
36-Month CD
0.90%
$500
48-Month CD
0.85%
$500
Tiered Savings
0.60%
$100
18-Month CD
0.45%
$500
Passbook Savings
0.35%
$0
Savings
0.15%
$50
First Choice Checking
0.10%
$1,000
Rate Watchers Money Market
0.10%
$1
Savings
0.05%
$25
Passbook Savings
0.03%
$25
Direct Checking
0.01%
$500
12-Month CD (Select)
0.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.875%
5.975%
0.000
5.625%
6.461%
0.000
15-Year Fixed
5.500%
5.601%
0.000
10-Year Fixed
5.750%
6.024%
0.000
30-Year Fixed
5.875%
5.935%
0.000
5.750%
6.130%
0.000
10 Year Fixed
5.750%
5.883%
0.000
15-Year Fixed
5.375%
5.580%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
6.500%
6.582%
0.000
6.500%
6.630%
0.000
5.000%
5.055%
0.000
5.875%
6.118%
0.000
5.250%
5.426%
0.500
3-Year ARM
5.125%
5.911%
0.000
5.625%
6.000%
0.000
30-Year Fixed
6.000%
6.058%
0.000
10-Year Fixed
4.625%
5.148%
2.000
5.000%
5.128%
0.250
5.375%
5.565%
1.000
5.500%
5.972%
0.000
15-Year Fixed
5.500%
5.546%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
10-Year Fixed
6.100%
6.433%
0.000
15-Year Fixed
5.000%
5.177%
0.750
5.375%
6.220%
0.000
4.875%
5.010%
0.000
5.875%
6.170%
0.000
20-Year Fixed
5.500%
5.627%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.500%
5.820%
0.000
30-Year Fixed
5.625%
5.658%
0.000
6.375%
6.394%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.750%
5.876%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.875%
6.055%
0.000
5.500%
6.086%
0.000
5.875%
6.070%
0.000
5.500%
5.581%
0.000
6.125%
6.326%
0.000
5.500%
5.739%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
30-Year Fixed
6.000%
6.173%
0.000
6.125%
6.320%
0.000
5.375%
5.766%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Rewards Student Classic
16.500%
Credit Limit - $500
Academic VISA® Platinum
10.900%
VISA Signature Rewards
16.740% - 18.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Savings Secured Visa®
18.000%
VISA® Credit Cards
7.990%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Platinum Clarity
15.990%
Visa Secure Card
13.740%
Visa Student Rewards Card
17.990%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Platinum Preferred Student
17.990%
Visa Platinum Preferred Starter
17.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
11.900%
Visa Business Rewards Card
15.240%
Access FCU Visa Classic
13.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
11.000%
$0
1 - 12
10.000%
$0
12 - 12
Unsecured/Personal Loans
8.990%
$0
8.890%
$0
11.990%
$0
1 - 12
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.250% - 10.650%
$3,000 - $25,000
10.000%
$0
60
A+ Preferred Line Of Credit
10.990%
$0
13.240%
$0
48
Technology Loan
9.750%
$0
36
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Line of Credit
12.950% - 18.000%
$0
11.990%
$0
Line of Credit Variable
16.740%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
13.990%
$0
Gold Star Loan
14.200%
$0
48
9.990% - 16.240%
$0
61 - 66
Personal/Signature Loans
11.150%
$0
60 - 60
Term Line of Credit 84 months
8.000%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
9.990%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Sooper Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Sooper Credit Union
Full Time Employees: 124
Part Time Employees: 8
President: Adam Williamson
CEO: Carrie Langgard
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
5005 W 60th Ave
Arvada, CO 80003
Phone Number: 303-427-5005
Fax Number: 303-412-7115

Financials

Total Assets:
678,127,702
Total Amount of Shares and Deposits:
592,343,042
Total Shares and Deposits < 1 Year:
553,905,005
Total Shares and Deposits 1 3 Years:
35,043,511
Total Shares and Deposits > 3 Years:
3,394,526
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
24,921,126
Total Uninsured Shares and Deposits > $250K (F+J):
24,921,126
Total Insured Shares and Deposits > $250K (item 17 less item K):
567,421,916
Total Interest Expense (Sum of items 6 8):
10,925,337
Share Certificates:
4,215
Number of Accounts for Share Drafts:
21,221
IRA KEOGH Accounts:
1,710
Number of Accounts for Regular Shares:
50,365
All other shares:
7
Non Member Deposits:
7
Money Market Shares:
3,446
Net Income (unless the amount is already included in Undivided Earnings):
579,015
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
24,572,290
Total Liabilities:
603,020,740
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Sooper Credit Union

Is a member application needed to join Sooper Credit Union?

Yes, to access services at Sooper Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Sooper Credit Union provides a range of mortgage and home equity products.

Is Sooper Credit Union a safe place to deposit money?

Yes, Sooper Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Sooper Credit Union offer online and mobile banking?

Most modern institutions like Sooper Credit Union provide digital access including online balance checks and transfers.

Current Sooper Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions