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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sound Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Sound Credit Union's Business Jumbo CDs 12 month rates are at 3.75%, Business Jumbo CDs 6 month rates are at 3.65%, Business CDs 12 month rates are at 3.50%, Business CDs 6 month rates are at 3.40%, Business Jumbo CDs 18 month rates are at 3.25%. Sound Credit Union's savings rates are at 0.05%. Sound Credit Union's money market rates are at 2.02%. Sound Credit Union's Personal Loan Rates are at 8.25%. MonitorBankRates evaluates the financial stability of Sound Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.49%. Rates were last updated on 03/28/2026. Sound Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sound Credit Union? Share your experience about Sound Credit Union by leaving a review below, or read customer reviews before you decide to use Sound Credit Union. 
Sound Credit Union CD Rates
Sound Credit Union Savings Rates
Sound Credit Union Money Market Rates
Sound Credit Union Checking Rates
Sound Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sound Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sound Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sound Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sound Credit Union
Website
https://www.soundcu.com
Address
1331 Broadway,
Tacoma, WA 98402 3410
Phone
253-383-2016
Fax
253-597-7610
President
John Bauder
CEO
Don Clark
Full-Time Employees
415
Part-Time Employees
22
Branch Locations
26
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.49%
Return on Assets (ROA)
0.3784%
Return on Equity (ROE)
3.4704%
Non-Performing Loans Ratio (NPL)
1.43%
Total Assets
3,258,214,153
Total Amount of Shares and Deposits
2,809,222,333
Total Shares and Deposits < 1 Year
2,690,729,751
Total Shares and Deposits 1 3 Years
112,396,761
Total Shares and Deposits > 3 Years
6,095,821
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
339,586,317
Total Uninsured Shares and Deposits > $250K (F+J)
339,586,317
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,469,636,016
Total Interest Expense (Sum of items 6 8)
41,709,972
Share Certificates
15,987
Number of Accounts for Share Drafts
104,007
IRA KEOGH Accounts
4,510
Number of Accounts for Regular Shares
194,716
All other shares
1,190
Non Member Deposits
5
Money Market Shares
22,740
Net Income (unless the amount is already included in Undivided Earnings)
12,291,582
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
289,106,126
Total Liabilities
2,937,876,000
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Sound Credit UnionIs Sound Credit Union a safe place to deposit money?Yes, Sound Credit Union is considered a safe financial institution. With a Texas Ratio of 10.487495119844%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Sound Credit Union operate?Sound Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sound Credit Union?Yes, to access services at Sound Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sound Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sound Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sound Credit Union offer online and mobile banking?Most modern institutions like Sound Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.soundcu.com. Current Sound Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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