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iAdvertiser Disclosure
Advertiser Disclosure
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 Credit Union 1 Credit Union Rantoul, IL Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Credit Union 1 Credit Union Rantoul, IL's savings rates are at 2.00%. Credit Union 1 Credit Union Rantoul, IL's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Credit Union 1 Credit Union Rantoul, IL with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.23%. Rates were last updated on 03/25/2026. Credit Union 1 Credit Union Rantoul, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union 1 Credit Union Rantoul, IL? Share your experience about Credit Union 1 Credit Union Rantoul, IL by leaving a review below, or read customer reviews before you decide to use Credit Union 1 Credit Union Rantoul, IL. Credit Union 1 Credit Union Rantoul, IL
Credit Union 1 200 E Champaign Ave
https://www.creditunion1.org Rantoul, IL 61866 2930 
Credit Union 1 Credit Union Rantoul, IL Savings Rates
Credit Union 1 Credit Union Rantoul, IL Home Equity & HELOC
Credit Union 1 Credit Union Rantoul, IL Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union 1 Credit Union Rantoul, IL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union 1 Credit Union Rantoul, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union 1 Credit Union Rantoul, IL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union 1 Credit Union Rantoul, IL
Website
https://www.creditunion1.org
Address
200 E Champaign Ave,
Rantoul, IL 61866 2930
Phone
800-252-6950
Fax
President
Robert Eberhardt
CEO
Todd Gunderson
Full-Time Employees
464
Part-Time Employees
14
Branch Locations
28
ATM Locations
24
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.23%
Return on Assets (ROA)
0.2008%
Return on Equity (ROE)
2.0745%
Non-Performing Loans Ratio (NPL)
1.10%
Total Assets
2,293,617,968
Total Amount of Shares and Deposits
1,972,953,307
Total Shares and Deposits < 1 Year
1,873,411,256
Total Shares and Deposits 1 3 Years
91,587,863
Total Shares and Deposits > 3 Years
7,954,188
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
200,280,103
Total Uninsured Shares and Deposits > $250K (F+J)
264,399,417
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,708,553,890
Total Interest Expense (Sum of items 6 8)
26,019,275
Share Certificates
9,821
Number of Accounts for Share Drafts
86,915
IRA KEOGH Accounts
4,000
Number of Accounts for Regular Shares
178,088
All other shares
317
Non Member Deposits
6
Money Market Shares
3,447
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
197,445,485
Total Liabilities
2,094,980,251
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Credit Union 1 Credit Union Rantoul, ILIs Credit Union 1 Credit Union Rantoul, IL a safe place to deposit money?Yes, Credit Union 1 Credit Union Rantoul, IL is considered a safe financial institution. With a Texas Ratio of 8.23294945818%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Credit Union 1 Credit Union Rantoul, IL operate?Credit Union 1 Credit Union Rantoul, IL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union 1 Credit Union Rantoul, IL?Yes, to access services at Credit Union 1 Credit Union Rantoul, IL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union 1 Credit Union Rantoul, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union 1 Credit Union Rantoul, IL provides members with tools to manage their accounts and build a solid financial history. Does Credit Union 1 Credit Union Rantoul, IL offer online and mobile banking?Most modern institutions like Credit Union 1 Credit Union Rantoul, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.creditunion1.org. Current Credit Union 1 Credit Union Rantoul, IL Rates
Retrieved from our database of financial products. Rates subject to change.
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