South Atlantic Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare South Atlantic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of South Atlantic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySouth Atlantic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at South Atlantic Federal Credit Union? Share your experience about South Atlantic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use South Atlantic Federal Credit Union. Overall, South Atlantic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. South Atlantic Federal Credit Union SOUTH ATLANTIC FCU 1 W Camino Real Ste 110 Boca Raton, FL 33432 5966  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Low Rate
14.000%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Platinum Preferred Starter
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.990% - 16.240%
$0
61 - 66
Debt Consolidated
9.490%
$500
36
Personal Line of Credit
11.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have South Atlantic Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: South Atlantic Federal Credit Union
Website: https://www.safcu1.org
Full Time Employees: 4Part Time Employees: 0 President: ERIN FRANCISCO CEO: PAMELA ROWER Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1 W Camino Real Ste 110
Boca Raton, FL 33432 5966 Phone Number: 561-394-7097 Fax Number: 561-394-3307 FinancialsTotal Assets:
17,363,590
Total Amount of Shares and Deposits:
15,480,802
Total Shares and Deposits < 1 Year:
15,244,889
Total Shares and Deposits 1 3 Years:
235,913
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
75,246
Total Uninsured Shares and Deposits > $250K (F+J):
75,246
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,405,556
Total Interest Expense (Sum of items 6 8):
41,799
Share Certificates:
29
Number of Accounts for Share Drafts:
744
IRA KEOGH Accounts:
43
Number of Accounts for Regular Shares:
2,348
Money Market Shares:
39
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
544,842
Total Liabilities:
15,808,782
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for South Atlantic Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About South Atlantic Federal Credit UnionIs a member application needed to join South Atlantic Federal Credit Union?Yes, to access services at South Atlantic Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, South Atlantic Federal Credit Union provides a range of mortgage and home equity products. Is South Atlantic Federal Credit Union a safe place to deposit money?Yes, South Atlantic Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does South Atlantic Federal Credit Union offer online and mobile banking?Most modern institutions like South Atlantic Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.60%, 6-month CD rates at 2.50% and 3-month CD rates at 3.40%. Savings rates are at 0.20% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 10.15%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates which you can compare to 
