South Bay Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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South Bay Credit Union12-month CD rates can be found at 0.02%, 6-month CD rates at 4.05% and 3-month CD rates at 0.55%. Savings rates are at 0.40% and money market rates are at 0.22%. Mortgage rates on 30-year fixed loans are around 6.92%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to South Bay Credit Union rates.

Compare South Bay Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of South Bay Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

South Bay Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at South Bay Credit Union? Share your experience about South Bay Credit Union by leaving a review below, or read customer reviews before you decide to use South Bay Credit Union.

Overall, South Bay Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
South Bay Credit Union
Redondo Beach
312 N Pacific Coast Hwy
Redondo Beach, CA 90277 2837
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare South Bay Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
Mid-America Bank
Mid-America Bank
60-Month CD
4.04%
$500
Regional Missouri Bank
Regional Missouri Bank
60-Month CD
4.01%
$1,000
International Bank of Chicago
International Bank of Chicago
Premier Money Market
4.00%
$250,000
Everence Trust Company
Everence Trust Company
12-Month CD (Jumbo)
3.75%
$100,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
3.60%
$1,000
Home Bank of California
Home Bank of California
18-Month CD
3.57%
$10,000
CSB of Cheney, KS
CSB of Cheney, KS
36-Month CD
3.56%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
24-Month CD
3.50%
$500
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
26-Month CD
3.20%
$1,000
Bank
Bank
24-Month CD (IntraFi)
3.07%
$100,000
Vinton County Bank
Vinton County Bank
Rate Watchers Money Market
3.04%
$25,000
Commerce Bank & Trust
Commerce Bank & Trust
36-Month CD
3.00%
$500
Leader Bank
Leader Bank
Zeugma Reward Savings
3.00%
$10
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
36-Month CD
2.90%
$1,000
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
Mountain Pacific Bank
Mountain Pacific Bank
60-Month CD
2.50%
$500
Range Bank
Range Bank
18-Month CD
2.50%
$1,000
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
South Georgia Banking Company
South Georgia Banking Company
24-Month CD
2.32%
$1,000
Park Bank
Park Bank
48-Month CD
2.11%
$2,500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
2.00%
$25,000
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
BluPeak Credit Union
BluPeak Credit Union
48-Month CD
2.00%
$1,000
American State Bank (TX)
American State Bank (TX)
American Select Savings
1.75%
$100
Security FSB
Security FSB
60-Month CD
1.55%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
1.51%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
60-Month CD
1.50%
$500
City Credit Union
City Credit Union
Money Market
1.45%
$2,500
Buena Vista National Bank
Buena Vista National Bank
60-Month CD
1.40%
$500
Hocking Valley Bank
Hocking Valley Bank
48-Month CD
1.30%
$5,000
Western Nebraska Bank
Western Nebraska Bank
Money Market
1.21%
$1,000
Monroe Federal S&L
Monroe Federal S&L
Super Passbook Savings
1.00%
$100
GSB Guilford Savings Bank
60-Month CD
1.00%
$1,000
New Tripoli Bank
New Tripoli Bank
Statement Savings
0.85%
$20
Alliance Bank WI
Alliance Bank WI
Savings
0.60%
$100
Community National Bank (VT)
Community National Bank (VT)
24-Month CD
0.59%
$2,500
Newtown Savings Bank
Newtown Savings Bank
24-Month CD
0.50%
$500
The Berkshire Bank
The Berkshire Bank
Statement Super Savings
0.50%
$15,000
Neffs National Bank
Neffs National Bank
Money Market
0.40%
$500
Rosedale FSL
Rosedale FSL
Money Market
0.25%
$2,500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
SSB Community Bank
SSB Community Bank
24-Month CD
0.20%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Premier Money Market
0.10%
$0
North Country Savings Bank
North Country Savings Bank
18-Month CD
0.10%
$1,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Main Savings
0.05%
$50
Fairfield County Bank
Fairfield County Bank
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare South Bay Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.375%
5.582%
1.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.500%
5.638%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.654%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.500%
5.724%
1.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.625%
5.795%
0.500
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.750%
5.887%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.750%
5.928%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.949%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.875%
5.955%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30-Year Fixed
5.875%
6.022%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.000%
6.036%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.000%
6.040%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.125%
6.159%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.790%
6.194%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.125%
6.229%
0.000
Better Banks
Better Banks
15-Year Fixed
6.125%
6.252%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
15 Year Fixed
6.250%
6.281%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.250%
6.285%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.125%
6.288%
1.375
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.125%
6.370%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.250%
6.373%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare South Bay Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare South Bay Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have South Bay Credit Union rate data right now, check back for updates, we are adding rates all the time.

South Bay Credit Union Information

Credit Union Name: South Bay Credit Union
Full Time Employees: 27
Part Time Employees: 0
President: CHRIS OTEY
CEO: PARIS CHEVALIER BOOCHEE
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
312 N Pacific Coast Hwy
Redondo Beach, CA 90277 2837
Phone Number: 310-374-3436
Fax Number:

South Bay Credit Union Financials

Total Assets:
162,115,708
Total Amount of Shares and Deposits:
133,955,736
Total Shares and Deposits < 1 Year:
132,612,636
Total Shares and Deposits 1 3 Years:
905,977
Total Shares and Deposits > 3 Years:
437,123
Total Interest Expense (Sum of items 6 8):
466,834
Share Certificates:
956
Number of Accounts for Share Drafts:
7,037
IRA KEOGH Accounts:
197
Number of Accounts for Regular Shares:
10,592
Money Market Shares:
216
Net Income (unless the amount is already included in Undivided Earnings):
38,112
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,805,395
Total Liabilities:
148,303,702
Show More

South Bay Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Marathon Bank based in Queens, New York is advertising one of the highest CD rates currently available. Marathon Bank is offering 1 month bank CD rates at 0.74 percent with a bank CD yield of 0.74 percent. That rate is better than most 12 month CD rates available right now. If you haven't head of Marathon Bank, they have been in business since 1989 and their deposit accounts are insured by the FDIC. 

Bank or Credit Union Offers and Deals

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Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85%
My e-BAnC by BAC Florida Bank 3 Year CD Rates now at 1.44%
Calfirst Bank CD Rates
Interest Rates to Remain Low Until 2016 if the Fed's Yellen Has Her Way
Just When You Thought it Was Safe to Refinance: Mortgage Rates Today Hit Record Low
Certificate of Deposit Accounts FDIC Insured up to $50 Million
EverBank Money Market Account Yield 2.51%

Alternative Bank and Credit Union Offers to Explore

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Home Mortgage Rates and Refinance Rates 12/1/2010: 30 Year Conforming Mortgage Rates at 4.44%, 30 Year Jumbo Mortgage Rates at 4.95%
Paying Your Mortgage off Early
Small Business Savings Account Promotion 2.00% APY
The Housing Market is Back Thanks to Affordable Home Prices and Low Mortgage Rates Today
Brexit Sends Average 30 Year Mortgage Rates to New Low for 2016
Pittsburgh, Pennsylvania Savings Interest Account Rates and Money Market Account Rates: Top Savings Yield 2.00%
Bank CD Rates - Average CD Rates Down

South Bay Credit Union Reviews

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