South Bay Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare South Bay Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of South Bay Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySouth Bay Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at South Bay Credit Union? Share your experience about South Bay Credit Union by leaving a review below, or read customer reviews before you decide to use South Bay Credit Union. Overall, South Bay Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. South Bay Credit Union Redondo Beach 312 N Pacific Coast Hwy Redondo Beach, CA 90277 2837  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonBECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Signature® Cash Back
17.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
14.200%
$5,000 - $8,000
48 - 48
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Ultra Loan
13.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have South Bay Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: South Bay Credit Union
Website: https://southbaycu.com
Full Time Employees: 26Part Time Employees: 0 President: CHRIS OTEY CEO: PARIS CHEVALIER BOOCHEE Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
312 N Pacific Coast Hwy
Redondo Beach, CA 90277 2837 Phone Number: 310-374-3436 Fax Number: FinancialsTotal Assets:
153,120,332
Total Amount of Shares and Deposits:
137,212,789
Total Shares and Deposits < 1 Year:
136,794,979
Total Shares and Deposits 1 3 Years:
247,336
Total Shares and Deposits > 3 Years:
170,474
Total Interest Expense (Sum of items 6 8):
1,187,219
Share Certificates:
961
Number of Accounts for Share Drafts:
7,379
IRA KEOGH Accounts:
180
Number of Accounts for Regular Shares:
10,919
Money Market Shares:
278
Net Income (unless the amount is already included in Undivided Earnings):
364,927
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,367,886
Total Liabilities:
139,172,808
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for South Bay Credit Union yet. Feel free to create one below.
Add Your Rating and Review for South Bay Credit Union
Frequently Asked Questions About South Bay Credit UnionIs a member application needed to join South Bay Credit Union?Yes, to access services at South Bay Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, South Bay Credit Union provides a range of mortgage and home equity products. Is South Bay Credit Union a safe place to deposit money?Yes, South Bay Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does South Bay Credit Union offer online and mobile banking?Most modern institutions like South Bay Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.90%, 6-month CD rates at 0.25% and 3-month CD rates at 1.20%. Savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to 
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