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OKLAHOMAS

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OKLAHOMAS Rates & Review March 2026

Q: Is OKLAHOMAS a safe place to deposit money?

Yes, OKLAHOMAS is considered a safe financial institution. With a Texas Ratio of 1.2954979679428%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does OKLAHOMAS operate?

OKLAHOMAS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join OKLAHOMAS?

Yes, to access services at OKLAHOMAS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, OKLAHOMAS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, OKLAHOMAS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare OKLAHOMAS rates to other rates in our database, including 12-month share certificate rates currently at 0.10%, 6-month share certificate rates at 3.44% and 3-month share certificate rates at 0.20%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to OKLAHOMAS rates. MonitorBankRates evaluates the financial stability of OKLAHOMAS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates were last updated on 03/28/2026.

OKLAHOMAS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OKLAHOMAS? Share your experience about OKLAHOMAS by leaving a review below, or read customer reviews before you decide to use OKLAHOMAS.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.30%

Excellent Lower than avg

OKLAHOMAS
Capitol Headquarters

3001 N Lincoln Blvd
Oklahoma City, OK 73105

http://www.okcu.org

Current Rate Availability

We do not have OKLAHOMAS rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for OKLAHOMAS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather OKLAHOMAS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with OKLAHOMAS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name OKLAHOMAS

Website http://www.okcu.org

Address 3001 N Lincoln Blvd, Oklahoma City, OK 73105

Phone 405-606-6328

Fax 405-602-6337

President Justin Jones

CEO Luann Schmiedel

Full-Time Employees 148

Part-Time Employees 12

Branch Locations 7

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.30%

Return on Assets (ROA)

0.6048%

Return on Equity (ROE)

4.6886%

Non-Performing Loans Ratio (NPL)

0.24%

Total Assets

885,272,230

Total Amount of Shares and Deposits

705,575,824

Total Shares and Deposits < 1 Year

607,149,658

Total Shares and Deposits 1 3 Years

93,212,426

Total Shares and Deposits > 3 Years

5,213,740

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

217,903,070

Total Uninsured Shares and Deposits > $250K (F+J)

217,903,070

Total Insured Shares and Deposits > $250K (item 17 less item K)

487,672,754

Total Interest Expense (Sum of items 6 8)

14,943,923

Share Certificates

5,995

Number of Accounts for Share Drafts

21,848

IRA KEOGH Accounts

1,750

Number of Accounts for Regular Shares

59,006

Non Member Deposits

Money Market Shares

638

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

15,327,971

Total Liabilities

781,885,769

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for OKLAHOMAS yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About OKLAHOMAS

Is OKLAHOMAS a safe place to deposit money?

Yes, OKLAHOMAS is considered a safe financial institution. With a Texas Ratio of 1.2954979679428%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does OKLAHOMAS operate?

OKLAHOMAS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join OKLAHOMAS?

Yes, to access services at OKLAHOMAS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, OKLAHOMAS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, OKLAHOMAS provides members with tools to manage their accounts and build a solid financial history.

Does OKLAHOMAS offer online and mobile banking?

Most modern institutions like OKLAHOMAS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.okcu.org.