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South Side Community Federal Credit Union Rates and Review January 2026

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South Side Community Federal Credit Union12-month CD rates can be found at 2.55%, 6-month CD rates at 3.85% and 3-month CD rates at 3.00%. Savings rates are at 0.10% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to South Side Community Federal Credit Union rates.

Compare South Side Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of South Side Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

South Side Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at South Side Community Federal Credit Union? Share your experience about South Side Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use South Side Community Federal Credit Union.

Overall, South Side Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

South Side Community Federal Credit Union
Main Office
5401 S Wentworth Ave
Chicago, IL 60609 6349
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.05%
$100
Cash Rewards Checking
4.00%
$50
18-Month CD
3.80%
$1,000
48-Month CD
3.70%
$1,000
3-Month CD
3.65%
$1,000
48-Month CD
3.65%
$1,000
36-Month CD
3.60%
$1,000
60-Month CD
3.55%
$1,000
60-Month CD
3.50%
$25,000
12-Month CD
3.50%
$1,000
24-Month CD
3.50%
$1,000
36-Month CD
3.25%
$100
48-Month CD
3.25%
$1,000
12-Month CD
3.09%
$500
12-Month CD
3.03%
$250
36-Month CD
3.00%
$1,000
36-Month CD
2.85%
$1,000
18-Month CD
2.78%
$500
60-Month CD
2.36%
$500
Money Market
2.29%
$250
60-Month CD
2.27%
$500
18-Month CD
2.27%
$500
60-Month CD
2.25%
$1,500
60-Month CD
2.02%
$1,000
36-Month CD
1.51%
$2,500
18-Month CD
1.51%
$1,000
60-Month CD
1.50%
$500
60-Month CD
1.38%
$1,000
24-Month CD
1.35%
$500
36-Month CD
1.26%
$500
48-Month CD
1.25%
$1,000
24-Month CD
1.20%
$1,000
Kasasa Savings
1.00%
$25
36-Month CD
0.80%
$1,000
Money Market
0.75%
$2,500
Money Market
0.54%
$5,000
11-Month CD
0.50%
$500
Gold Money Market
0.50%
$2,500
12-Month CD
0.45%
$1,000
Money Market
0.35%
$2,500
Money Market
0.30%
$2,500
Business Money Market
0.25%
$100,000
12-Month CD
0.25%
$1,000
Savings
0.20%
$50
Savings
0.15%
$1
Regular Savings
0.15%
$100
Statement Savings
0.11%
$100
12-Month CD
0.10%
$1,000
MyLife Money Market
0.07%
$2,000
12-Month CD
0.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.858%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
15 Year Fixed
5.750%
6.062%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.173%
0.000
6.000%
6.035%
0.375
6.250%
6.355%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.500%
5.635%
0.000
5.375%
5.446%
0.000
15-Year Fixed
5.250%
5.513%
0.500
6.250%
6.434%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
20-Year Fixed
6.125%
6.201%
0.000
6.375%
6.556%
0.000
5.500%
5.567%
0.000
5.500%
5.739%
0.000
6.000%
6.085%
0.000
30-Year Fixed
5.500%
5.606%
0.750
15-Year Fixed
5.375%
5.431%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
30-Year Fixed
6.000%
6.218%
0.000
15-Year Fixed
5.625%
5.896%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.875%
5.907%
0.000
5.000%
5.055%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
565.625%
5.781%
0.875
15-Year Fixed
5.125%
5.180%
0.000
10 Year Fixed
5.750%
5.883%
0.000
10-Year Fixed
5.375%
5.540%
0.000
5.625%
5.691%
0.000
15-Year Fixed
5.125%
5.174%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.625%
5.787%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
5.875%
6.099%
0.000
5.875%
6.055%
0.000
30-Year Fixed
6.000%
6.046%
0.000
15-Year Fixed
5.750%
5.977%
0.000
6.250%
7.325%
0.000
15-Year Fixed
5.625%
5.750%
0.000
5.750%
6.078%
0.000
6.000%
6.310%
0.000
3-Year ARM
5.125%
5.911%
0.000
5.000%
5.128%
0.250
20-Year Fixed
5.750%
5.887%
0.000
3.990%
4.357%
0.750
30-Year Fixed
6.000%
6.138%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
10.150%
Visa Student Rewards Card
17.990%
VISA® Credit Cards
7.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum Preferred Student
17.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
18.000%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
14.000%
VISA® Gold
11.960%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum with Rewards
9.900%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
18.000%
Visa Classic Card
12.900%
No annual fee
VISA® Classic
12.960%
Platinum Secured Visa
8.750%
Visa Signature® Cash Back
17.750%
8.990% - 17.990%
Maximum limit of $30,000
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
18.000%
$0 - $500
5
10.250% - 17.950%
$0
1 - 36
Personal Loan
11.000%
$0
1 - 12
Personal Loans
11.000%
$0
37 - 60
13.740%
$5,000
60 - 60
13.240%
$0
48
Technology Loan
9.750%
$0
36
Personal Line of Credit
16.240%
$0
60
Personal/Signature
10.990%
$0
24 - 36
8.990% - 17.990%
$0
11.990%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
8.990% - 18.000%
$0 - $30,000
72
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
13.450%
$0
12.990%
$0
13 - 60
Personal Lines of Credit
11.900% - 19.400%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
14.990%
$0
25 - 36
Personal Loan
11.760%
$0
14.200%
$5,000 - $8,000
48 - 48
10.990%
$0 - $10,000
60 - 60
Consolidation Loans
14.850%
$0
37 - 60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Signature Loans
12.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have South Side Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: South Side Community Federal Credit Union
Full Time Employees: 4
Part Time Employees: 1
President: Byron Jones
CEO: Gregg Brown
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
5401 S Wentworth Ave
Chicago, IL 60609 6349
Phone Number: 773-548-5500
Fax Number: 773-548-5533

Financials

Total Assets:
5,377,038
Total Amount of Shares and Deposits:
4,138,589
Total Shares and Deposits < 1 Year:
4,138,588
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,138,589
Total Interest Expense (Sum of items 6 8):
18,277
Share Certificates:
11
Number of Accounts for Share Drafts:
325
IRA KEOGH Accounts:
11
Number of Accounts for Regular Shares:
1,167
All other shares:
10
Non Member Deposits:
3
Net Income (unless the amount is already included in Undivided Earnings):
-27,600
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
770,017
Total Liabilities:
4,497,735
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About South Side Community Federal Credit Union

Is a member application needed to join South Side Community Federal Credit Union?

Yes, to access services at South Side Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, South Side Community Federal Credit Union provides a range of mortgage and home equity products.

Is South Side Community Federal Credit Union a safe place to deposit money?

Yes, South Side Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does South Side Community Federal Credit Union offer online and mobile banking?

Most modern institutions like South Side Community Federal Credit Union provide digital access including online balance checks and transfers.

Current South Side Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions