MonitorBankRates
  1. Home
  2. Credit Unions
  3. Community Financial Credit Union Plymouth, MI
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Community Financial Credit Union Plymouth, MI Rates & Review April 2026

Community Financial Credit Union Plymouth, MI's 13-Month Special CD with Direct Deposit rates are at 3.75%, 7-Month Special CD with Direct Deposit rates are at 3.75%, 7-month CD Special rates are at 3.75%, 13-Month Special CD without Direct Deposit rates are at 3.25%, 7-Month Special CD without Direct Deposit rates are at 3.25%. Community Financial Credit Union Plymouth, MI's savings rates are at 10.00%. Community Financial Credit Union Plymouth, MI's money market rates are at 1.10%. MonitorBankRates evaluates the financial stability of Community Financial Credit Union Plymouth, MI with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.20%. Rates were last updated on 04/19/2026.

Community Financial Credit Union Plymouth, MI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Financial Credit Union Plymouth, MI? Share your experience about Community Financial Credit Union Plymouth, MI by leaving a review below, or read customer reviews before you decide to use Community Financial Credit Union Plymouth, MI.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.20%
Excellent Higher than avg
Community Financial Credit Union Plymouth, MI
CORPORATE OFFICE PLYMOUTH
500 S HARVEY ST
PLYMOUTH, MI 48170 1759
https://www.cfcu.org
Member NCUA

Community Financial Credit Union Plymouth, MI CD Rates

Product Rate APY Term View More
13-Month Special Certificate with Direct Deposit 3.70% 3.75% 13
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
7-Month Special Certificate with Direct Deposit 3.70% 3.75% 7
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
7-month CD Special - 3.75% 7-month
Details CloseEnuffTM direct deposit
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
13-Month Special Certificate without Direct Deposit 3.21% 3.25% 13
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
7-Month Special Certificate without Direct Deposit 3.21% 3.25% 7
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%

Community Financial Credit Union Plymouth, MI Savings Rates

Product Rate APY View More
High Yield Savings - 10.00%
Details Qualifying balance up to $1,000.00
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%

Community Financial Credit Union Plymouth, MI Money Market Rates

Product Rate APY View More
Money Market 4.12% 4.20%
Min Balance $5,000,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 3.45% 3.50%
Min Balance $1,000,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 3.20% 3.25%
Min Balance $500,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 2.47% 2.50%
Min Balance $250,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 1.98% 2.00%
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 1.69% 1.70%
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 1.59% 1.60%
Min Balance $25,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 1.29% 1.30%
Min Balance $15,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%
Money Market 1.10% 1.10%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.20%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Community Financial Credit Union Plymouth, MI is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Financial Credit Union Plymouth, MI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Financial Credit Union Plymouth, MI's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Financial Credit Union Plymouth, MI
Address 500 S HARVEY ST, PLYMOUTH, MI 48170 1759
Phone 734-453-1200
Fax 734-453-8913
President Teresa Kuehn
CEO Tansley Stearns
Full-Time Employees 336
Part-Time Employees 6
Branch Locations 13
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.20%
Return on Assets (ROA)
0.2134%
Return on Equity (ROE)
2.0255%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
1,482,056,487
Total Amount of Shares and Deposits
1,322,795,680
Total Shares and Deposits < 1 Year
1,274,100,873
Total Shares and Deposits 1 3 Years
48,514,394
Total Shares and Deposits > 3 Years
180,412
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
131,206,990
Total Uninsured Shares and Deposits > $250K (F+J)
131,206,990
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,191,588,690
Total Interest Expense (Sum of items 6 8)
21,373,901
Share Certificates
10,915
Number of Accounts for Share Drafts
55,853
IRA KEOGH Accounts
1,746
Number of Accounts for Regular Shares
137,742
All other shares
599
Non Member Deposits
7
Money Market Shares
8,933
Net Income (unless the amount is already included in Undivided Earnings)
472,804
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,265,667
Total Liabilities
1,328,676,487
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Community Financial Credit Union Plymouth, MI yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Community Financial Credit Union Plymouth, MI
Your Name:
Your Rating:

Frequently Asked Questions About Community Financial Credit Union Plymouth, MI

Is Community Financial Credit Union Plymouth, MI a safe place to deposit money?

Yes, Community Financial Credit Union Plymouth, MI is considered a safe financial institution. With a Texas Ratio of 8.2003539732841%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Financial Credit Union Plymouth, MI operate?

Community Financial Credit Union Plymouth, MI currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Financial Credit Union Plymouth, MI?

Yes, to access services at Community Financial Credit Union Plymouth, MI, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Financial Credit Union Plymouth, MI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Financial Credit Union Plymouth, MI provides members with tools to manage their accounts and build a solid financial history.

Does Community Financial Credit Union Plymouth, MI offer online and mobile banking?

Most modern institutions like Community Financial Credit Union Plymouth, MI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cfcu.org.

Current Community Financial Credit Union Plymouth, MI Rates

  • 12-Month CD3.25%
  • Savings10.00%
  • MMA1.10%
Retrieved from our database of financial products. Rates subject to change.