What are the current interest rates at ORSA Credit Union?

Current rates for ORSA Credit Union include: 12-Month CD: 3.75%, Savings: 10.00%

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ORSA Credit Union

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ORSA Credit Union Rates & Review May 2026

Q: How many branches does ORSA Credit Union operate?

ORSA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join ORSA Credit Union?

Yes, to access services at ORSA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, ORSA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, ORSA Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

ORSA Credit Union's 13-month Special CD rates are at 3.75%, 7-month Special CD rates are at 3.75%. ORSA Credit Union's savings rates are at 10.00%. MonitorBankRates evaluates the financial stability of ORSA Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.20%. Rates were last updated on 05/12/2026.

ORSA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ORSA Credit Union? Share your experience about ORSA Credit Union by leaving a review below, or read customer reviews before you decide to use ORSA Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.20%

Excellent Higher than avg

ORSA Credit Union
CORPORATE OFFICE PLYMOUTH

500 S HARVEY ST
PLYMOUTH, MI 48170 1759

https://orsacu.org/

ORSA Credit Union CD Rates

Product	Rate	APY	Term
13-month Special CD	-	3.75%	13
Details CloseEnuffTM direct deposit! Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
7-month Special CD	-	3.75%	7
Details CloseEnuffTM direct deposit! Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%

ORSA Credit Union Savings Rates

Product	Rate	APY	View More
High Yield Savings	-	10.00%
Details Qualifying balance up to $1,000.00 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for ORSA Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather ORSA Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ORSA Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ORSA Credit Union

Website https://orsacu.org/

Address 500 S HARVEY ST, PLYMOUTH, MI 48170 1759

Phone 734-453-1200

Fax 734-453-8913

President Teresa Kuehn

CEO Tansley Stearns

Full-Time Employees 336

Part-Time Employees 6

Branch Locations 13

ATM Locations 16

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.20%

Return on Assets (ROA)

0.2134%

Return on Equity (ROE)

2.0255%

Non-Performing Loans Ratio (NPL)

0.98%

Total Assets

1,482,056,487

Total Amount of Shares and Deposits

1,322,795,680

Total Shares and Deposits < 1 Year

1,274,100,873

Total Shares and Deposits 1 3 Years

48,514,394

Total Shares and Deposits > 3 Years

180,412

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

131,206,990

Total Uninsured Shares and Deposits > $250K (F+J)

131,206,990

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,191,588,690

Total Interest Expense (Sum of items 6 8)

21,373,901

Share Certificates

10,915

Number of Accounts for Share Drafts

55,853

IRA KEOGH Accounts

1,746

Number of Accounts for Regular Shares

137,742

All other shares

599

Non Member Deposits

Money Market Shares

8,933

Net Income (unless the amount is already included in Undivided Earnings)

472,804

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

53,265,667

Total Liabilities

1,328,676,487

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About ORSA Credit Union

How many branches does ORSA Credit Union operate?

ORSA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ORSA Credit Union?

Yes, to access services at ORSA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ORSA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ORSA Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does ORSA Credit Union offer online and mobile banking?

Most modern institutions like ORSA Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://orsacu.org/.