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 St Vincents Medical Center Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 7, 2026
St Vincents Medical Center Federal Credit Union's 24 CDs rates are at 1.25%, 12 CDs rates are at 1.00%, 6 CDs rates are at 0.75%, 3 CDs rates are at 0.50%. St Vincents Medical Center Federal Credit Union's Personal Loan Rates are at 12.10%. MonitorBankRates evaluates the financial stability of St Vincents Medical Center Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.72%. Rates were last updated on 05/07/2026. St Vincents Medical Center Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Vincents Medical Center Federal Credit Union? Share your experience about St Vincents Medical Center Federal Credit Union by leaving a review below, or read customer reviews before you decide to use St Vincents Medical Center Federal Credit Union. St Vincents Medical Center Federal Credit Union
credit union 2800 Main St
http://www.svmcfcu.org/ Bridgeport, CT 06606 
St Vincents Medical Center Federal Credit Union CD Rates
St Vincents Medical Center Federal Credit Union Home Equity & HELOC
St Vincents Medical Center Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for St Vincents Medical Center Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather St Vincents Medical Center Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with St Vincents Medical Center Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
St Vincents Medical Center Federal Credit Union
Website
http://www.svmcfcu.org/
Address
2800 Main St,
Bridgeport, CT 06606
Phone
203-576-5588
Fax
203-576-5855
President
Harlan Madnick
CEO
Mary Jean Terrell
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.72%
Return on Assets (ROA)
-0.3523%
Return on Equity (ROE)
-3.7460%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
21,085,459
Total Amount of Shares and Deposits
20,255,479
Total Shares and Deposits < 1 Year
15,083,716
Total Shares and Deposits 1 3 Years
5,171,762
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
168,478
Total Uninsured Shares and Deposits > $250K (F+J)
168,478
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,087,001
Total Interest Expense (Sum of items 6 8)
164,332
Share Certificates
18
Number of Accounts for Share Drafts
810
Number of Accounts for Regular Shares
1,642
All other shares
495
Non Member Deposits
50
Money Market Shares
71
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
821,217
Total Liabilities
20,384,266
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Add Your Rating and Review for St Vincents Medical Center Federal Credit Union
Frequently Asked Questions About St Vincents Medical Center Federal Credit UnionHow many branches does St Vincents Medical Center Federal Credit Union operate?St Vincents Medical Center Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join St Vincents Medical Center Federal Credit Union?Yes, to access services at St Vincents Medical Center Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, St Vincents Medical Center Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, St Vincents Medical Center Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does St Vincents Medical Center Federal Credit Union offer online and mobile banking?Most modern institutions like St Vincents Medical Center Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.svmcfcu.org/. Compare to Other Credit Unions
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