St Joe Valley Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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St Joe Valley Credit Union12-month CD rates can be found at 3.03%, 6-month CD rates at 4.07% and 3-month CD rates at 0.75%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.48%. Credit Card rates are at 15.20%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates which you can compare to St Joe Valley Credit Union rates.

Compare St Joe Valley Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of St Joe Valley Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

St Joe Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at St Joe Valley Credit Union? Share your experience about St Joe Valley Credit Union by leaving a review below, or read customer reviews before you decide to use St Joe Valley Credit Union.

Overall, St Joe Valley Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
St Joe Valley Credit Union
St Joe Valley Credit Union
129 S 9th St
St Maries, ID 83861
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare St Joe Valley Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
Money Market
4.51%
$25,000
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD
4.30%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
12-Month CD
4.25%
$500
Raymond James
12-Month CD
4.25%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
24-Month CD
4.00%
$1,000
PCSB Bank
PCSB Bank
12-Month CD
4.00%
$500
UniBank
UniBank
3-Month CD
4.00%
$1,000
Cendera Bank
Cendera Bank
24-Month CD
3.80%
$1,000
The MINT National Bank
The MINT National Bank
18-Month CD
3.75%
$10,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
12-Month CD
3.65%
$25,000
Nebraska Bank
Nebraska Bank
36-Month CD
3.65%
$500
Murphy Bank
Murphy Bank
24-Month CD (Jumbo)
3.40%
$10,000
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
Community Bank of Marshall
Community Bank of Marshall
60-Month CD
3.28%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
Lighthouse Money Market
2.79%
$250,000
M.Y. Safra Bank
M.Y. Safra Bank
18-Month CD
2.75%
$500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
48-Month CD
2.52%
$500
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.52%
$500
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
2.52%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
The Bank of Landisburg
The Bank of Landisburg
18-Month CD
2.42%
$1,000
Fayetteville Bank
Fayetteville Bank
60-Month CD
2.25%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
Monster Savings
2.24%
$250
Northwestern Bank
Northwestern Bank
18-Month CD
2.17%
$1,000
FSB Holton, KS
FSB Holton, KS
60-Month CD
2.16%
$500
Delaware NB of Delhi
Delaware NB of Delhi
24-Month CD
2.12%
$100
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
36-Month CD
2.05%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
12-Month CD
1.83%
$2,500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
24-Month CD
1.76%
$1,000
Westside State Bank
Westside State Bank
36-Month CD
1.55%
$500
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
FNB of Hope
36-Month CD
1.46%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
36-Month CD
1.26%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
Brenham National Bank
Brenham National Bank
12-Month CD
0.50%
$1,000
Bank Northwest
Bank Northwest
Northwest Heritage Savings
0.45%
$0
FCNB of St. Paris
Statement Savings
0.45%
$50
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
3-Month CD
0.30%
$500
Ulster Savings Bank
Ulster Savings Bank
12-Month CD
0.25%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Kasasa Savings
0.20%
$25
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
National Bank of Coxsackie
National Bank of Coxsackie
24-Month CD
0.20%
$500
Altoona First Savings Bank
Altoona First Savings Bank
18-Month CD
0.20%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
Statement Savings
0.10%
$10
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Prime Savings
0.10%
$50
Bank Forward
Bank Forward
Interest Checking
0.10%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare St Joe Valley Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.375%
5.507%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.500%
5.756%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.625%
5.795%
0.500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.750%
5.799%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.875%
5.894%
0.125
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30-Year Fixed
5.875%
6.022%
0.000
Investment Savings Bank
Investment Savings Bank
20-Year Fixed
6.000%
6.083%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.875%
6.100%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
5.875%
6.109%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30 Year Fixed
6.125%
6.176%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.125%
6.260%
0.000
First Ohio Community Federal Credit Union
First Ohio Community Federal Credit Union
15 Year Fixed
6.000%
6.264%
0.125
1st United Credit Union
1st United Credit Union
7/1 ARM
6.250%
6.292%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.125%
6.303%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
Abri Credit Union
Abri Credit Union
15-Year Fixed
6.125%
6.320%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
10/6 ARM
5.875%
6.335%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.375%
6.441%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.375%
6.466%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare St Joe Valley Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare St Joe Valley Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have St Joe Valley Credit Union rate data right now, check back for updates, we are adding rates all the time.

St Joe Valley Credit Union Information

Credit Union Name: St Joe Valley Credit Union
Full Time Employees: 4
Part Time Employees: 3
President: Dale Hill
CEO: Gloria Rauch
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
129 S 9th St
St Maries, ID 83861
Phone Number: 208-245-4231
Fax Number: 208-245-5341

St Joe Valley Credit Union Financials

Total Assets:
12,998,492
Total Amount of Shares and Deposits:
11,763,672
Total Shares and Deposits < 1 Year:
11,016,384
Total Shares and Deposits 1 3 Years:
747,288
Total Interest Expense (Sum of items 6 8):
9,771
Share Certificates:
30
Number of Accounts for Share Drafts:
475
IRA KEOGH Accounts:
13
Number of Accounts for Regular Shares:
1,137
All other shares:
163
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,232,261
Total Liabilities:
11,836,772
Show More

St Joe Valley Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Teachers Federal Credit Union (TFCU) is advertising four different types of savings accounts and a money market account. The savings account include a Share Savings Account, an IRA Savings Account, a Vacation Savings Account and a Holiday Savings Account.

CD rates continue to inch higher this month as the top 1 year CD rate on our rate list increased from 1.35% to 1.40%. We might see the best 1 year CD rates move above 1.50 percent in the coming week if the Fed increases the fed funds rate. Recent comments by the Fed officials pretty much guarantee a rate hike. 

Central Bank, a small bank in Tampa, Florida, has a really great CD deal right now. Central Bank's best deal is on their 7 month Advantage CD that has a CD rate of 1.34% and an APY of 1.35%. You must open an account with at least $10,000 of "new funds" to earn the rate and yield. New funds meaning money not already on deposit at Central Bank.

Bank or Credit Union Offers and Deals

Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11%
Mortgage Rates: 30 Year Mortgage Rates Down to 5.00%
Best 12-Month CD Rates - December 2018
Today's Mortgage Rates Up from Record Lows Caused Mortgage Loan Demand to Drop
$200 in Bonuses with PNC Bank’s Virtual Wallet Checking Pro Accounts
New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33%
Auto Loan Rates This Week: Average Rates Mixed, 3 Year Loans for New Autos Lower and 4 Year Loans Higher
Today’s Refinancing Rates and Home Loan Rates: Rates on 30 Year Jumbo Mortgages Averaging 5.37%
CD Rates for December 24th, 2019
Mortgage Rates This Morning Feb 8: 15 Year Jumbo Mortgage Rates and Refinance Rates Averaging 4.85%

Alternative Bank and Credit Union Offers to Explore

CD Rates at Allegany County Teachers Federal Credit Union
New Credit Card Rules Take Effect
Mortage Rates Today Help Continued Gradual Healing of Housing Market
USAA CD Rates Move Higher
This Week's Best CD Rates on 1 Year, 2 Year and 5 Year Certificates of Deposit
Mortgage Rates Fall - Average 30 Year Mortgage Rates Today at 3.74 Percent
Mortgage Rates are Higher Once Again in MBA Mortgage Survey: 30 Year Mortgage Rates at 4.84%, 15 Year Mortgage Rates at 4.21%
Ally Bank CD Rates Lowered
Best Car Insurance Rates
Saving on Health Care Costs

St Joe Valley Credit Union Reviews

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