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Priority First Federal Credit Union Rates & Review September 2026

Priority First Federal Credit Union's 24 Month CD rates are at 4.15%, IRA CDs 24 month rates are at 4.15%, 12 Month CD rates are at 3.75%, IRA CDs 12 month rates are at 3.75%, 36 Month CD rates are at 3.50%. Priority First Federal Credit Union's savings rates are at 0.40%. Priority First Federal Credit Union's Personal Loan Rates are as low as 9.25%. Priority First Federal Credit Union's Credit Card Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Priority First Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.91%. Rates last updated and verified on 09/21/2026.

Priority First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Priority First Federal Credit Union? Share your experience about Priority First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Priority First Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.91%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Priority First Federal Credit Union
Indiana Office
1002 Philadelphia St
Indiana, PA 15701
https://www.priorityfirstfcu.org
Member NCUA

Priority First Federal Credit Union CD Rates

Product Rate APY Term View More
24 Month Share Certificate 4.09% 4.15% 24 month
Min Deposit $500
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Account's Term; Rate Type: Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Share Certificates 24 month 4.09% 4.15% 24 month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
12 Month Share Certificate 3.70% 3.75% 12 month
Min Deposit $500
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Account's Term; Rate Type: Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Share Certificates 12 month 3.70% 3.75% 12 month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
36 Month Share Certificate 3.46% 3.50% 36 month
Min Deposit $500
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Account's Term; Rate Type: Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
6 Month Share Certificate 3.46% 3.50% 6 month
Min Deposit $500
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Account's Term; Rate Type: Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Share Certificates 36 month 3.46% 3.50% 36 month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
60 Month Share Certificate 3.21% 3.25% 60 month
Min Deposit $500
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Account's Term; Rate Type: Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
IRA Share Certificates 60 month 3.21% 3.25% 60 month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Priority First Federal Credit Union Savings Rates

Product Rate APY View More
IRA Share Savings 0.40% 0.40%
Min Deposit $1
Min Balance $5
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Quarterly(Calendar); Balance Method to Calculate Dividends: Daily Balance; Account Transfer - Limitations Apply
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Christmas Club Account 0.20% 0.20%
Min Deposit $1
Min Balance $5
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Quarterly(Calendar); Balance Method to Calculate Dividends: Daily Balance; Account Transfer - Limitations Apply
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Vacation Club Account 0.15% 0.15%
Min Deposit $1
Min Balance $5
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Quarterly(Calendar); Balance Method to Calculate Dividends: Daily Balance; Account Transfer - Limitations Apply
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Priority First Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 4.99% 5 year
Details As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Home Equity Loan - - 5.99% 10 year
Details As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Home Equity Loan - - 6.49% 15 year
Details As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Home Equity Line of Credit - - 6.75% 10 year draw period
Details As low as
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Priority First Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New 2026 - 2024 Auto Loan - - 4.49% up to 60 months
Details As Low As; Model Year: New 2026 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
New 2026 - 2024 Auto Loan - - 4.49% up to 75 months
Details As Low As; Model Year: New 2026 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
New 2026 - 2024 Auto Loan - - 4.49% up to 78 months
Details As Low As; Model Year: New 2026 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used 2026 - 2022 Auto Loan - - 4.74% 60-63 months
Details As Low As; Model Year: Used 2026 - 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used 2026 - 2022 Auto Loan - - 4.74% up to 66 months
Details As Low As; Model Year: Used 2026 - 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used 2026 - 2022 Auto Loan - - 4.74% up to 72 months
Details As Low As; Model Year: Used 2026 - 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used Auto Loan - - 4.74% 60-63 months
Details As Low As; Model Year: Used 2026 - 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used Auto Loan - - 4.74% up to 66 months
Details As Low As; Model Year: Used 2026 - 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used Auto Loan - - 4.74% up to 72 months
Details As Low As; Model Year: Used 2026 - 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Auto Loan - - 4.99% up to 60 months
Details As Low As; Model Year: 2021 - 2020
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Auto Loan - - 6.74% up to 60 months
Details As Low As; Model Year: 2019 - 2018
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Auto Loan - - 6.99% up to 48 months
Details As Low As; Model Year: 2017 & Older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Vehicle Loan - - 9.95%
Details Published APR range: As low as 9.95%. All posted loan rates (excluding home equities, HELOCS, Visa, share secured, and loan specials) include a 1/4 (.25%) discount for automatic deduction of the payment from a Priority First Federal Credit Union deposit account with e-statements. Other rates and terms available. Rates shown are for qualified borrowers and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Priority First Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
ATV, Non-Street Legal Motorcycles, Tractors & Cargo Trailers Loan - 7.24% up to 60 months
Details As Low As; Model Year: 2026 - 2023
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
ATV, Non-Street Legal Motorcycles, Tractors & Cargo Trailers Loan - 7.49% up to 48 months
Details As Low As; Model Year: 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
ATV, Non-Street Legal Motorcycles, Tractors & Cargo Trailers Loan - 7.75% 66 months
Details As Low As; Model Year: 2026 - 2023
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
ATV, Non-Street Legal Motorcycles, Tractors & Cargo Trailers Loan - 7.99% 60 months
Details As Low As; Model Year: 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
ATV, Non-Street Legal Motorcycles, Tractors & Cargo Trailers Loan - 8.24% 66 months
Details As Low As; Model Year: 2022
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
New RV Loan - 9.24% up to 60 months
Details As Low As; Model Year: New
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
New RV Loan - 9.49% 61 - 84 months
Details As Low As; Model Year: New
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used RV Loan - 9.74% up to 60 months
Details As Low As; Model Year: Used
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Used RV Loan - 9.99% 61 - 84 months
Details As Low As; Model Year: Used
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Priority First Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Platinum Credit Card - 8.90%
Details As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Priority First Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.25% up to 36 months
Details As low as
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Personal Loan 10.00% 37 - 60 months
Details As low as
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%
Personal Loan 11.00% 61 - 84 months
Details As low as
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.91%

Financial Health History

Priority First Federal Credit Union’s Texas Ratio fell from 5.12% in Q2 2023 to 2.91% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.5% 3.0★ 5.2% 4.0★ 6.9% 5.0★ Healthy zone – entire history below the 15% limit 5.12% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.91% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$179M2.91%5.0A+
December 31, 2025$171M3.45%5.0A+
September 30, 2025$166M2.80%5.0A+
June 30, 2025$163M3.61%5.0A+
March 31, 2025$160M1.84%5.0A+
December 31, 2024$155M3.38%5.0A+
September 30, 2024$152M3.90%5.0A+
June 30, 2024$151M3.25%5.0A+
March 31, 2024$140M2.64%5.0A+
December 31, 2023$133M4.18%5.0A+
September 30, 2023$131M4.69%5.0A+
June 30, 2023$131M5.12%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Priority First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Priority First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Priority First Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Priority First Federal Credit Union
Address 1002 Philadelphia St, Indiana, PA 15701
Phone 814-371-4817
Fax 814-371-2152
President Mark Adams
CEO Alan Clouse
Full-Time Employees 40
Part-Time Employees 5
Branch Locations 7
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.91%
Return on Assets (ROA)
0.3797%
Return on Equity (ROE)
3.1004%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
179,394,195
Total Amount of Shares and Deposits
156,746,925
Total Shares and Deposits < 1 Year
152,369,788
Total Shares and Deposits 1 3 Years
3,427,218
Total Shares and Deposits > 3 Years
949,919
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,731,185
Total Uninsured Shares and Deposits > $250K (F+J)
2,731,185
Total Insured Shares and Deposits > $250K (item 17 less item K)
154,015,740
Total Interest Expense (Sum of items 6 8)
522,211
Share Certificates
1,761
Number of Accounts for Share Drafts
8,314
IRA KEOGH Accounts
291
Number of Accounts for Regular Shares
19,246
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
44,211,314
Total Liabilities
157,243,486
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Priority First Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/priority-first-federal-credit-union-rates-review-19655">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Priority First Federal Credit Union yet. Feel free to create one below.
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Priority First Federal Credit Union

How many branches does Priority First Federal Credit Union operate?

Priority First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Priority First Federal Credit Union?

Yes, to access services at Priority First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Priority First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Priority First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Priority First Federal Credit Union offer online and mobile banking?

Most modern institutions like Priority First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.priorityfirstfcu.org.

Current Priority First Federal Credit Union Rates

  • 12-Month CD3.75%
  • 24-Month CD4.15%
  • 60-Month CD3.25%
  • Savings0.40%
Retrieved from our database of financial products. Rates subject to change.