State Employees Community Credit Union Rates and Review January 2026
Compare State Employees Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of State Employees Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityState Employees Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at State Employees Community Credit Union? Share your experience about State Employees Community Credit Union by leaving a review below, or read customer reviews before you decide to use State Employees Community Credit Union. Overall, State Employees Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. State Employees Community Credit Union 4500 College Avenue 4500 College Ave Ste 200 Alton, IL 62002 5013  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Visa
8.750%
Security Service Power MasterCard
12.740% - 18.000%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidation
13.990%
$0
1 - 72
Personal Loans
13.240%
$0 - $2,000
36 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have State Employees Community Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: State Employees Community Credit Union
Full Time Employees: 3Part Time Employees: 0 President: Melissa Bock CEO: SAMANTHA HARVEY Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
4500 College Ave Ste 200
Alton, IL 62002 5013 Phone Number: 618-462-5229 Fax Number: 618-465-5143 FinancialsTotal Assets:
6,547,608
Total Amount of Shares and Deposits:
5,277,501
Total Shares and Deposits < 1 Year:
5,037,837
Total Shares and Deposits 1 3 Years:
113,112
Total Shares and Deposits > 3 Years:
126,551
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
55,073
Total Uninsured Shares and Deposits > $250K (F+J):
55,073
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,222,428
Total Interest Expense (Sum of items 6 8):
23,368
Share Certificates:
10
Number of Accounts for Share Drafts:
420
Number of Accounts for Regular Shares:
993
All other shares:
88
Net Income (unless the amount is already included in Undivided Earnings):
8,316
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,379,870
Total Liabilities:
5,288,833
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About State Employees Community Credit UnionIs a member application needed to join State Employees Community Credit Union?Yes, to access services at State Employees Community Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, State Employees Community Credit Union provides a range of mortgage and home equity products. Is State Employees Community Credit Union a safe place to deposit money?Yes, State Employees Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does State Employees Community Credit Union offer online and mobile banking?Most modern institutions like State Employees Community Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.24%, 6-month CD rates at 2.00% and 3-month CD rates at 3.80%. Savings rates are at 1.91% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 15.40%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
