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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 BSE Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
BSE Credit Union's 12 Month CDs rates are at 0.02%, 6 Month CDs rates are at 0.02%. BSE Credit Union's savings rates are at 0.01%. BSE Credit Union's Credit Card Rates are at 10.99%. MonitorBankRates evaluates the financial stability of BSE Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates were last updated on 03/25/2026. BSE Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BSE Credit Union? Share your experience about BSE Credit Union by leaving a review below, or read customer reviews before you decide to use BSE Credit Union. 
BSE Credit Union CD Rates
BSE Credit Union Savings Rates
BSE Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BSE Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BSE Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BSE Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BSE Credit Union
Website
https://bsecu.org
Address
19249 Bagley Rd,
Cleveland, OH 44130 3315
Phone
440-243-9180
Fax
440-243-5638
President
Tim Gerding
CEO
Diana Larsen
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.10%
Return on Assets (ROA)
0.2308%
Return on Equity (ROE)
2.3856%
Non-Performing Loans Ratio (NPL)
0.03%
Total Assets
17,429,472
Total Amount of Shares and Deposits
15,444,516
Total Shares and Deposits < 1 Year
15,444,516
Total Interest Expense (Sum of items 6 8)
18,963
Share Certificates
68
Number of Accounts for Share Drafts
472
IRA KEOGH Accounts
18
Number of Accounts for Regular Shares
2,325
All other shares
466
Net Income (unless the amount is already included in Undivided Earnings)
40,223
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
143,102
Total Liabilities
15,750,252
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About BSE Credit UnionIs BSE Credit Union a safe place to deposit money?Yes, BSE Credit Union is considered a safe financial institution. With a Texas Ratio of 0.097211299049002%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does BSE Credit Union operate?BSE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BSE Credit Union?Yes, to access services at BSE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BSE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BSE Credit Union provides members with tools to manage their accounts and build a solid financial history. Does BSE Credit Union offer online and mobile banking?Most modern institutions like BSE Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://bsecu.org. Current BSE Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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