State Employees Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

State Employees Credit Union

Compare State Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of State Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at State Employees Credit Union? Share your experience about State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use State Employees Credit Union.

Overall, State Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.26%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.29%

Savings

N/A

0.63%

MMA

N/A

0.88%

30-Year Fixed

6.59%

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

State Employees Credit Union
Corporate Office

1611 Calle Lorca
Santa Fe, NM 87505

https://www.secunm.org

MonitorBankRates' Rating

5/5

★★★★★

Review State Employees Credit Union

Compare State Employees Credit Union Rates with Other Competitive Bank and Credit Union Rates

Guardian Credit Union Montgomery, AL

RoundUp Savings

5.10%

EagleBank

24-Month CD

4.45%

$1,000

T Bank

12-Month CD

4.40%

$1,000

America First Federal Credit Union

12-Month CD

4.35%

$500

Bank of the Flint Hills

24-Month CD

4.25%

$500

Customers Bank

Yield Shield Savings

4.23%

$25,000

FinWise Bank

36-Month CD

4.00%

$500

Communitywide Federal Credit Union

36-Month CD

3.80%

$1,000

MountainOne Bank

6-Month CD

3.75%

$1,000

First National Bank in Philip

12-Month CD

3.60%

$1,000

Kearney Trust Company

30-Month CD

3.56%

$100

First Missouri State Bank of Cape County

12-Month CD

3.50%

$1,000

Acadia Federal Credit Union

48-Month CD

3.50%

$1,000

Thayer County Bank

12-Month CD

3.45%

$2,500

Beal Bank

24-Month CD

3.45%

$1,000

Pathway Bank

60-Month CD

3.40%

$1,000

First United Bank Dimmitt, TX

60-Month CD (Jumbo)

3.10%

$100,000

Frost Bank

6-Month CD

3.05%

$1,000

Pioneer Bank Mapleton, MN

48-Month CD

3.00%

$500

Eclipse Bank

24-Month CD

3.00%

$1,000

Heritage Bank N.A.

48-Month CD

2.90%

$75,000

1st Northern California Credit Union

24-Month CD

2.79%

$1,000

Homewood Federal SB

60-Month CD

2.75%

$500

Arundel Federal Savings Bank

84-Month CD

2.75%

$10,000

First Southern Bank

60-Month CD

2.51%

$1,000

Bath Savings Institution

18-Month CD

2.43%

$500

Fidelity Bank West Memphis, AR

3-Month CD

2.25%

$500

Union County Savings Bank Elizabeth, NJ

36-Month CD

2.25%

$500

1st University Credit Union

24-Month CD

2.02%

$1,000

Bank of Pensacola

Money Market

2.00%

$2,500

Essex Savings Bank

18-Month CD

1.79%

$500

State Bank Waterloo, IL

Cash Rewards Checking

1.75%

$50

Clay County Savings Bank

24-Month CD

1.53%

$500

La Salle State Bank

18-Month CD

1.51%

$1,000

First National Bank of Clarksdale

12-Month CD

1.50%

$500

RBT Rollstone B&T

48-Month CD

1.25%

$500

Pineries Bank

3-Month CD

1.00%

$500

First Security State Bank Evansdale, IA

24-Month CD

0.95%

$1,000

Greenfield Co-operative Bank

60-Month CD

0.90%

$500

Spencer Savings Bank

60-Month CD

0.65%

$1,000

Lincoln Bank of Hodgenville

18-Month CD

0.50%

$500

Grand Rapids SB

36-Month CD

0.45%

$1,000

Farmers State Bank Wathena, KS

18-Month CD

0.45%

$500

Citizens State Bank Cadott, WI

18-Month CD

0.35%

$1,000

Abington Bank

30-Month CD

0.35%

$1,000

First Federal S&L of Lorain

36-Month CD

0.30%

$250

First Federal S&L of Van Wert

Money Market

0.25%

$5,000

Heartland State Bank Edgeley, ND

Super NOW Checking

0.20%

$2,500

Gouverneur S&L

Passbook Savings

0.10%

$10

Luana Savings Bank

Regular Savings

0.05%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Employees Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

Geddes Federal S&L

15-Year Fixed Bi-weekly

5.994%

5.875%

0.000

American Bank, N.A. Le Mars, IA

15-Year Fixed

5.875%

5.962%

0.500

Norfolk Community Federal Credit Union

10 Year Fixed

5.875%

6.020%

0.250

First Citizens Federal Credit Union

30 Year Fixed

6.000%

6.067%

0.000

Consumers Credit Union

15-Year Fixed

5.875%

6.070%

0.625

Mid-Atlantic Federal Credit Union

7/6 ARM

6.125%

6.144%

0.000

Mid Oregon Federal Credit Union

15 Year Fixed

5.875%

6.148%

0.250

Aberdeen Proving Ground FCU

20-Year Fixed

6.000%

6.152%

0.125

JTNB

20-Year Fixed

6.100%

6.191%

0.000

Americas First Federal Credit Union

30-Year Fixed

6.450%

6.250%

0.000

Kohler Credit Union

20 Year Fixed

6.125%

6.268%

0.000

Addition Financial Credit Union

20-Year Fixed

6.125%

6.271%

0.000

Honda Federal Credit Union

15 Year Fixed

6.125%

6.278%

0.000

1st United Credit Union

15-Year Fixed Jumbo

6.250%

6.307%

0.000

Midwest Liberty Federal Credit Union

10 Year Fixed

5.875%

6.308%

0.000

A+ Federal Credit Union

10-Year Fixed

6.125%

6.309%

0.000

State Employees Credit Union

20-Year Fixed

6.200%

6.312%

0.000

First National Bank of Hutchinson

15-Year Fixed

6.125%

6.324%

0.000

Vystar Credit Union

5/5 ARM

5.750%

6.330%

0.000

First Northern Bank and Trust Company

15-Year Fixed

6.125%

6.360%

0.000

Mid-Atlantic Federal Credit Union

10/6 ARM

6.375%

6.394%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare State Employees Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Y-12 Federal Credit Union

VISA Signature Rewards

16.740% - 18.000%

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

America First Federal Credit Union

SILICON SLOPES SIGNATURE VISA

18.000%

Unlimited 1% Cash Back .5% Donation Signature Card

Teachers Federal Credit Union

Visa Cash Back

16.100%

Academic Federal Credit Union

Academic FCU VISA® Secured Card

10.900% - 15.400%

No annual fee, no cash advance fee, rewards program.

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

Suncoast Credit Union

Rewards Share Secured

18.000%

Credit Limit - $300 - $5,000

Teachers Federal Credit Union

Visa Low Rate

14.000%

LMCU Lake Michigan Credit Union

Prime Platinum Visa Credit Card

11.500%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

A & S Federal Credit Union

Visa Classic Card

12.900%

No annual fee

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

Canyon View Credit Union

Visa Crimson Card

13.240%

Acipco Federal Credit Union

Visa Credit Card

9.990%

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

Aberdeen Proving Ground FCU

Visa Platinum Preferred

14.240% - 17.990%

ACMG Federal Credit Union

VISA Platinum without Rewards

7.900%

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

Mountain America Federal Credit Union

Rewards Credit Card

14.240%

Achieve Credit Union

Visa Platinum Credit Card

8.900%

No annual fee. No balance transfer fee. No cash advance fee.

360 Federal Credit Union

Visa Classic

3.990%

Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.

1st Northern California Credit Union

Visa Classic

11.900%

Hughes Federal Credit Union

Visa Platinum Credit Card

9.500% - 12.500%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare State Employees Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

AT&T Employees Federal Credit Union

EZ Loan

18.000%

$0 - $500

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

Mountain America Federal Credit Union

Personal Loan

13.740%

Alec Federal Credit Union

Refinanced Signature Loans

18.000%

1st Northern California Credit Union

Title Loans

5.500%

ACFCU

Line of Credit

13.700%

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

AHE Plant 3 Federal Credit Union

Unsecured (Signature) Loan

11.000%

$0 - $500

Randolph Brooks FCU

Personal Line of Credit

12.950% - 18.000%

Y-12 Federal Credit Union

Ultra Loan

13.990%

AAEC Credit Union

Bill Consolidation Loan

8.990%

Vystar Credit Union

Personal Line of Credit

16.240%

600 Atlantic Federal Credit Union

Signature Personal Loan

12.650%

$0 - $15,000

1 - 36

Achieve Financial Credit Union

Student Loan Consolidation

5.490%

Canyon View Credit Union

Personal Loans

13.740%

$5,000

60 - 60

Randolph Brooks FCU

Signature Personal Loan

12.150% - 18.000%

49 - 60P

1st Northern California Credit Union

1st Line of Credit

9.900%

Suncoast Credit Union

Personal Signature Loan

11.000%

ACMG Federal Credit Union

Personal Loans

8.990%

2 Rivers Area Credit Union

Signature Loan

10.000%

Mountain America Federal Credit Union

Personal Loan

13.240%

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

Access Credit Union Bristol Pa Credit Union

Personal Loans

7.990%

$0 - $30,000

705 Federal Credit Union

Personal Line of Credit

11.500% - 18.000%

$0 - $5,000

SchoolsFirst Federal Credit Union

Overdraft Protection Loan

11.500% - 17.900%

$0 - $5,000

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

State Employees Credit Union Information

Credit Union Name: State Employees Credit Union

Website: https://www.secunm.org

Full Time Employees: 173
Part Time Employees: 6
President: Jerry Rael
CEO: Andy Ramos
Branch Locations: 7
ATM Locations: 7

Corporate Office Address:

1611 Calle Lorca
Santa Fe, NM 87505
Phone Number: 800-983-7328
Fax Number:

State Employees Credit Union Financials

Total Assets:

1,120,309,826

Total Amount of Shares and Deposits:

1,002,696,191

Total Shares and Deposits < 1 Year:

964,985,268

Total Shares and Deposits 1 3 Years:

31,676,201

Total Shares and Deposits > 3 Years:

6,034,718

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

30,587,071

Total Uninsured Shares and Deposits > $250K (F+J):

30,587,071

Total Insured Shares and Deposits > $250K (item 17 less item K):

972,109,120

Total Interest Expense (Sum of items 6 8):

5,187,602

Share Certificates:

7,141

Number of Accounts for Share Drafts:

40,376

IRA KEOGH Accounts:

1,474

Number of Accounts for Regular Shares:

54,893

All other shares:

12,749

Money Market Shares:

1,328

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

73,989,508

Total Liabilities:

1,011,726,621

State Employees Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

Bilingual Services:

No Cost Bill Payer:

Yes

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

CD Rates at State Employee's Credit Union

A North Carolina Credit Union, State Employees Credit Union, is offering some of the best CD rates available right now. 6 month certificate rates are probably the best deal at the credit union. 6 month CD rates are currently at 1.25% with a CD yield of 1.25%. That rate is almost 4 times the national average. Current 12 month rates at SECU are also at 1.25% with a yield of 1.25%.Find the highest CD rates at banks and credit unions by searching our rate lists here: Highest CD Rates.18 month CD rates are also of the best rates available. Current 18 month rates and yields are at 1.50%. The credit union's 18 month rate is better than most 2 year CD rates at banks and credit unions. Read more...

Pennsylvania State Employees Credit Union CD Rates

Pennsylvania State Employees Credit Union (PSECU) is advertising regular share certificates of deposit and Individual Retirement Account certificates of deposit. The credit union's certificate of deposit terms range between 3 months and 5 years.Searching for CD Rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.The credit union’s CD rates beat the national average rates. PSECU's current 3 month CD rate is 0.75 percent with an annual percentage yield of 0.75 percent. The current national average 3 month CD rate is only 0.40 percent. Read more...

Alabama State Employees Credit Union Current CD Rates

Alabama State Employees Credit Union (ASE) is advertising share certificates (certificates of deposit) with CD terms ranging from 6 months to 48 months. ASE Credit Union has branches in Montgomery, Millbrook, and Wetumpka, Alabama. The credit union was founded in 1954 and has received the 5-star Superior Rating from Bauer Financial, Inc.The credit union's best certificate of deposit rate is on their 6 month certificate of deposit. The current 6 month CD rate is 1.24 percent with an annual percentage yield of 1.25 percent. The credit union's 6 month CD rate beats the current national average 6 month CD rate of 0.695 percent.The credit union's highest CD rate is on their 4 year certificate of deposit. The current 4 year credit union CD rate is 1.79 percent with an APY of 1.80 percent. Read more...

ASECU Best CD Rates

Alabama State Employees Credit Union (ASECU) is advertising certificates of deposit (share certificates) with terms between 6 months and 4 years. The credit union's CD rates are some of the best CD rates available these days at any credit union or bank.Their 6 month certificate of deposit rate is currently 1.24 percent with an annual percentage yield of 1.25 percent. That rate is more than double the national average 6 month CD rate of .051 percent. The rate also is better than the national average 12 month CD rate and 18 month CD rate.We also recommend staying in shorter term certificates of deposit because interest rates are headed higher later this year. Read more...

ASE Credit Union Savings Account

Alabama State Employees Credit Union (ASE) is advertising several different types of share savings accounts. The types of savings accounts include a Regular Shares Savings Account, a Super Saver 09 Savings Account, Christmas Club Savings account and a Vacation Club Savings Account.ASE's savings account rates are not the best savings account rates around but the rates are better than the national average savings account rates and money market account rates. The credit union's best savings account rate is on their Super Saver 09 account. The current savings account rate is 1.00 percent with an annual percentage yield of 1.00 percent.The Regular Shares, Christmas Club and Vacation Club all have the same savings account rate and annual percentage yield. The current rate is 0.75 percent with an APY of 0.75 percent. Read more...

PSE Credit Union CD Rates

Pennsylvania State Employees Credit Union (PSECU) is advertising offering regular share certificates of deposit and IRA certificates of deposit. The certificate of deposit terms range between 3 months and 5 years.The credit union’s CD rates are some of the best CD rates at banks and credit unions available right now. Here are the current regular CD rates and IRA CD rates:

CD Rates and APY

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